The 2023 Dodge Ram Rebel V8 has more than 400,000 cars.

 


  

Configuration: black pearl paint front leather seat night bag first-class bag big fuel tank towing hook 18-inch all-terrain tire reversing image front seat heating steering wheel Tyrannosaurus Rex with the same big screen.

 

First-class package configuration: front heated seat heated steering wheel power adjustable pedal Rear ceiling lamp Rear window defroster with on/off switch Sun visor with illuminated cosmetic mirror Uconnect 5 4g LTE Wi-Fi hotspot with 8.4-inch product display screen 8.4-inch touch screen supports Apple Carplay hands-free phone and audio Google Android car integrated central stack radio ?USB mobile projection.

Ram Rebel, as a representative of its series of off-road products, has been selling well overseas, with strong overall design, strong off-road performance and full high-strength off-road configuration. The target models are the smooth road with optional off-road bag and the tremulous version of F150.




Tianjin Xiangruitong Automobile Trading Co., Ltd. specializes in American pickup trucks of various brands, and provides one-stop services such as overseas procurement, domestic retail, customized modification, etc. The whole process is handled transparently without any hidden additional fees.

The design of the interior is very family-oriented, and the layout of various function buttons is exactly the same as that of the same brand’s horn and sports version. The electronic knob handle and the 12-storage vertical screen navigation screen are very scientific and technological.

Many card friends are unfamiliar with rebels. In fact, it is not a new model. It was introduced in China as early as 2017. Later, we stopped introducing it for various reasons. At present, the new model has arrived in the store. The rebel’s appearance is very domineering, and the huge logo shows its powerful performance, from which the design of Tyrannosaurus Rex originated. The steel front sand guard and the 18-inch off-road wheel with the original off-road tires everywhere remind us that it was born for off-road.

At present, many design elements of the ceiling of American pickup trucks are from rebels. The price of more than 500 thousand is tens of thousands higher than that of the same configuration of smooth road province, and everyone thinks it is worth it.————————————————————————————————————————






RCEP market welcomes "China Pineapple"! The annual output value soared to 2.5 billion yuan, and Xuwen pineapple unlocked the "sales password"

  (CCTV Finance "Economic Half-hour")In the last five years, a southern fruit has created a sales miracle. In five years, from the lowest purchase price of 0.3 yuan to the highest price of 3 yuan, this fruit, which creates a sales miracle, is Xuwen pineapple produced in Zhanjiang, Guangdong. As the hometown of pineapple in China, xuwen county has planted one third of the country’s pineapples. As the "vanguard" of Lingnan Jiaguo’s listing, at present, Xuwen pineapple is about to be listed on a large scale, and the local government, enterprises and farmers are actively preparing for it.

  Fresh-cut fruits have sprung up everywhere.

  Small pineapple fruits are favored.

  At the end of February, xuwen county, Zhanjiang City, Guangdong Province gradually ushered in the "sweet" pineapple harvest season.

  Affected by climate, light, soil fertility, planting methods and other factors, some pineapples can only grow into small fruits of 4 to 9 taels. Although there is no difference in taste with conventional pineapples, they were not favored by buyers in the past and could only rot in the ground, causing huge waste.

  What has changed this phenomenon is a group of fresh-cut pineapple processing enterprises that have appeared in Xuwen in recent years. They specialize in purchasing small pineapple fruits. After the small pineapple enters the factory, it becomes a fresh-cut fruit preserved in cold storage. Enterprises are then transported by cold chain and sold to Guangdong-Hong Kong-Macao Greater Bay Area and other provincial markets through e-commerce and other channels.

  Li Taiji’s processing plant was built in 2020. Last year, the sales of fresh-cut pineapples reached more than 3.1 million Jin. In order to cope with the upcoming order peak in March, we are now expanding employment.

  Xue Junnan is the general manager of the supply chain of a fresh chain brand. Seeing that Xuwen pineapple is about to be listed on a large scale, he came to the enterprise. In addition to routinely checking the production workshop and checking the quality of supply, he also brought this year’s procurement plan.

  Xue Junnan, general manager of a fresh chain supply chain:This is an emerging consumer industry that is very in line with the "lazy economy". On our platform alone, the sales volume of a single fresh fruit pineapple last year was around 13 million yuan. This year, we also hope to make great efforts to bring about 20% to 30% growth.

  The government acts as a salesman.

  You buy pineapples, I’ll stay free.

  Xuwen pineapple is the "vanguard" of Lingnan Jiaguo listed every year, and its sales are directly related to the livelihood of 150,000 pineapple farmers in xuwen county for one year. When the company is fully preparing for the pineapple harvest season, Yang Fanfan, deputy secretary of the Party Group of Xuwen Agricultural and Rural Bureau, is also busy inspecting the hotel. Since 2020, the government has taken the lead in establishing a buyer alliance, and provided free hotel accommodation for foreign buyers, with a total investment of about 1 million yuan.

  Xuwen county is the largest pineapple production base in China, and three out of every 10 pineapples in China are produced here. The unique geographical and climatic conditions make the pineapple produced here big, juicy, crisp, sweet and fragrant, and become a protected product of geographical indications in China.

  Qujiae Town in the east of xuwen county is the township with the largest pineapple production in Xuwen, with a pineapple planting area of 130,000 mu and an annual output of more than 260,000 tons. It is a veritable "pineapple sea". Although March-May is the peak of Xuwen pineapple listing, in late February, Luo Fei, a large planter in Qujie Town, sent tens of thousands of kilograms of early-maturing fruits to the pineapple trading center here. Tens of thousands of pounds of pineapples can be sold at any time, which was something he couldn’t even think about a few years ago.

  Luo Fei still clearly remembers that Xuwen pineapple had a bumper harvest in 2018, but the minimum purchase price fell to 0.3 yuan per kilogram, far below the cost price, and fruit farmers suffered heavy losses.

  In a normal year, at the latest in early May, the pineapple sales in Guangdong will come to an end. However, at that time, we waited until the midsummer of June. In the largest pineapple trading market in xuwen county, fruit farmers were still waiting for the arrival of buyers, selling pineapples for several hundred yuan a car.

  In Qujie, the surplus money of fruit farmers after selling fruits is used to being deposited in the postal savings bank of the town. In the bumper harvest year of 2018, the annual deposits here decreased by 12.3% compared with the previous year.

  In order to get rid of the curse of "high yield but no harvest" of agricultural products, in 2019, the Guangdong Provincial Department of Agriculture and Rural Affairs sent a working group to Xuwen before the pineapple was listed. Members of the working group include experts from e-commerce platforms and media.

  They showed their magic power, invited more than 300 professional buyers from all over the country and held the first pineapple production and marketing matchmaking meeting in Xuwen history. However, the staff in the agricultural sector work part-time as waiters in the production and marketing of agricultural products, thus opening the curtain of building a "12221" market system in Guangdong Province.

  A series of marketing measures made Xuwen pineapple bottom out in 2019. This year, the postal savings bank, which was once deserted in Qujie town, saw a booming business, with an annual deposit increase of more than 20%.

  Nowadays, the "12221" market system has already become the password for increasing income of Guangdong’s rural characteristic industries, and Xu Wen has also continued to explore the upgraded version of 2.0. Hundreds of local anchors have been invited to the fields to guide fruit farmers to bring goods live. Let the once unsalable pineapple gradually get out of the predicament. The annual output value of Xuwen pineapple soared from 980 million yuan in 2018 to 2.5 billion yuan in 2022.

  Closely following the "1" objectives of "12221" market system, such as brand building, sales promotion, market guidance, variety improvement, and farmers becoming rich, Zhanjiang pineapple production operation center, which just started operation in 2022, is open to all pineapple farmers and buyers. The equipment in the operation center can detect the sugar content, Shui Xin and black heart of pineapples, which improves the overall quality of listed pineapples. With the matchmaking and quality control of the operation center, both parties are very worry-free in trading.

  In 2022, the operation center and the Regional Comprehensive Economic Partnership Agreement (RCEP) pineapple international trading center were listed at the same time. With the help of e-commerce platform, the first national pineapple standard center, price center, merchant information collection center and pineapple big data center were built.

  In 2022, Xuwen pineapple was exported to Singapore by RCEP, which indicated that Xuwen pineapple officially entered the market of RCEP member countries as "China pineapple".

  Yang Fanfan, Deputy Secretary of the Party Group of xuwen county Agriculture and Rural Affairs Bureau:Up to now, the number of local small pineapple processing enterprises has reached 17, which has greatly promoted the sales of small pineapples.

  Good varieties bring good benefits.

  Golden diamond pineapple doesn’t need salt water.

  With convenient sales channels and expanding processing capacity, farmers no longer have to worry about selling. In order to make pineapple truly become a high-value fruit, it is necessary to practice hard and improve its quality.

  Chen Ruyue, a pineapple grower in xuwen county, Guangdong:Introduce some excellent varieties, fundamentally change our pineapple industry and realize industrial upgrading.

  In 2017, Chen Ruru began to introduce the planted "Golden Diamond" pineapple, which is also the most popular variety at present. Standardized and refined cultivation of golden diamond pineapple and common pineapple not only have obvious differences in appearance, but also have shallow fruit eyes without digging out or soaking in salt water, which is more convenient to eat.

  The sugar content of common pineapple is about 15%, while the sugar content of golden diamond pineapple is about 19%, which has obvious advantages.

  After several years of careful cultivation, Golden Diamond Pineapple has won market recognition with high quality. Its land purchase price is two to three times that of ordinary pineapple, and its planting area has tripled in the past three years, and it is still sold out every year.

  Fusion of Golden Pomfret and Pineapple.

  Pineapple prefabricated dishes are very popular

  In order to better develop the pineapple market and explore new consumption hotspots, in 2022, Xuwen, Guangdong Province also invited dozens of famous chefs to compete with each other and held a pineapple cooking competition.

  When the new pineapple dishes make local diners feast, the pineapple prefabricated dishes are also fragrant all the way to the foreign table. Zhanjiang has the title of "Golden Pomfret Capital of China". Local enterprises integrated golden pomfret and pineapple, and launched "pineapple golden pomfret".

  Bobby Chen, Director of R&D Center of an aquatic product enterprise in Zhanjiang City, Guangdong Province:The products listed last year have been sent to all of China. Last year, our first cabinet was sent to RCEP countries. At present, the traditional distribution channels and online new retail platforms are synchronized.

  At present, the company’s order for pineapple prefabricated dishes has been arranged for six months, and with the large-scale listing of Xuwen pineapple this year, they will also launch 10 pineapple prefabricated dishes online, hoping to achieve the goal of consuming 1000 tons of pineapple annually this year.

Performance is improving, but differentiation intensifies the environmental protection industry or sets off a new round of mergers and acquisitions.

  Recently, listed environmental protection companies have successively released their annual performance reports for 2017. Although more than 70% of the companies are pre-happy, the phenomenon of intensified performance differentiation is prominent. In addition, the "small scattered" pattern of the entire environmental protection industry is still outstanding.

  The 13th Five-Year Plan for the Development of Energy Conservation and Environmental Protection Industries proposes to improve industrial concentration, cultivate a number of large energy conservation and environmental protection enterprise groups with international competitiveness, and cultivate more than 100 key enterprises in key areas of energy conservation and environmental protection industries. In the opinion of experts and insiders, it is still the general trend for the environmental protection industry to speed up mergers and acquisitions, no matter from the policy orientation or the development of the industry itself, and there will still be a wave of mergers and acquisitions in the future.

  Annual report performance is improving, but industry differentiation is intensifying.

  Combing the disclosed 2017 annual report and performance forecast, it was found that there were 126 companies with pre-history performance during the reporting period, accounting for more than 70%; There are as many as 46 companies whose net profit is expected to double year-on-year, which shows that the overall development of the environmental protection industry is good, and the profits of related listed companies continue to grow significantly.

  Judging from the published annual report, the net profit of leading enterprises such as Sanju Environmental Protection, Bishuiyuan and Oriental Garden all exceeded 2 billion yuan. Among them, Sanju Environmental Protection realized a net profit of 2.539 billion yuan, a year-on-year increase of 57.02%; Bishuiyuan achieved a net profit of 2.509 billion yuan, an increase of 35.95% year-on-year; The net profit of Oriental Garden was 2.178 billion yuan, a year-on-year increase of 68.13%.

  However, it is worth noting that the performance differentiation of the entire environmental protection sector has intensified. Yishida, Fei Da Environmental Protection and Tianjin Membrane Technology suffered serious losses, and their net profit and year-on-year profit growth both showed red lights. According to the brokerage research report, the proportion of companies with a net profit of 0-0.5 billion has decreased, while the proportion of companies with a net profit of 0-0.5 billion has increased.

  Among the listed companies in the A-share environmental protection sector, the growth rates of total profit and net profit attributable to the parent company of 16 companies with total assets of more than 5 billion yuan disclosed in the 2017 annual report were 25.3% and 21.6% respectively, while the growth rates of total profit and net profit attributable to the parent company of 18 listed companies with total assets of less than 5 billion yuan were only 8.2% and 10.7% respectively, and there was a huge difference in performance between large and small enterprises.

  The "small scattered" pattern of the industry still exists.

  The "small scattered" pattern of the environmental protection industry is still outstanding. From the perspective of hazardous waste industry, the data show that there are nearly 3,000 hazardous waste enterprises in China, the average qualification scale of licensed enterprises is less than 30,000 tons/year, and the market share of the top ten leading enterprises is even less than 10%. The hazardous waste treatment industry as a whole is scattered, small and weak. "At present, the technical equipment in the hazardous waste industry is weak, and the capacity utilization rate is less than 30%, showing a downward trend as a whole." Li Yongpeng, president of dongjiang environmental protection Co., Ltd., told the Economic Information Daily reporter earlier.

  The sanitation industry is also scattered. According to the real-time tracking data of E20 data center, there are about 5,000 sanitation enterprises in the industry, but only one or two hundred of them have taken shape initially.

  Xue Tao, managing partner of E20 Environment and executive dean of the Institute, pointed out in an interview with the Economic Information Daily that the concentration of environmental protection industry is relatively low, with about 50,000 upstream and downstream enterprises. He specifically analyzed that for the field of industrial pollution control, on the one hand, the categories are complex, Party A is scattered, and the technology is complex, which brings about the problems of low concentration and "small" and "scattered" environmental protection enterprises; On the other hand, the upgrading of industrial sewage management is not perfect, and zero tolerance for excessive sewage discharge has not been achieved, which has aggravated the situation of "small", "scattered" and especially "chaotic" in the industry.

  "In the field of municipal utilities (mainly referring to the field of government payment), the main operators of municipal environmental protection facilities in thousands of counties and cities are naturally dispersed." Xue Tao further pointed out that the franchise reform in 2003 promoted the improvement of industry concentration. The data shows that the top ten social capitals now account for more than 20% of the total water supply in China, and 70% of new waste incineration projects are allocated by the top ten. However, the situation of "small", "scattered" and even "chaotic" is still obvious in the upstream equipment enterprises supporting investment and operation enterprises and other sub-sectors mainly focusing on engineering (rural environmental management, soil remediation, etc.).

  Mergers and acquisitions will continue to deepen.

  According to the "Thirteenth Five-Year Plan for the Development of Energy Conservation and Environmental Protection Industry", by 2020, the energy conservation and environmental protection industry will become a pillar industry of the national economy, emphasizing the need to improve industrial concentration and enhance industrial competitiveness. And clearly put forward "to cultivate a number of large energy-saving and environmental protection enterprise groups with international competitiveness, and cultivate more than 100 key enterprises in key areas of energy-saving and environmental protection industries".

  In 2017, the environmental protection industry continued to expand the market and extend the industrial chain through horizontal and vertical mergers and acquisitions, and intra-industry, cross-industry and cross-border mergers and acquisitions have become a normal state. The data shows that in 2017, there were 86 mergers and acquisitions in the national environmental protection industry, involving an amount of 38.5 billion yuan. In the eyes of experts and insiders, this kind of M&A will continue to deepen, and a new wave of M&A is expected to set off again.

  Xue Tao pointed out that due to the low ratio of fixed assets in the field of environmental protection, the process of improving industry concentration will be faster than other fields. Many expansions in this field are completed through mergers and acquisitions, and mergers and acquisitions will remain hot in the next few years. Many small-scale sanitation enterprises have low competitiveness in the process of marketization and will be squeezed out or merged in the next three years.

  For example, Guan Qingyou, president of the Financial Research Institute and chief economist, also believes that the differentiation and restructuring of the environmental protection industry will continue to intensify, and the scale and proportion of some leading enterprises in the whole industry will increase.

  "Strong and weak mergers and strong mergers between operating enterprises are benign and sustainable trends, and mergers and acquisitions will be the theme that will last for a long time." Xue Tao said that small and medium-sized enterprises with subdivided technologies have also been merged by large enterprises, but more are self-renewal and metabolism of many small and medium-sized enterprises. It happens from time to time that excellent enterprises strengthen mergers and acquisitions, but it will be more common to directly compete to squeeze out inferior enterprises.

  However, in the opinion of experts, mergers and acquisitions in the environmental protection industry cannot be generalized. Chen Junhao, Senior Director of Investment in Major Projects Department of Fosun Group, said in an interview with the Economic Information Daily that at present, the vast majority of central enterprises engaged in environmental protection industry are subsidiaries. Although it is feasible in theory to carry out professional integration and asset transfer among subsidiaries, it should not happen in a large scale due to factors such as management system, assessment, personnel appointment and dismissal, and the effect of this administrative reorganization is not necessarily ideal.

  "At the current stage of development, it is still necessary to encourage state-owned capital to enter the field of environmental protection. The key is to have a fair and reasonable market competition environment, so that enterprises with real R&D strength, market development and project operation capabilities can occupy more external market shares through marketization." Chen Junhao said.

  From the international experience, such as Japan and the United States, decentralized municipal infrastructure operators are widespread. Even the "French duo" such as Veolia and Suez will be surrounded by many small and medium-sized environmental protection technology enterprises to provide supporting services and technological innovation. Xue Tao believes that the future pattern of domestic environmental protection industry, from the operational point of view, both industrial and municipal concentration will continue to increase, but various technical subdivisions will leave a large number of small and medium-sized enterprises with enough room for development. Considering the inherent characteristics of technological innovation and environmental protection subdivision, in this part of the region, "small scattered" is not the fundamental problem, "small scattered" is. The key to solving the "chaos" still needs to gradually put in place all kinds of supervision based on the effect of environmental governance. (Reporter Ban Juanjuan)

On October 1 ST, the announcement of the rights and interests of Dading Gaohe HiPhi Z was opened.

  [Aika Auto Domestic New Car Original]

  Recently, according to relevant media reports, Gaohe announced the big rights and interests of HipHi Z. In 2022, the owners of the big locks will get multiple rights and interests, including the courtesy of worry-free cars, the gift of blind boxes with limited time locks, the purchase rights and interests of old owners, and the opportunity to participate in the 2022 HiPhi Show activities. The new car will be officially opened at 10 am on October 1, with a price range of 610,000-630,000 yuan, and will be delivered at the end of this year.

one

  From October 1st, HiPhi Z will officially accept the ordering and locking. Users who order and lock in 2022 can enjoy the lifetime free vehicle warranty, lifetime free three-electricity warranty, lifetime free 5G vehicle networking traffic, lifetime free road rescue, exclusive charging pile and installation services, and free access to HiPhi Pilot Gaohe intelligent driving assistance function package.

one

  Users who have completed the HiPhi Z lock fitting within this year can also randomly select the titanium moon gift box, 1:18 HiPhi Z alloy car model and Xinghe Purple players’ limited painting of No.9 go-kart through the HIP HI APP (opened on November 11th, 2022). During this period, Gaohe has prepared the exclusive rights of the old owner to purchase HiPhi Z for HiPhi X owners, and can choose the flexible armor wheel hub assembly for free when locking the configuration.

Chinese Express 2023 Gaohe HiPhi Z

  Editor’s point of view: HiPhi Z is the second model launched by Gaohe Automobile. The design of the new car is very radical and highly recognizable. Compared with Gaohe HiPhi X, HiPhi Z is younger and more athletic as a whole. The arrival of rich rights and interests will make the new car more attractive.

Wonderful content review:

Million level? The patent map of Gaohe HiHi ZGT was exposed.

2022 Chengdu Auto Show: Gaohe HiPhi Z was officially launched.

Product understanding is biased. Gaohe Automobile responds to sales fraud.

Help you dig out the "feeding" diet food for health.

  Recently, some media reported that online celebrity weight loss coffee cost 8 yuan, but it sold for 298 yuan. What is even more exasperating, however, is that coffee is actually a diet drug that was withdrawn from the market 10 years ago — — Sibutramine!

  It’s almost the season of revealing meat, and it’s not too late to lose weight. Have you ever been tempted by those advertising slogans that advertise that you can lose weight quickly, burn fat instantly and lose 30 pounds a month? Pharmacists are here to remind you that those slimming foods such as slimming tea, weight loss coffee, and fat-burning capsules sold illegally are likely to contain drugs added illegally, which pose a health threat to the body. Don’t blind your eyes to all kinds of fancy weight-loss products, otherwise it is very likely that the more you lose weight, the worse your body will be.

  What kind of "ghost" is sibutramine

  Searching for "sibutramine" in Baidu, I found that sibutramine was added to many so-called diet foods. For example, "fat-burning slimming capsules", fruit and vegetable drinks (solid drinks) and fruit and vegetable slices with slimming effect.

  Sibutramine is a central weight-loss drug, which can act on the central system, by inhibiting the reuptake of neurotransmitters such as norepinephrine, 5- hydroxytryptamine and dopamine in the body, so as to suppress appetite and reduce food intake to achieve the purpose of weight loss.

  In 1997, it was approved for obesity in the United States, and it became a weight loss star for a while, so it was listed in China in 2000. After listing, China’s ADR center also monitored some adverse reactions, mainly headache, dry mouth, insomnia, dizziness and so on. In fact, it may not only affect the digestive system, nervous system, central and peripheral nervous system, cardiovascular system, etc., leading to endocrine and metabolic disorders, mental stress, sleep disorders and so on. But the most serious is the risk of myocardial infarction, stroke, cardiac arrest and so on, especially for patients with heart diseases such as coronary heart disease, arrhythmia, or already suffering from cerebrovascular diseases, the risk of cardiovascular and cerebrovascular accidents is higher.

  In view of the fact that sibutramine may increase cardiovascular adverse events after marketing, in 2002, the European Union launched a large-scale clinical study on the influence of sibutramine on cardiovascular safety after marketing, which was called "Sibutramine Cardiovascular Terminal Test", including the participation of many countries and regions such as the European Union and Australia. The research results published in 2010 show that the use of this drug can increase the serious cardiovascular risk. Thus, since 2010, the United States, the European Union and China have successively withdrawn sibutramine from the market.

  Those "ingredients" lurking in diet foods

  At present, some illegal sales of slimming tea and weight loss coffee claim that the products are very safe while promoting slimming, which makes many consumers put down their defenses. But in fact, these weight-loss products are likely to have serious health risks. Because products that are generally claimed to have the effect of fast weight loss, in order to make consumers lose weight, it is very likely that some drugs will be added illegally, mainly in these categories:

  The most common way is to add appetite suppressants such as sibutramine, fenfluramine and its derivatives. These drugs mainly act on the central system of the brain to "pretend" to be full, reduce appetite and lose weight, but long-term use may affect the function of the heart and lungs, and cause symptoms such as palpitation and dyspnea, and increase the risk of pulmonary hypertension, myocardial infarction and cardiac arrest.

  Add some laxatives such as phenolphthalein tablets (guide tablets), bisacodyl, etc. Take bisacodyl as an example, it is an irritating laxative, but long-term use may lead to chronic diarrhea, hypokalemia, secondary aldosteronism, and even metabolic alkalosis, myasthenia, renal tubular injury and so on.

  Add some drugs to increase energy consumption, such as levothyroxine sodium, ephedrine, pseudoephedrine, theophylline, and diuretics such as furosemide and bumetanide. These drugs seem to "lose weight" by increasing energy metabolism and discharging more water, but in fact they may only lose some water.

  More importantly, taking these drugs without knowing it may bring harm to the body. For example, taking levothyroxine sodium for a long time may lead to drug-induced hyperthyroidism, and symptoms such as palpitation, emaciation and exophthalmos may occur. Excessive use of ephedrine, pseudoephedrine and theophylline may cause arrhythmia, anxiety and myocardial infarction, and excessive use of diuretics may cause electrolyte disorders such as low potassium and sodium.

  Other added drugs and some other drugs have also been detected in weight loss products, including fluoxetine and sildenafil. Many illegal weight-loss products contain not only one illegally added drug, but also two or more.

  Pharmacists give you a prescription for healthy weight loss.

  So is there a "safe" diet pill that allows us to reduce the meat easily? The answer is: not really. There is no product that claims to be safe to lose weight. No weight loss product is effective and has no side effects. Only a healthy diet plus adequate and moderate exercise is the safest and most effective way to lose weight. Here are three tips for losing weight safely.

  Before you lose weight, calculate your BMI index. The specific algorithm is to divide your weight (kg) by the square of your height (m). If it is less than 24kg/m2, you don’t need to lose weight. If you are not satisfied with your body shape, you can shape it through fitness. If it is between 24 and 24-28 kg/m2, it is overweight; Above 28 kg/m2, you are obese, and you need to reduce it if you are overweight or obese.

  It is suggested that only by adhering to a scientific lifestyle for a long time can we maintain our weight and reduce the rebound. Friends who need to lose weight and want to lose weight can go to the nutrition department of the hospital, ask a professional dietitian to give an individualized recipe, and then choose the exercise that they like relatively and suit them, and insist on exercising for a certain time every day.

  If you need help with drugs, you can choose orlistat. At present, in China, the only drug with obesity treatment indications and approved by National Medical Products Administration is orlistat. However, orlistat itself has some adverse reactions, such as oily stool, increased stool frequency, abdominal pain and flatulence, which may also lead to liver injury, so please use it under the guidance of a doctor or pharmacist.

  In addition, if you have diabetes at the same time, you can also choose hypoglycemic drugs, such as liraglutide, dulaglutide, exenatide, etc. For example, liraglutide has also been approved in the United States to assist patients with BMI above 27kg/m2 to lose weight. In addition, some drugs such as Dapagliflozin and Kaglinide can reduce blood sugar and weight at the same time.

  Although everyone loves beauty, the road to losing weight is long and difficult, and there is really no shortcut. Scientific weight loss is the king.

  Text/Song Zhihui (Beijing Tongren Hospital)

Global insight into how the United States undermines global environmental governance: what about not ratifying the Convention on Biological Diversity in the past 30 years?

  In the past week, the first phase of the 15th Conference of the Parties (COP15) of the United Nations Convention on Biological Diversity was successfully held in Kunming, China. However, during this meeting, all parties also noticed that the United States has not completed the ratification procedure for 30 years since it signed the Convention in the 1990s.

  With a total of 196 parties, the Convention on Biological Diversity has developed into one of the international environmental conventions with the largest number of countries. As one of the most developed countries in the world, the absence of the United States has undoubtedly caused significant damage to the global efforts to protect biodiversity and prevent species extinction.

  △ Quartz, a business news website, wrote that the refusal of the United States to ratify the Convention on Biological Diversity may weaken the protection of biodiversity at home and abroad.

  Internal party struggles shut out the global environmental protection plan

  At the United Nations Conference on Environment and Development held in Rio de Janeiro, Brazil in 1992, the Convention on Biological Diversity was opened for signature by all countries. Many countries, including China, signed this historic convention on the spot, but the United States chose to give up at that time.

  △ At the Rio Conference in 1992, leaders of various countries enthusiastically signed the Convention on Biological Diversity under the witness of then-UN Secretary-General Boutros Ghali (right). However, the then US President George W. Bush did not sign it.

  The reason for not signing is simple — — 1992 was an election year in the United States.

  At that time, President George H.W. Bush was fiercely competing with Democrat Clinton for the presidency, and many senators in Bush’s Republican Party opposed signing the Convention on Biological Diversity. The Republican Party, which represents the interests of large enterprises, believes that the Convention will "infringe" US sovereignty, endanger domestic commercial interests and increase the financial burden.

  Clinton won the election in 1992 and signed the Convention on Biological Diversity shortly after taking office. But signing does not mean joining. If the United States really wants to join the Convention, it still needs the approval of more than two-thirds of the Senate. However, due to the obstruction of the Republican Party, the Convention has not been approved by Congress.

  △ VOX, an American news website, quoted an expert’s point of view in the article "Why didn’t the United States join the most important treaty to protect nature", pointing out that conservative nationalists in the United States (including the Senate) have long distrusted international agreements and regarded them as "efforts by the United Nations and foreign governments to restrict the independence of the United States Constitution, interfere in the activities of the American private sector and create redistributive plans".

  Now 30 years later, these people’s ideas have not changed at all. Shortly after Biden took office as president, the American right-wing think tank released a report calling on the Senate to continue to boycott international treaties such as the Convention on Biological Diversity during Biden’s tenure, on the grounds that they "threatened US sovereignty".

  However, environmental experts point out that there is no evidence to support this statement. What’s more, the Convention on Biological Diversity itself clearly stipulates that countries retain jurisdiction over their own environment.

  △ Stuart Patrick, director of the International Institutions and Global Governance Program of the American Council on Foreign Relations, clearly emphasized in his book "Sovereign War" that the Convention on Biological Diversity does not pose a threat to US sovereignty.

  Although environmental supporters have been urging the United States to join the Convention on Biological Diversity as soon as possible for many years, they also realize that in the increasingly polarized United States, the policy direction is completely subject to "veto politics", and conservative politicians simply do not have enough will to fulfill any international obligations.

  To this end, Sarah Sanders, a researcher at the Audubon Institution in the United States, and Maria Mick, an assistant professor at Michigan State University, jointly published a column warning that the global biodiversity policy is at a critical crossroads. "We (the United States) need a place, otherwise it will be too late."

△ Screenshot of The Hill Report, USA

  The United States itself has tasted the consequences of arbitrary behavior.

  The refusal of the United States to ratify the Convention on Biological Diversity not only seriously undermined the global biodiversity protection plan, but also made the United States taste the consequences.

  Federal wildlife officials announced last month that 22 species of wild animals and 1 species of wild plants in the United States, such as ivory-billed woodpecker, will be declared extinct and will be removed from the endangered species list due to poor protection.

△ The New York Times report screenshot

  According to data provided by the US Fish and Wildlife Service (USFWS), nearly 3 billion birds have been lost in North America since 1970. Take Hawaii as an example. There used to be more than 50 species of forest birds in Hawaii, but there are only 17 species left.

△ The New York Times pictures

  The British "Guardian" recently issued a document summarizing many threats to global biodiversity, and first pointed out "destructive land use". Among them, the outstanding performance is the United States.

  The article cites the research results of American experts and points out that from 2008 to 2016, 4 million hectares of land in the United States were destroyed. In particular, the destructive development of the prairie in the United States is "equivalent to deforestation of tropical forests." This grassland, once the largest in the world, has now been used for agriculture. However, the recently developed agricultural land has been downgraded to sub-optimal level, and its agricultural output is 70% lower than the national average.

△ "Guardian" report screenshot

  In fact, apart from the Convention on Biological Diversity, there are many multilateral environmental treaties that the United States has signed but never ratified. What’s more, the United States, as the largest emitter in global history, formally withdrew from the Paris Agreement aimed at tackling global climate change in November last year. This is described by global public opinion as a "major retrogression."

  It is worth noting that both the Convention on Biological Diversity and the United Nations Framework Convention on Climate Change were signed at the United Nations Conference on Environment and Development in Rio in 1992. In the eyes of professionals, protecting biodiversity and tackling climate change are global environmental protection issues of equal importance.

  As Elizabeth Murema, Executive Secretary of the Secretariat of the United Nations Convention on Biological Diversity, said in a recent interview, climate change and biodiversity are interrelated. "When we talk about mountain fires, we are talking about forests, and forests are biodiversity. If biodiversity is not considered, the solution of climate change alone will not help to slow down climate change. "

△ Elizabeth Murema

  With the upcoming 26th Conference of the Parties (COP26) of the United Nations Framework Convention on Climate Change, what the United States has done is becoming the biggest uncertainty in the field of global environmental governance.

  In this regard, Zhao Lijian, a spokesman for China’s Foreign Ministry, said a few days ago that the United States should change its utilitarian practices in participating in international affairs as soon as possible, shoulder its due international responsibilities and obligations, earnestly proceed from the well-being of people around the world and win the trust of the international community with practical actions.

△ Zhao Lijian

  But what the world wants to know is, when will the United States, which has refused to ratify the Convention on Biological Diversity for decades, retreat when it wants to enter the Paris Agreement … …

  Planning Wang Jian

  Reporter Wang Hongling

  Editor Zhang Han

  Qian Shen Wang Jian Liu Yiyao

Abandoning people to set up a track, "Zhang Wanyi" found a more secure marketing path?

Wen | Xiao Gu Dong

On the one hand, it is a crazy pet girl who is silent, and on the other hand, it is a pseudo-orthopedic player who is secretly caught in emotional entanglements. Luo Shenyuan, played by Zhang Wanyi in "Splendid Peace", combines the plots of pet girls and pseudo-orthopedics with one another, which has aroused the onlookers and discussions of netizens, and the topic # Zhang Wanyi walks through two kinds of tracks at a time # has also aroused heated discussion.

Reading Entertainment Jun found that every time a new drama is broadcast, Zhang Wanyi’s entries related to the track will appear on the hot search list. Nowadays, it is becoming more and more normal for people to set up high-frequency rollover or even house collapse. It is a more secure way for actors to launch track marketing, which can not only refine the characteristic labels of roles, but also not equate with the artists themselves, which is full of the cost performance of marketing among the topics of continuous output.

Generally speaking, most stars circle in the ancient and modern circuit, and then enter the official circuit to consolidate their personal reputation. However, Zhang Wanyi does the opposite, because he has appeared in the series of Sauvignon Blanc, The Story of the Liuzhou, The Beautiful Peace and the Children of the Qiao Family in recent years, and gradually gained a firm foothold in the Beide circuit, which is due to the fact that most of his roles are focused on.

From Qiao Erqiang’s "Master, I don’t want you" in "Qiao’s Daughter" to Zhao Jin’s "Why can’t you break up with him because of me" in "I know I love you", is it wrong to say "I like you" in "Sauvignon Blanc"? Is it wrong for me to want to stay with you for a long time? From Luo Shenyuan’s "I am no longer a brother and sister" in "Splendid Peace", this series of representative lines is the epitome of Zhang Wanyi’s "Beide Circuit".

Under the big framework of Beide Circuit, netizens also combined the differences of Zhang Wanyi’s roles to expand the vocabulary of the circuit with more curiosity.

The characters played by Zhang Wanyi all have different feelings for their younger sisters, and the orthopedic plot of the minority has attracted a lot of attention. In this regard, netizens commented: "This orthopedic track is really down-to-earth" and "Late intention is really a ride on the orthopedic track".

In Liu Zhou Ji, netizens summed up different track keywords according to the contrast before and after Cui Xingzhou. In the early stage of the series, Cui Xingzhou, who was originally Huaiyang Wang but pretended to be Liu Miantang’s husband Cui Jiu, released the sense of husband when the size was switched freely, and netizens teased Zhang Wanyi from "Beide Circuit" to "Virtuous Circuit"; In the later period, Cui Xingzhou and Liu Miantang loved each other very much, and netizens said that Zhang Wanyi started the Little Joyful Raceway, and even quipped: "Who would have thought that a big tiger who led the battle outside would become a cute and clingy kitten at home" …

In one ancient puppet show after another, Zhang Wanyi became the "leader" on Beide track, and tried to open up more new tracks. Finally, he gained more attention, discussion and a more distinctive character tag in the evaluation of "the running woman is made of iron".

In this regard, Zhang Wanyi once publicly said: "You always help me expand my comfort zone. It seems that every time you sum up a new point, I find that I have this potential. If possible, I hope you can give me more summaries, so that I can further explore my ideas and bring you different experiences. "

However, Zhang Wanyi got some negative comments because of the similar shapes and performances of the series "Sauvignon Blanc", "Liu Zhou Ji" and "Splendid Peace". However, the subsequent collaboration with Jing Tian has made some breakthroughs in the shape, and it remains to be seen whether the word-of-mouth can be reversed in the future.

Throughout the entertainment circle, many actors stay in their comfort zones to perform their roles, and many of them have become professional households on a single track, from Yue Yueli, a professional household of rich grandfathers in the early days, and Pan Hong, a professional household of evil mothers-in-law, to David Wang, a professional household of overbearing presidents in recent years, and Jin Dong, a professional household of leading within the system. However, regular-season courses such as overbearing presidents and professional households can’t attract the attention of the audience, but will leave a homogeneous stereotype. At present, it is more popular for the public to find a new way to refine some more novel and niche track labels for actors, and to carry out marketing on this basis, which makes people feel refreshed and more memorable.

Or refine a new track concept according to the identity of the role. Zhou Yutong, who is known as "the actress with the strongest taste in the entertainment class", has played many representative roles such as Qiao Xichen, Liang Youan, Zhuang Jie, Han Su and so on in a series of urban dramas, such as I am fine in a foreign land, just love, a lover in spring and a half-cooked man and woman. These characters present the most authentic state of contemporary migrant workers from all dimensions, and Zhou Yutong has also become a representative actor of Banwei Circuit.

Similarly, Johnny opened up a military service track because of his roles as Yu Weidong in Peacekeeping Riot Team, Gao Liang in Ace Force, Lin Luxiao in He Came from the Fire, and Li Fei in Action to Break the Ice. Zhang Yi has opened up a track for chasing murderers because of his role in The Knockout’s "Rebirth" and "The Gate of Rebirth". Yolanda, who starred in The First Half of My Life, Falling Flowers, and Zhu Zhu, who starred in elite lawyers, The Story of a Rose and other dramas, became typical representatives of the elite track in the workplace.

Or refine new words according to the common characteristics of actors in their roles. After a little inventory, Wang Xingyue was called the number one player on the wife-stealing track by netizens because of his roles in plays such as Zhou Sheng as usual, For a fragrance, Ning ‘an as a dream, Mo Yu Yun Jian and so on. Wu Jinyan dominated the revenge track with Wei Yuluo in Yanxi Palace, Xue Fangfei in Mo Yu Yun Yan and Mei Lin in Spring Flower Flame. Lyric built the Wolf Queen Raceway with Guan Zhizhi in The War of Roses and Su Zhenzhen in Dislocation. Wang Yuwen created the "Memoirs of a Dead Wife" track with the roles of Huang Shu in Coward and Xiao Ruotong in Lonely Boat. Lei Jiayin, Ke Bai and Guo Jingfei are the representatives of "loser track" because they often play the role of bullying men.

Or combine their performances in variety shows to open up a new track. Zhou Yiwei, Sun Chengxiao and Sun Nan all reversed their negative comments by participating in variety shows, thus opening up a brand-new "guilt powder track", which, to a certain extent, made the actors’ performing career enter a new turning point.

In addition, there are actors who find their own track according to their own appearance. For example, Dong Siyi plays the chubby girl in Twenty Don’t Confuse, Our Decade and Splendid Peace. These roles all lead to related stories because of their personal figure. For example, in the recently broadcasted Splendid Peace, Luo Yixiu, played by Dong Siyi, is a foodie, and her figure is more plump than other sisters. For this reason, she was ordered by her mother to go on a diet to lose weight. In addition, the fragments about her figure with her sixth uncle in the play have a good spread on the Internet.

With the popularization of role track marketing, the more subdivided and vertical track concept can make actors more memorable and topical. In addition, with the help of the discussion boom on social platforms, actors can accumulate more popularity and reputation on their own role track, and then they are more favored by the film and television market and have more say in script selection. Of course, the role track is also a double-edged sword, which not only releases dividends, but also has hidden worries. There are also many actors who stay in a certain role track for a long time and cause the audience’s aesthetic fatigue. Therefore, it is necessary to examine the situation and adjust their performance routes and marketing strategies in time.

* Original article, please indicate the source when reprinting.

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22 Dodge Hellcats 3.6 Fried Street Cars are now special at the end of the year.

22 Dodge Challenger 3.6 SXT has an aggressive front face, and its fans are definitely a group of free-spirited people. The flat air intake grille and the configuration of the front spoiler give people a strong sense of touching the ground, and the embedded round headlights look extremely fierce, which reveals the heroic style of the American muscle car.

For more information, please call Ms. Zhang on WeChat at 131-1617-5210.

22 Dodge Hellcat 3.6 Fried Street Cars on sale

22 Dodge Challenger 3.6 SXT configurations: flannel seat, electrically adjustable rearview mirror, remote control key, keyless entry for one-button start, dual-zone air conditioning, 6-way electrically adjustable seat for driver, 4-way electrically adjustable lumbar support for driver, one-button lifting of electric window, halogen headlights, door handle with the same color on the body, rear tail wing with the same color on the body, 18-inch aluminum wheel, reflection, tire pressure monitoring, Alpine stereo, rocking, cold bag (seat)  

22 Dodge Hellcat 3.6 Fried Street Cars on sale

The interior design of 22 Dodge Challengers 3.6 SXT is self-evident. The overall atmosphere is quite sporty and retro. If the steering wheel is 8.4-inch color LCD screen and leather seats are luxurious. It is no exaggeration to say that it is a top-class racing car. The dashboard is also fierce, indicating that the red aperture outside the table is like a crazy wild cat, and the back space is not as cramped as expected.  

22 Dodge Hellcat 3.6 Fried Street Cars on sale

22 Dodge Challengers 3.6 SXT In terms of space, the challenger is also the best compared with Mustang and Camaro. Both the ride space and the trunk space are the largest. I have experienced the back row of Mustang and Challenger before. It is not a big problem to sit in the back row of the co-pilot, but the head space in the back row of Mustang is much worse than that of Challenger. But it’s better not to sit in the back row of this kind of car. It’s really not as comfortable as any family car.

22 Dodge Hellcat 3.6 Fried Street Cars on sale

 

The 22 Dodge Challenger 3.6 SXT will be equipped with three engines, including 3.6V6 engine, 5.7L HEMI V8 engine and 6.4L HEMI. The maximum power of the engine is 492 HP, and the peak torque is 637 Nm. The acceleration time of 0-96km/h will be within 4 seconds. Matching will be 6-speed manual and 8-speed automatic gearbox. Generally speaking, the car’s extraordinary performance has made many fans love it.

For more information, please call Ms. Zhang on WeChat at 131-1617-5210.

State Council issued a document: stimulating the consumption potential of residents’ cultural tourism, aiming at both ends of supply and demand

  ● A few days ago, the General Office of the State Council issued the Opinions on Further Stimulating the Potential of Culture and Tourism Consumption, and put forward specific measures from nine aspects: introducing measures to benefit the people, enriching product supply, developing night economy, improving tourism environment, promoting industrial integration, and strict market supervision.

  ● The tourism industry chain includes six aspects: eating, living, traveling, traveling, shopping and entertainment, all of which involve consumption. In the eyes of the industry, financial services can explore the combination point in all links. At the earliest, the "traditional bank+offline travel agency" model was the main one, that is, some offline large travel agencies cooperated with banks to launch staged tours.

  ● With the development of new consumption formats and new modes, consumer credit has gradually penetrated into the fields of culture and tourism. Especially with the wide application of information technology such as big data and cloud computing, the popularity of the consumer credit industry has soared, and the consumption mode of using online credit loans to purchase offline services has been sought after by more and more consumers.

  ● According to the latest statistics of the National Bureau of Culture and Tourism, in the first half of this year, the per capita consumption expenditure on education, culture and entertainment of the national residents was 1,033 yuan, an increase of 10.9% over the same period of last year, accounting for 10.0% of the per capita consumption expenditure; It is estimated that there will be 3.08 billion domestic tourists and the income will be 2.78 trillion yuan, up by 8.8% and 13.5% respectively. There were 72.69 million inbound tourists and 64.9 billion US dollars in international tourism revenue, both of which increased by 5%.

  Our reporter Zhao Li

  Intern Xie Huixu of our newspaper

  A few days ago, the General Office of the State Council issued the Opinions on Further Stimulating the Potential of Culture and Tourism Consumption (hereinafter referred to as the Opinions), which put forward concrete measures from nine aspects, such as introducing measures to benefit the people, enriching the supply of products, developing the night economy, improving the tourism environment, promoting industrial integration and strict market supervision, so as to focus on both supply and demand and stimulate the potential of residents’ cultural tourism consumption.

  The "Opinions" clearly stated that it supports the expansion of cultural and tourism consumer credit business, encourages the issuance of joint bank cards with merchant discounts and consumption stages, innovates the mortgage and pledge model of consumer credit, and develops credit products with different down payment ratios, terms and repayment methods.

  In this regard, Qi Xiaobo, assistant director of the Tourism Research and Planning and Design Center of China Academy of Sciences, said in an interview with the reporter of Legal Daily: "The introduction of the tourism financial credit policy in the Opinions will not only provide more convenient services for residents’ daily cultural tourism consumption, but also help expand the banking financial services and financial consumption market."

  Aim at both ends of supply and demand

  Stimulate cultural tourism consumption

  The new consumer finance platform has been embedded in daily consumption scenes such as tourism, and the credit consumption loans provided by banks can support consumers’ various consumption needs more flexibly.

  Wang Yun is an account manager of a state-owned commercial bank. According to her introduction, personal credit consumption loans launched by banks can be used for cultural and tourism purposes, but strictly speaking, they cannot be used in investment fields such as purchasing wealth management products.

  "Our consumer loan amount can be up to 800,000 yuan from 600 yuan, and the cumulative amount that can be applied for by self-service channels such as online banking, mobile banking and smart terminals is up to 300,000 yuan, and the interest rate is relatively low." Wang Wei said.

  As an employee of an investment company, Guo Xiao told the reporter of Legal Daily that financial institutions, including banks, venture capital groups and risk control groups, have provided installment payment, credit cards, consumer credit and insurance services for tourists. Of course, under the general trend of "tourism+finance", travel-related enterprises, including OTA platforms and travel agencies, also take the initiative to connect with financial institutions, take advantage of internet finance, innovate to build a tourism financial service platform, and provide tourists with financial services for the whole tourism industry chain, such as payment and settlement services, tourism foreign exchange management, and tourism consumption staging.

  Looking up relevant information, the reporter of Legal Daily noticed that before 2010, tourism consumption finance developed, and the first mode was "traditional bank+offline travel agency", that is, some offline large travel agencies cooperated with banks to launch the case of staged travel.

  Regarding the background of introducing a series of policies and measures in terms of cultural and tourism consumption credit and means of payment, Qi Xiaobo said that on the one hand, the reason is that with the continuous and rapid improvement of living standards of urban and rural residents, residents’ culture and tourism consumption continue to expand. On the other hand, since the beginning of this year, the downward pressure on the economy has been great, the consumption demand of residents has slowed down, and the growth space of traditional consumption areas is limited. Stimulating cultural and tourism consumption is another market stimulating measure after the consumption policies such as automobiles and household appliances.

  According to the latest statistics of the National Bureau of Culture and Tourism, in the first half of this year, the per capita consumption expenditure of education, culture and entertainment of the national residents was 1,033 yuan, an increase of 10.9% over the same period of last year, accounting for 10.0% of the per capita consumption expenditure; It is estimated that there will be 3.08 billion domestic tourists and the income will be 2.78 trillion yuan, up by 8.8% and 13.5% respectively. There were 72.69 million inbound tourists and 64.9 billion US dollars in international tourism revenue, both of which increased by 5%.

  "It can be seen that there is a lot of room for cultural and tourism consumption to be released, and many new consumption patterns and product formats have also been born in the market, which is of great significance to expanding domestic demand and promoting economic transformation." Qi Xiaobo said.

  According to Qi Xiaobo’s analysis, the General Office of the State Council issued the "Opinions" with the purpose of exerting strength from both supply and demand, constantly stimulating the cultural and tourism consumption potential, and promoting the cultural and tourism consumption facilities to be more perfect, the consumption structure to be more reasonable and the consumption environment to be more optimized. According to the data of the National Bureau of Statistics, the contribution rate of final consumption expenditure to economic growth reached 76.2% in 2018, and consumption has become the "main engine" to stimulate the economy. "The rapid development of culture and tourism consumption finance has further promoted the upgrading of consumption and improved the quality of life of residents."

  With the development of new consumption formats and modes, consumer credit has gradually penetrated into the fields of culture and tourism. At the same time, with the application of information technology such as big data and cloud computing, the popularity of consumer credit industry has soared, and the consumption mode of using online credit loans to purchase offline services has been sought after by more consumers.

  "The policy on tourism consumption credit in the Opinions is conducive to expanding the market for financial services and financial consumption of banks. Facing the growing middle-class consumers, joint bank cards for hotel reservation and air ticket purchase will have rich customer resources, and they have better income level and purchasing power. Once this market is activated, it will greatly stimulate cultural tourism consumption. " Dong Dengxin, director of the Institute of Financial Securities of Wuhan University of Science and Technology, said.

  Tourism consumption finance is active.

  Risk prevention and control needs to be strengthened

  In 2013, the Internet finance boom led to a number of online travel platforms that entered the field of consumer finance earlier. After 2015, tourism consumer finance has attracted more attention, and many online travel platforms are rushing in.

  Guo Xiao said that from the current users of various Internet tourism enterprises, the users of content enterprises represented by Ma Honeycomb have grown strongly, and the online usage scenarios of tourism users have gradually deepened. E-commerce platforms have transplanted the concept of consumption first and then payment to the development of tourism. For example, Huabai launched by Alibaba and JD.COM Baitiao launched by JD.COM all use their huge platform user base to guide the change of consumption concept, and then through the implantation of tourism concepts and industries, they have launched installment payment services for tourism products on their own platforms to meet the needs of tourists.

  According to the data, at present, most online travel platforms have launched tourism staging products, and at the same time, an entrepreneurial platform focusing on tourism staging has been born.

  "The deep integration of information technology and consumer credit business makes consumers basically not limited by the business hours and processing space of financial institutions. After users submit their identity information online, the platform can quickly complete the review and grant credit lines in time. For financial institutions, Internet consumer credit can handle small loans in batches and in a standardized way, which also helps to better prevent risks. " Dong Ximiao, vice president of Chongyang Financial Research Institute of Renmin University of China, said.

  According to Guo Xiao, the tourism consumption financial service platform has the characteristics of low loan amount, short loan period and low borrowing cost. Take the white note business of a tourism enterprise as an example, its maximum amount is only 50,000 yuan, but it is at a medium level in related businesses, and the loan repayment period is relatively simple, with only 10 months and 3 months. From the operational level, the operation interface of the tourism consumption financial platform is simple and intuitive, with the characteristics of fast approval and fast payment.

  Recently, according to media reports, a number of users said that they borrowed money from a well-known tourism company’s "Money Tour" and "Journey White Strip" and were charged a loan acceleration package of 199 yuan by the platform. The annual interest rate of comprehensive loans exceeded 300%. Some media found on the 21CN complaint platform that from May to July this year, there were as many as 277 complaints about this travel platform, such as "beheading" and "violent collection", and there were more than 100 similar complaints about black cats.

  In this regard, Yin Zhentao, deputy director of the Law and Finance Office of the Institute of Finance of China Academy of Social Sciences, said: "Through this phenomenon, we found a problem, that is, technology enterprises do financial business. Many travel online platforms started with technology companies. Even in the tourism industry, they actually do Internet business as technology companies. The standards and requirements required for financial business are still relatively high. Many technology companies still have some deficiencies in risk control ability or understanding of finance, which cannot be made up in a short time. Therefore, in the early stage of industry development, similar phenomena are relatively normal. "

  Zeng Rong, who has been engaged in the development of tourism financial products, said that due to the complex characteristics of the tourism industry, the tourism supply chain is long, there are many capital circulation links, and there are many cross-industries, it is easy to produce loopholes in capital precipitation and control. The risk control model of tourism consumer finance comes from the bank risk control model, but it needs to be further evolved in combination with the characteristics of the tourism industry. The construction and investment of tourism projects is a long-term and continuous process, and the prosperity of tourist attractions takes a long time. Therefore, the future income of tourism is very uncertain, and tourism loans are mainly pledged by the right to operate scenic spots and the right to charge tickets.

  Regarding the risk of tourism consumption loans, Yin Zhentao thinks: "On the one hand, the tourism expenses are still relatively large. Driven by the installment of tourism loans, are the individual’s affordability and tourism demands appropriate? Nowadays, many young people travel overseas by stages and go to some countries with relatively high consumption levels, which will increase their debt pressure. How to achieve healthy guidance is worth thinking about. "

  "On the other hand, the tourism industry is special. The consumption stages of tourism industry are usually given to tourism service providers at one time. If consumers change their itinerary or cancel their itinerary for some reason, there are obstacles and difficulties in terms of consumer protection and service. This may require enterprises and regulatory authorities to jointly create a good development space or establish feasible market rules for constraints. " Yin Zhentao said.

  Innovating mode and strengthening supervision

  Ensure the healthy development of the industry

  Even if there are risks, the relationship between consumer financial services and consumption scenarios has become increasingly close. The whole industrial chain of tourism includes six aspects: eating, housing, traveling, traveling, shopping and entertainment, and all links involve consumption. In the eyes of the industry, financial services can explore the combination point in all links.

  "such as financial needs before going out; The demand for capital guarantee, installment consumption and shopping during travel; Demand for consumption tax refund and financial management after travel. The innovative integration mechanism of tourism and finance can effectively expand the scale and dependence of tourists and users, and improve the experience of tourism consumers. " Guo Xiao said.

  While paying close attention to the realization of traffic, many online travel platforms are turning to industrial finance in another way. An insider who once had working experience in the financial services department of an online travel platform revealed: "Industrial finance has a single energy level of 50 million, and the amount of personal consumption finance is too small, and the level difference is too much. We are more based on the financial needs of enterprises in the tourism industry chain. The overall financing scale in 2019 almost reached 1 billion yuan. "

  Regarding how to effectively guarantee the benign development of tourism consumption credit, Yin Zhentao thinks that "the most important thing is to rely on the high attention of the regulatory authorities".

  Regarding the innovative consumer credit pledge model proposed in the Opinions and the development of credit products with different down payment ratios, terms and repayment methods, Yin Zhentao said: "First, we must have a risk awareness and license concept for the industry and carry out business according to market rules. Secondly, we must consider a large number of our own clients (such as mobile apps or computer software), financial consumer protection, data security and business logic of the industry, as well as factors such as business development logic, financial regulatory requirements and corporate social responsibility.

  Yin Zhentao also suggested that at the relevant regulatory level, there should be guidance first, including guiding technology companies to carry out financial business, giving innovative license resources to technology companies, and guiding financial consumers to form a reasonable consumption concept. Secondly, there must be constraints, and it is necessary to clarify the regulatory authorities and institutions. In the process of supervision, we must also consider the characteristics of this new format and innovate the supervision methods. "The supervision of such enterprises is different from that of traditional financial institutions, and the data flow of such financial companies will be more difficult to supervise, which may require scientific and technological supervision means."

  According to insiders, the risk control ability has an impact on the income scale and cost through the audit pass rate and bad debt rate respectively. Under normal circumstances, the higher the interest and service fees of a platform, the worse the credit standing of the users, and the higher the approval rate; Improving the ability of risk control can ensure that the audit pass rate will increase while the interest and service fees remain unchanged, thus expanding the income scale.

  "Improving the ability of risk control can reduce the bad debt rate under the condition that the audit pass rate is certain, thus reducing the cost." Zeng Rong suggested that it is necessary to fully integrate Internet big data credit reporting with multi-dimensional data sources, personal credit certification, quantitative rating, etc. to achieve rapid automatic approval, flexibly configure risk control models, reduce risk control costs, improve approval efficiency, and reduce the incidence of bad debts. It will be an important competitiveness for tourism financial service providers to build a risk control system based on credit information system, so that enterprises can reduce operating costs and enhance their comprehensive competitiveness while increasing their financial service capabilities. 

Sichuan Cross-border E-commerce and Market Procurement Trade Monthly Report (No.6)

I. General situation

(1) Cross-border e-commerce. From January to November, the transaction volume of cross-border e-commerce in the province reached 38.54 billion yuan (according to the statistics of Chengdu, Luzhou, Deyang and Mianyang cross-border e-commerce comprehensive test areas), of which 7.47 billion yuan was imported and 31.07 billion yuan was exported. Chengdu Comprehensive Test Zone achieved a transaction volume of 37.93 billion yuan, up 104% year-on-year, of which 7.44 billion yuan was imported and 30.50 billion yuan was exported. The transaction volume of Luzhou, Deyang and Mianyang comprehensive test areas is 180 million yuan, 290 million yuan and 140 million yuan respectively.

(2) Market procurement trade. From January to November, the pilot market procurement trade completed 11,248 export orders, with an export value of 4.51 billion yuan, 3.2 times that of 2019. In 2020, 480 new pilot entities were put on record, totaling 6,501, including 15 new pilot foreign trade enterprises, totaling 33. The main types of export commodities are daily necessities, mechanical products, plastic rubber products and home textiles, and the export destination countries are mainly Poland (2.68 billion, accounting for 59.3%), Belarus (960 million, accounting for 21.2%) and Hungary (640 million, accounting for 14.1%). The value of goods transported by rail was 4.46 billion yuan, accounting for 98.8%.

Second, the industry news

(1) The Ministry of Commerce awarded the license to the Import Trade Promotion Innovation Demonstration Zone. On December 8, the Ministry of Commerce held a promotion meeting on the cultivation of national import trade promotion and innovation demonstration zones in Kunshan, Jiangsu Province, and officially awarded licenses to 10 import trade promotion and innovation demonstration zones, including Tianfu New District in Sichuan. Assistant Minister Ren Hongbin pointed out that the import demonstration zone should give full play to the role of promoting imports, serving industries, promoting consumption and demonstrating. The Ministry of Commerce, the Food and Drug Administration and the Export-Import Bank made policy announcements on cross-border e-commerce retail imports, medical device import registration procedures and import credit business respectively.

(2) The Association advocates strengthening the protection of new employment groups for e-commerce. In order to further support and standardize the development of new business forms and strengthen the protection of new employment groups, on December 17th, Sichuan E-Commerce Association issued a Proposal on Protecting the Rights and Interests of Express Delivery Personnel to express delivery companies, calling for improving the employment system, setting the salary system and improving working conditions. Cross-border electronic commerce Association of Sichuan Province issued the Proposal on Protecting the Rights and Interests of New Employment Groups to cross-border e-commerce enterprises, calling for standardizing the identification of labor relations and optimizing the working environment. In view of the long live broadcast, high work intensity and high industry mobility, Sichuan E-commerce New Format Alliance issued the Proposal on Protecting the Rights and Interests of Anchor, calling for supporting live broadcast, providing convenient scenes and encouraging public welfare to bring goods.

Third, the activity highlights  

(1) Holding a special promotion meeting on the pilot market procurement trade mode in Guangzhou. On November 30th, the Market Procurement and Trade Service Center successfully held a special promotion meeting in Guangzhou on "Sui-Rong Win-Win Innovation Jinniu" —— "Made in Sichuan" products’ foreign trade expansion and market procurement and trade mode pilot. More than 50 foreign trade, Chinese herbal medicines, supply chain and logistics enterprises from Guangdong participated in the event. Jinniu district preached the advantages of jinniu district’s business environment, the planning of Chengdu International Trade City’s functional area construction and market opportunities to the participating enterprises, and held a discussion with outstanding foreign trade enterprises in Guangdong. Jinniu district makes full use of the advantages of market procurement policy to promote China’s famous, excellent and special products to overseas markets.

(2) The special matchmaking meeting of "Sichuan Export Commodities Exchange" was held in Chengdu. On November 27th, the special matchmaking meeting of "Sichuan Export Commodities Fair" directed by the Department of Commerce and the Department of Economy and Information Technology was held in Chengdu New Century Convention and Exhibition Center as a sub-activity of "Sichuan First Consumer Goods Exhibition". "Sichuan Export Commodity Exchange" strives to build a multi-functional and digital international exhibition and trade center with the products of "Sichuan-made, Sichuan-made and Sichuan-created" as the core, which integrates image display, cultural communication, brand experience, commodity trading, terminal consumption, data management, index release, supply chain management, brand incubation, exhibition economy, tourism shopping and talent cultivation. It is planned to have a famous wine Expo and a famous tea Expo and trade center.

(3) Investigate the cross-border e-commerce industrial belt of Leshan small agricultural machinery. On December 1st, Chengdu Cross-border E-commerce Association, together with Chengdu Customs, Leshan Municipal Bureau of Commerce, Pakistan Sichuan Chamber of Commerce, Afrindex China-Africa Business Road, Chengdu Leshi Power Purchasing Company, Sichuan Micang Supply Chain Management Company and Chengdu Gu Dao Science and Technology Company, visited 9 enterprises in Jingyan County Small Agricultural Machinery Industry Belt, including Xudong Machinery, Wanma Machinery and Chuanggong Machinery, to exchange views on the export prospects of small agricultural machinery in Pakistan, Africa and Southeast Asia. From January to September, the total import and export volume of Leshan small agricultural machinery industrial belt was 98 million yuan, accounting for 2.7% of the city’s total import and export volume. The main products were threshers, single-phase motors, hay cutters, sun dryers, etc. The main export markets were Thailand, Russia, India and Nepal.  

Fourth, corporate style

Sichuan haimaotong network technology co., ltd. Established in April 2015, with a registered capital of 118 million yuan, it is a wholly-owned subsidiary of Mianyang Xinxing Investment Holding Co., Ltd., a subsidiary of Mianyang High-tech Zone Management Committee. The company gives full play to the advantages of China Science and Technology City and e-commerce industrial cluster, builds and expands overseas market network around strengthening the core sector of international trade, and cooperates with enterprises in North America, Europe, Central Asia and Southeast Asia in cross-border procurement, sales, logistics, credit guarantee and international settlement, covering cross-border trade and business. The company has built a 3,000-square-meter Mianyang cross-border e-commerce supervision center and Mianyang foreign trade comprehensive service platform, which can provide comprehensive services such as cross-border e-commerce incubation, foreign exchange settlement and tax refund, trade consultation and basic customs clearance based on "one platform and one warehouse".

V. Special News of "2020 Sichuan Goods E-commerce Festival"

With the theme of "Wan Shang Yun Chuan invites you to buy", the launching ceremony of "2020 Sichuan Goods E-commerce Festival" was held in Chengdu on December 1. Liu Xin, director of the Department of Commerce, delivered a speech, and more than 300 people attended the provincial departments such as the Provincial Party Committee Network Information Office, the Department of Economy and Information Technology, and the Agriculture and Rural Department, as well as the competent commercial departments, e-commerce platforms and enterprises in 21 cities (states), marking the "three ones". The activity aims to accelerate the expansion and upgrading of new consumption such as live broadcast, short video and social interaction, and actively promote the two-way acceleration of online and offline integrated consumption, guided by the new mode of "live e-commerce+". The "Sichuan" version of the e-commerce festival has the following characteristics.

First, the new e-commerce format (live broadcast) alliance in Sichuan Province was formally established. On the day of the event, the "Sichuan E-commerce New Format (Live Broadcasting) Alliance was formally established, and the" Sichuan E-commerce New Format (Live Broadcasting) Alliance Action Convention "was issued, and the" Sichuan E-commerce Enterprise Ranking "and" Sichuan E-commerce Brand Ranking "were published, and the construction of" Sichuan Network Marketing Talent Pool "was started. Second, the daily traffic of the online live broadcast theme is non-stop. Mainstream platforms such as Aauto Quicker, Taobao, Ronge Shopping, JD.COM, Suning.cn, and 1919 launched the promotion of Sichuan goods columns, and nearly 1,000 organizations such as Sichuan Post, Sichuan Mobile, and Yunshang New Vision simultaneously organized a series of preferential promotions. Eight major theme activities, including "Poverty Alleviation, National Tide, Shoes and Clothing, Sichuan Wine and Tea, Digital, Sichuan Food, Business Travel to Japan, and Agricultural Special Day", were held from November 10 to 10. Third, the activities of regional sub-venues are wonderful and good. Adopt the mode of "1+2+3+7", that is, "1 (Chengdu main venue) +2 (Suining and Neijiang) +7 (regional central cities such as Mianyang, Deyang, Leshan, Luzhou and Dazhou) +3 (live broadcast line of business travel in Lizhou District of Guangyuan, Zhaojue County of Liangshan and Yuexi County for poverty alleviation)", and carry out anchor delivery.

By 12: 00 on December 18th, the online retail sales during the "2020 Sichuan Goods E-commerce Festival" reached 84.5 billion yuan, including 57.3 billion yuan in physical retail sales and 27.1 billion yuan in service retail sales. There were 3,090 local anchors, and the "2020 Sichuan Goods E-commerce Festival" applet accumulated 1 billion shop visits and 1,530 page views.