As a brand that focuses on avant-garde sports design among domestic independent models, Extreme Krypton has received a good response from consumers. According to the latest official news, the cumulative delivery of ZEEKR 001 owned by Extreme Krypton has exceeded 70,000, and the sales volume has increased for five consecutive months. Then why can this car achieve such results? Today, we will interpret its performance from multiple dimensions, and let’s take a look.

Hunting coupe appearance modeling

Different from other new power brands’ preferred SUV or car models, ZEKKER 001 boldly chose the design style of hunting coupe, which made it stand out among many new power models. The front part of the car has an extremely low-lying front face design, and the claw-like vertical light strips on both sides of the machine cover have a three-dimensional profile. The blackened grille in the middle is integrated with the headlight groups with regular layout on both sides. There are diversion grooves on both sides of the front enclosure, and a trapezoid shape is also arranged above the front lip.

The standard hunting model makes the side of ZEKKER 001 look full of volume, and the side of the car is not outlined by too many sharp waistlines. Instead, it is hoped that the wind resistance can be reduced through a sufficiently flat profile. The door handle also adopts a hidden design, with a certain profile fold and skirt design under the door, and the window line is sealed with black trim, which has a smart corner shape that fits the roof line and the back shoulder line.

The rear window has a great inclination angle, which is matched with the mecha wind spoiler raised on the upper two sides, so that the whole rear is in an upward contraction shape. The two sides of the through taillight extend along the shoulder line of the side, and the blackened lamp cavity shell and sharp corner shape show the sporty atmosphere without reservation. The slightly expanded rear enclosure outlines the C-shaped diversion decoration on both sides through blackening components, and the fender of diffuser decoration is also added to the bottom of the car.

Simple and scientific interior layout

The brand of New Power basically adopts a very simplified design concept in the interior. ZEKKER 001 shows a more prominent sense of layering by splicing fabrics with multi-materials and multi-colors. The air outlet is hidden in the middle plaque, and the chrome-plated materials in the details, together with delicate leather fabrics and stitching treatment, give the car a sense of luxury. The center console is equipped with an oversized suspended central control panel, which undertakes almost all the interaction and adjustment functions in the car.

The 15.4-inch central control panel is internally integrated with the latest Zhilian system of Krypton family. The whole screen is similar to a large Pad, which is divided into an application display area at the top and a menu bar at the bottom. The clear functional division and delicate display effect enhance the sense of science and technology in the car. In addition to the standard real-time GPS function and rich basic functions, the car is also equipped with car networking, which can ensure the expansibility and timeliness of applications in the car. The practical voice control has a continuous recognition function and can provide users with higher convenience during driving.

Spacious and comfortable interior space

ZEKKER 001, as a medium-sized and large-sized hunting car, has a body circumference of 4970*1999*1560mm and a wheelbase performance of 3005 mm. The front row uses an integrated seat configuration, the interior is moderately filled with soft and hard, and the seat surface is equipped with arrow-shaped stitching treatment. The rear row can bring about 3 punches of knee distance and 4 fingers of overhead space for 170cm passengers. The right backrest angle allows passengers to sit on it and have a good sense of sinking.

The huge trunk opening makes it easier for users to pick up their luggage at ordinary times. The regular layout of the inner hall and flocking coating make it easy to place conventional multi-size suitcases. The inner wall of the trunk is also equipped with adjustment buttons of air suspension, which can facilitate the loading and unloading of heavy luggage by lowering and lifting. The rear seats also support flattening, which can increase the maximum depth in the trunk to 1920 mm. In addition to a number of conventional storage boxes, an open storage compartment is designed under the central passage to facilitate the placement of passengers’ belongings.

Strong performance

ZEKKER 001 is available in single-motor and dual-motor versions, with power settings of 200kW(272Ps) and 400kW(544Ps) and torques of 384N·m and 768N·m, respectively. The violent power parameters can make ZEKKER 001 break through 100 in 3.8 seconds at the earliest, and abundant power reserves have confident and light driving performance in most speed ranges. 100kWh and 86kWh ternary lithium batteries can provide consumers with four endurance versions of 732km, 536km, 616km and 650km.

Write it at the end

ZEKKER 001, as a vehicle that fully integrates sports attributes and daily comfort, not only has a young and avant-garde design, but also caters to the mainstream aesthetics in interior modeling and configuration. Plenty of seating space and abundant dynamic performance can also balance the use of various car scenes. I wonder if you like this ZEKKER 001?

South Korea’s "first lady" Jin Jianxi continued to attract attention after privately accepting the video exposure of brand-name bags. According to Yonhap News Agency, South Korean President Yin Xiyue responded for the first time to the accusation that his wife, Kim Jianxi, accepted a brand-name bag in an interview broadcast on the evening of the 7th local time, saying that she was not "heartless" enough to refuse the other party’s gift.

According to the report, Yin Xiyue said in an interview with KBS TV in South Korea that this video of Jin Jianxi’s "receiving the package" shot through a hidden camera in 2022 was exposed before the Korean election last year, which was a "political means".

"The problem is that she can’t refuse mercilessly. If you can call this a problem, this is a bit regrettable. " Yin Xiyue added, "It is not important to say that this is a political strategy, but that we should draw a clearer line to ensure that such things will not happen again."

The report said that Yin Xiyue has been under increasing pressure since the video of "First Lady Receiving Bags" was exposed. When asked whether he planned to appoint a special investigator to investigate the corruption of the president’s family members, or set up the office of the private secretary of the first lady, Yin Xiyue said that the special investigator should be elected by the National Assembly, and his office was considering setting up the office of the first lady’s affairs, but he also had reservations about the effectiveness of these measures in preventing such incidents. In addition, when asked if he and Jin Jianxi would have a dispute over accepting brand-name bags, Yin Xiyue replied with a smile: "Not at all."

According to previous reports from Korean media, on September 13th, 2022, Jin Jianxi accepted a Dior bag worth about 3 million won (about RMB16,000) from Cui Zaiying, a pastor of overseas Chinese living in the United States. The related video was shot by the built-in camera of Cui Zaiying’s watch, which caused a huge storm after being exposed. Han Dongxun, chairman (temporary leader) of the Emergency Countermeasures Committee of the ruling National Power Party of South Korea, has repeatedly stated that he should deal with this matter from the "national line of sight" and adhere to the position of "or cause national concern and should be treated from the national point of view", but the president’s office believes that the relevant dispute is purely a "sneak shot trap" and Jin Jianxi is only a victim.

It is reported that South Korea’s first lady, Jin Jianxi, was born in 1972 and married Yin Xiyue in 2012. After marriage, they had no children. In 2022, Yin Xiyue was elected as the president of South Korea, and Jin Jianxi was also called the "most beautiful first lady" in South Korea.

However, Jin Jianxi was later exposed to many scandals, including plagiarism of papers and falsification of resumes. Among them, the most controversial issue is that Jin Jianxi is involved in stock manipulation, tax evasion and relatives breaking the law.

According to previous reports, Jin Jianxi was accused of being involved in manipulating the share price of Deutsch Motors, a BMW dealer in South Korea, from 2009 to 2012. During Moon Jae in’s administration, the South Korean government conducted a 19-month investigation on the case, but Jin Jianxi was not prosecuted. On January 4th, the South Korean National Assembly submitted two special investigation bills to the South Korean Presidential Palace, one of which called "the independent inspection law of Kim Jianxi". On January 5, Yin Xiyue exercised the right of reconsideration (veto) and returned the relevant bill to the National Assembly for reconsideration.

In 2019, a report pointed out that the property under Jin Jianxi’s name had been detained by the relevant departments for "unpaid taxes". According to the report of East Asia Daily, according to the information of personnel hearing submitted by Yin Xiyue to the National Assembly, the Tax Section 1 of Seocho District Office of Seoul seized the commercial and residential apartment in Seocho District of Seoul under the name of Jin Jianxi in November 2012, November 2013 and January 2015. According to Yonhap News Agency’s previous report quoted by Zhongxin.com, on July 21st, 2023, Cui Enshun, the mother-in-law of South Korean President Yin Xiyue, was sentenced in the second instance. The court rejected the appeal filed by the defendant, sentenced Cui Enshun to one year’s imprisonment, upheld the judgment of the first instance and arrested her in court. It is reported that the mother-in-law of the current president was arrested in court, which is the first time in the history of Korean constitutionalism.

In addition, Jin Jianxi is also considered to have academic misconduct. Plagiarism in doctoral dissertations and other academic works has been criticized by the public. After an eight-month investigation, the National Power Party said that although Jin Jianxi’s works have "shortcomings" and "do not meet the current standards", they do not constitute academic misconduct.　

(Yangcheng Evening News Yangcheng School Comprehensive Global Network, The Paper, vision china)

Yesterday was the Cultural and Natural Heritage Day. Chen Xingzhi, a non-genetic inheritor, introduced the techniques of making sachets at the Shanghai World Event. Our reporter Jiang Diwen photo

　　■ Our reporter Zhang Wei

　　In Pudong, Chen Jianwei, the city-level inheritor of Pudong storytelling, is busy tutoring students; In Baoshan, the scene of local people gathering together to "pick flowers" reappeared; In Huangpu, many residents of Wuliqiao have mastered the basic techniques of "rubbing, binding, cutting, mounting, pasting and tracing" of Shanghai lanterns, and can cooperate to complete small lanterns.

　　Yesterday was Cultural and Natural Heritage Day. Shanghai has started the work of "non-legacy in the community" in an all-round way since last year. So far, it has taken the lead in completing the full coverage of inheritors’ cultural facilities at the three levels of city, district and town, and has built a basic inheritance and communication network of 16 districts, 219 street and town community cultural activity centers and 363 inheritors. Various forms and rich contents of inheritance and communication activities have been carried out in the city in a normal and large scale, and have been continuously extended to wider communities such as residential villages, campuses and business districts. "Every street and town has a legacy, every community has a successor, and every facility has activities" is a true portrayal of the "living" of the legacy.

　　Take life as the carrier, live transmission.

　　Intangible cultural heritage is a cultural form produced in farming society. With the change of lifestyle and concept, the intangible living space was once squeezed. "From ‘ Non-legacy into the community ’ To ‘ Non-legacy in the community ’ The word difference reflects the concept of letting intangible cultural heritage return to the community where it was bred and developed, and return to the lives of local people. " The relevant person in charge of the Shanghai Municipal Bureau of Culture and Tourism said.

　　In years of practice, each district has used 18 kinds of martial arts and explored a feasible path of intangible protection. Huangpu District is the old city of Shanghai. As of January this year, there are 67 intangible projects in the district, covering traditional skills, folk art, traditional art, folk customs, traditional medicine and many other categories. Since 2011, Lv Xiezhuang, the municipal inheritor of "Shanghai Lantern Festival", has started teaching in Wuliqiao community, taking the first step of "not leaving behind in the community" and has taught more than 3,000 students. "The Wuliqiao community is characterized by a large number of Shanghai schools, and inheritors enter the community to teach, which is very popular with everyone." Resident Li Aihua said. In addition, Shanghai-style micro-sculptures, Shanghai-style comic books, Shanghai dialect in the Spring and Autumn Period, and Shanghai-style old songs have also taken root in the community, which has narrowed the distance between intangible cultural heritage and residents.

　　Adhering to the policy of "protection first, rescue first, rational utilization and strengthening management", Hongkou District Intangible Cultural Heritage Center rescued and recorded audio materials for nearly 50 hours, and successively edited and published 10 Yu Ben books, such as Hongkou 33 cultural shots, China folk story book Shanghai Hongkou Volume, Shikumen Life Oral and Jingwu Historical Classics. At the same time, it set up seven non-genetic learning bases and held Shikumen Lane amorous feelings.

　　The essence of intangible cultural heritage is the practice of live transmission with people as the core and life as the carrier, and it is the lifestyle of a nation, a region, a village and even a community. Baoshan District has recently added seven rural non-genetic learning spots, and inheritors have entered the village to teach, thus popularizing the intangible heritage. "In Tangwan Village, the scene of mother-in-law and aunt getting together to pick flowers is back." Zheng Xiaorong, the inheritor of Luojing Cross, felt deeply. A stitch, a thread, and a piece of cloth, without stretching or proofing in advance, are completely in accordance with the potential of the cloth, and the front is crossed and the back is arranged neatly, which is called cross-stitch. Through the "non-legacy in the community", Zheng Xiaorong and other inheritors returned to the countryside with cross-cutting cultural and creative designs. Coasters, bookmarks and small mirrors quickly attracted villagers with more time. "Old objects need to be preserved, but they should also be innovated, so that items that carry intangible skills can become daily necessities in life again."

　　Non-legacy comes from the people and should also return to the people. Zheng Xiaorong said that the inheritors also had many surprises when they entered the community and countryside. "Older villagers are familiar with traditional patterns, and the usage of marriage customs and the patterns with corners around them are all known from their mouths. Being left behind in the community is not only for inheriting skills, but also for excavating, collecting and sorting out the connotation of non-legacy in rural fields. "

　　Community inheritance is inseparable from "innovation"

　　There are 50 exhibitions, 83 music intangible projects and more than 700 inheritors. Behind this string of figures is the intangible brand "Guoyue Yayun" that Xuhui District has adhered to for four years. On the evening of June 6th, the latest issue of "Elegant Melody of National Music" — — As usual, the outstanding traditional music performance of the Yangtze River Delta was staged at Meilong Cultural Center, and the scene was packed. In addition to local community residents, many of the audience are students from music colleges in Zhejiang and Jiangsu. In June 2015, "National Music and Elegant Rhyme" was officially opened, and it has been published once a month since then, without interruption. The event invited music non-legacy projects from all over the country, and the original ecological national music such as Xi ‘an drum music, Hua ‘er, Quanzhou Nanyin, and Dong folk songs appeared successively.

　　The key to the spread and inheritance of intangible cultural heritage in the community is "innovation". "To let citizens know, be familiar with and love traditional culture, we must first innovate on the basis of tradition. Tradition does not stick to the past, and innovation does not leave the source." In order to facilitate learning, Zhu Lingbao, the municipal inheritor of Luodian Lantern, reformed the traditional method of tying lanterns, from the original binding method to the assembling method, that is, dividing a lantern into several geometric figures, tying them separately and then assembling them. "Once residents learn, the tied lanterns will be firm and not loose." The easy-to-use method of tying lanterns has greatly enhanced the public’s interest in colored lanterns and helped promote the popularization of intangible cultural heritage.

　　"Non-legacy comes from the community, inheritance and communication are based on the community, and innovation and development are also in the community." Zhang Yafei, director of Yangpu District Cultural Center, said. Yangpu used to be a large industrial area, with many skilled craftsmen, and traditional skills and traditional fine arts accounted for a large proportion. In order to encourage the innovative development of non-legacy projects and explore the channels of productive protection, Yangpu supports inheritors to set up studios, start enterprises and explore industrial operation.

　　At present, the municipal-level project building micro-sculpture has established enterprises in the cultural industrial park within its jurisdiction. The large-scale three-dimensional building micro-sculpture works "Panorama of Yuanmingyuan" and "Riverside Scene at Qingming Festival" have been acquired by the Beijing Park Management Center, and have been permanently collected in the China Garden Museum. The inheritors also assist the museum to make gardens that have disappeared in China history every year for research by scientific research institutions. The inheritor of Jiangwan Mianhua Project set up a personal enterprise, entered the city’s public cultural resources distribution platform, and spread the noodle making skills to community residents. The inheritors of Shanghai Flower Classic set up a studio to cooperate with cultural enterprises to develop paper-cut works of art and provide non-legacy cultural gifts for cross-regional cultural exchanges of the district government.

　　"There are several key words, inheritance, inheritance and tradition. The most important thing is to pass on people, and finally protect our traditions. " Qiao Jianzhong, distinguished professor of Xi ‘an Conservatory of Music, who has been engaged in the research of intangible cultural heritage protection for a long time, believes that intangible cultural heritage protection needs the joint efforts of the government, inheritors and society. "Just like going against the current, although some original life scenes and labor scenes no longer exist, they can be preserved through audio and video, and they can be closely integrated with people’s lives through intangible cultural heritage in the community."

This year, Harbin invested 150 million yuan to implement the comprehensive renovation of existing buildings with energy saving and livable capacity of 500,000 square meters. The renovation project is expected to be completed in October as a whole. among

Daoli District Gongle Community is about 300,000 square meters;

The community of Minxiang District in Xiangfang District is about 200,000 square meters.

In the process of the author’s field investigation, residents in the reconstruction area are worried about whether the effect after the completion of the reconstruction can be maintained for a long time. Residents outside the renovation area are worried that there will be no chance of renovation in their own community in the future if they rely solely on government funding. In fact, as a national key livelihood project, the renovation of old residential areas has been in the process of development and exploration. From the pilot projects in various places, many "detours" that are easy to take have been found and summarized, among which the most fundamental crux is that the current government investment model adopted by local governments is unsustainable and has not reached the height of sustainable and healthy development of old residential areas.

To this end, the author specially interviewed the only old community renovation industry association in our province-Heilongjiang Old Community Renovation Industry Alliance. Based on the actual development needs of old communities, after years of exploration, they have formed a complete project plan of "reform-construction-transportation" investment, financing, construction and operation integration mode, which has been highly recognized by the national research group. Today, let them answer questions and support the development of old communities.

Question 1: For a long time, the government has always been the main investor and leader in the renovation of old residential areas. Property, heating enterprises, residents and social forces are all partially involved or partially benefited, so it is difficult to form a joint force, and even have a negative impact of "not pleasing the output". How can we solve this situation?

Suggestion 1: Rationalize the rights and responsibilities and turn government investment into a market-oriented development mechanism.

Change ideas, straighten out rights and responsibilities, create a new development mechanism of "who invests, who builds, who operates, who maintains and who benefits", reduce the direct intervention of the government in project construction and operation activities, and form a new pattern of diversification of investment subjects, multi-channel sources of funds and marketization of project construction, so as to form a new social governance subject, which not only makes the participating forces diversified and diverse, but also brings about the growth of governance forces, the sharing of responsibilities and the common solution of difficulties.

The government will change from "all-encompassing" to "grasping the overall situation, gathering strength, managing major events and strengthening guidance", social forces will change from "participation" to "main investment, integrated construction, diversified operation and always responsibility system", and residents will change from "supported by machinery" to "full participation, active promotion and value reconstruction", and finally gain a sense of participation, belonging, responsibility and responsibility.

Question 2: Due to the problems left over from history, most of the old residential areas are supervised by state-owned properties. If the new development mechanism of "who invests, who builds, who operates, who maintains and who benefits" is adopted to manage the old residential areas, how can the original property management company be positioned?

Recommendation 2: Transforming state-owned property into a direct participant in the transformation of old residential areas through mixed ownership reform.

The original state-owned property companies are struggling to collect property fees due to the concept gap between residents and property companies and the contradiction between supply and demand. Obviously, they no longer have the ability of investors. However, they can also seek the two ways to transform old residential areas and change the predicament of state-owned properties through mixed ownership reform with investment and construction enterprises willing to participate in the transformation of old residential areas, so as to ensure the sustainable development of the transformation of old residential areas and reduce the pressure on the government.

Question 3: The renovation of old residential areas is a long-term process, which requires a huge amount of capital investment. Such a large amount of investment is only a drop in the bucket by the government, so where does the money come from?

Suggestion 3: Use the market-oriented path to build today’s blueprint with tomorrow’s income

The transformation of old residential areas is not a burden to the city, but a huge stock resource of the city. It is necessary to consider the value appreciation of its whole life cycle, realize the balance between supply and demand of funds through operation, and build today’s blueprint with tomorrow’s income. We can follow the all-round financing mode of "multi-party sharing, market-oriented operation and self-balancing of funds" to let the market participate more in the transformation of old urban residential areas, explore the use of original space resources to package value-added benefits into corresponding assets, build a number of listed enterprises through resource capitalization and asset securitization, and form a three-dimensional financing effect with market-oriented channels and various financing modes to raise funds for the transformation of old residential areas, thus forming a benign fund source mechanism.

Question 4: In the past, residents’ participation in the renovation of old residential areas was limited. Will their roles change in the future development?

Recommendation 4: Use the concept of "co-creation" to stimulate the enthusiasm of residents in the community.

Give full play to the concept of "co-creation" and let the residents of the community really participate in it from the beginning of the transformation. Will it be changed? How to change? Asking for the needs of the people will fully stimulate the enthusiasm of the residents and make them find a sense of belonging and accomplishment. In the subsequent operation stage, by revitalizing the existing resources and adding supporting projects, a community of interests composed of enterprises as carriers, communities as business units and residents will be formed, which will provide a platform for residents in communities who are still able to work and are idle at home, gain economic benefits by participating in construction and management, and turn residents from users into investors, builders, employees and managers. Give full play to the positive role of community autonomy, self-care and self-management with the mechanism of national participation, and realize decision-making collusion, development and co-construction, joint management of construction, effect evaluation and achievement sharing.

Question 5: The country began to carry out general energy-saving renovation of old residential areas during the Eleventh Five-Year Plan period. However, after several years of use, the renovation effect has been difficult to maintain, and many renovation contents have been damaged to varying degrees. How to maintain the new management after the renovation?

Recommendation 5: Multi-means intervention to achieve long-term governance and consolidate the transformation results.

Solution: After the renovation is completed, the project implementation unit will take over the property management with the lifelong responsibility mechanism of who invests, who builds, who operates, who maintains and who benefits. Based on the improved living environment, it will improve the property service, enrich the community facilities, and develop the value-added industrial chain to lay out the commercial service mode of the whole industrial chain, so as to realize the healthy development of the old community. By way of franchise, "tangible assets and space resources" will be changed into long-term operating assets, and additional supporting facilities and incremental assets will be combined to activate the hematopoietic function of old residential areas with operating assets, and finally the operating income will be used to cover the cost of transformation, so as to realize closed development and achieve multi-benefit results of satisfaction of owners, society, enterprises and government.

The transformation of old residential areas can not only be regarded as the need of survival, but also the need of urban development and social progress. Through the integrated mode of investment, financing, construction and operation of "reconstruction and transportation", the cultural features can be reshaped, forming a complete urban feature from residential area, community, block to urban area, transforming the cultural value of the city into economic value and tourism value, and casting a new model of a city that is livable, suitable for business and suitable for travel; With diversified implantation of service functions, a new pattern of co-investment, co-construction, co-management and sharing with residents’ needs as the main body and the participation of the government, property companies, mass organizations and social forces will be formed to create a new urban complex integrating medical care, pension and vacation; Establish the sustainable development mode of the whole industrial chain of multi-format, multi-mode and group operation service companies by adding supporting space and supporting services, form a new industrial cluster around the demand of old residential areas, stimulate economic development, stimulate the vitality and vitality of the old urban areas, so as to promote the integration and coordinated development of the new and old urban areas in an all-round way, optimize the urban spatial structure, enhance the function of urban carriers, shape urban brands and boost urban visibility. The integrated mode of investment, financing, construction and operation of "reconstruction and transportation" can provide a new solution for the reconstruction and development of old residential areas in the future, and it is also a "good medicine" for the future development of old residential areas.

　　The recent intensive bank annual reports show that the retail business is becoming an important source of income for many banks, accounting for even more than half of the revenue in some joint-stock banks. Among them, credit card business has become the "main force" of bank retail business. In the past year, the volume of cards issued by five banks, including ICBC, CCB and BOC, has exceeded 100 million, and the total credit of credit cards has also increased significantly. Experts said that the enhancement of consumption driving force and the promotion of strict financial supervision are the main reasons driving banks to launch their retail business. Among them, the operation mode of credit card business is relatively simple and the profit mode is diverse, which has become the main force point of bank retail business. However, it is worth noting that with the substantial increase in the number of cards issued, the non-performing rate of credit cards has also risen, and the risks brought about by this are worthy of vigilance.

　　What is the focus on retail business?

　　The annual reports of many banks show that retail business is becoming an important source of income, accounting for more than half of the revenue in some joint-stock banks. For example, in 2018, China Merchants Bank’s retail financial business revenue was 123.257 billion yuan, a year-on-year increase of 16.04%, accounting for 52.69% of the total revenue. Ping An Bank’s retail business revenue was 61.883 billion yuan, a year-on-year increase of 32.5%, accounting for 53.0% of the total revenue. The net income of retail business of Shanghai Pudong Development Bank was 66.326 billion yuan, with an increase of 16.15%, accounting for 42.48% of the bank’s net operating income, making it the largest revenue segment.

　　The Postal Savings Bank, which was included in the sequence of "large state-owned commercial banks" for the first time this year, also made clear its strategic goal of continuing to develop its retail business. At the performance conference of the Postal Savings Bank, Zhang Jinliang, the proposed chairman, said that the Postal Savings Bank will adhere to the strategic vision of "building a first-class large-scale retail commercial bank" and continue to consolidate the strategic foundation position of the retail business. Around this strategic goal, the Postal Savings Bank is now vigorously promoting business transformation.

　　Why are banks so enthusiastic about retail business? Dong Ximiao, vice president of Chongyang Financial Research Institute of Renmin University of China, said in an interview with the Economic Information Daily that there are important internal and external reasons why commercial banks have invested in retail business. First of all, China’s economic environment has entered a stage of high-quality development, and consumption has become the first driving force for economic growth, promoting the development of bank retail business. Secondly, with the continuous promotion of strict financial supervision, the regulatory requirements for corporate business and inter-bank business of banks have been continuously improved, some businesses have shrunk, and retail business has become a new growth point. The narrowing of spreads, financial disintermediation and the increase of bad pressure also make the development of retail business an inevitable trend. In addition, the development of financial technology also brings more opportunities to the retail business of banks.

　　However, Dong Ximiao also said that the strategic strength of banks in retail business remains to be seen. "The investment cost of retail business is high. Most of the existing retail business models are characterized by cost-driven and crowd tactics, which are time-consuming and laborious, difficult to make profits and slow to get results." He said.

　　The surge in credit card volume has spurred revenue growth.

　　Among many retail businesses of banks, credit card business is particularly eye-catching. As can be seen from the annual reports of many banks, the volume of credit cards soared in 2018, and the credit card business became the "main force" for banks to transform into retail business.

　　The report on the overall operation of the payment system released by the central bank recently shows that in the past two years, the number of credit cards issued in China has increased by 221 million; The per capita holding of credit cards rose from 0.31 to 0.49. The total credit granted by bank cards increased by 6.26 trillion yuan, while the balance of credit payable increased by 2.79 trillion yuan.

　　This "Great Leap Forward" momentum of credit cards can also be seen from the 2018 bank annual report. According to the annual report of CITIC Bank, by the end of last year, the bank had issued a total of 67.05 million credit cards, an increase of 35% over the end of last year. In the whole year, 17.48 million new cards were issued, an increase of 43% over the previous year. According to the disclosure of Shanghai Pudong Development Bank, by the end of last year, the bank had issued 56.5 million credit cards, a year-on-year increase of 37%; The number of cards in circulation was 37.5 million, an increase of 40% over the end of last year.

　　Judging from the overall scale of credit card issuance by banks, among the banks that disclose credit card performance at present, ICBC occupies a dominant position in terms of scale, with the total number of credit cards reaching 151 million. In 2018, after ICBC, CCB and China Merchants Bank, the card issuance scale of BOC and ABC also exceeded 100 million.

　　Dong Zheng, a credit card researcher, said in an interview with the Economic Information Daily that the reason why credit cards can become the focus of banks’ retail efforts is because they have obvious advantages compared with other traditional retail businesses. First of all, the credit card business relationship is relatively simple. "Unlike savings cards, credit cards don’t need deposits or funds. Cardholders can conduct corresponding business operations without establishing traditional account relationships with banks. For banks, the business model is simpler." Dong Wei said. Secondly, Dong Zheng pointed out that credit card development scenarios and profit models are more diverse, and people can be subdivided through consumption characteristics to achieve accurate positioning of different customers.

　　With the rapid increase in the volume of credit cards, credit card transactions have increased substantially, and the income of related businesses has also risen. According to the annual report data, in 2018, China Merchants Bank’s credit card operating income reached 66.7 billion yuan, ranking first among the banks that have announced the credit card business revenue. Everbright Bank is 39 billion yuan, with a growth rate of over 39%, ranking first in the growth rate.

　　Wang Ximei, an analyst at Analysys Financial Center, told reporters that in the transformation of the bank’s retail business, the credit card business has strong profitability, which can also drive the development of other banks’ businesses and bring a large increase in revenue for banks. At present, the main income sources of credit cards are interest income and installment fees. Interest income mainly comes from the interest charged by the bank for the cardholder’s failure to fully repay the credit card overdraft; The installment fee is the fee charged by the bank for the cardholder’s installment repayment, including cash installment, bill installment, consumption installment and merchant installment.

　　The risk of rising credit card non-performing rate needs to be vigilant

　　According to central bank data, as of the end of 2018, the total outstanding credit of credit cards overdue for half a year was 78.861 billion yuan, accounting for 1.16% of the credit balance of credit cards, down 10.48% from the previous month, but up 18.92% from the same period last year. Insiders pointed out that it can be seen from the data that although year-end supervision has played a certain role in risk management and control, credit card risks are still under great pressure as a whole.

　　From the perspective of specific banks, the non-performing rate of credit cards in some banks has also shown signs of rising. For example, in 2018, the balance of credit card non-performing loans of CITIC Bank was 8.195 billion yuan, with a non-performing rate of 1.85%, up 0.61 percentage points from the end of last year; The overdue credit card loans reached 15.85 billion yuan, with an overdue rate of 3.59%, up 0.84 percentage points from the end of last year. The balance of credit card non-performing loans of Shanghai Pudong Development Bank was 7.832 billion yuan, with a non-performing rate of 1.81%, up 0.49 percentage points from the end of last year, and rising for two consecutive years. The NPL ratio of credit card loans of Ping An Bank was 1.32%, up 0.14 percentage points from the end of last year.

　　In view of the risk of credit card business, the annual report of CITIC Bank pointed out that in recent years, personal consumer finance business has developed at a high speed, personal loan business has gradually expanded from commercial banks to various consumer finance companies and Internet platforms, and the phenomenon that individual consumers borrow from many financial or quasi-financial institutions at the same time is increasing. Affected by the macro-economic and regulatory environment, the asset quality of the co-debt customers has shown some signs of deterioration, and it has affected the credit card industry to some extent.

　　Dong Zheng said that the current credit card risks mainly come from Internet finance fields such as online loans. "For example, some people rely on credit cards to cash out and then invest their money in online lending platforms. Once these online lending platforms have problems, the corresponding risks will be transferred to the issuing bank." He said. In this regard, he said that banks should strengthen big data risk control, effectively screen high-quality customers and reduce potential risks. At the same time, banks should also reasonably control the credit line, do not blindly take high credit as bait to attract customers, but also avoid multi-head credit and repeated credit.

　　Wang Ximei said that the sharp increase in credit card issuance may have potential risks such as excessive credit to low-end customers and joint debt. Credit card risk management can be strengthened by optimizing customer base structure, focusing on tapping high-quality customers, optimizing credit card risk control system and strengthening overdue collection of credit cards.

　　"Langfang City should seize the great opportunity of the coordinated development of Beijing-Tianjin-Hebei, strengthen the construction of specialized investment teams, further rationalize the investment promotion system and mechanism, and accelerate the introduction of a number of large and good projects that establish cities and counties." On February 8th, the first "Langfang Development Lecture Hall" was held in Langfang City, Hebei Province. The lecturers gave special lectures to more than 6,100 cadres at the township level and above in the city with the theme of "Negotiation Skills for Investment Promotion and Practical Operation of Projects".

　　Recently, Langfang has carried out the "year of project construction" in depth, focusing on attracting investment, strengthening entities, optimizing structure and breaking through innovation to accelerate high-quality development.

　　February 12th, Langfang Airport Economic Zone — The life and health industry cooperation matchmaking meeting of Wuhan Optics Valley Bio-City was successfully held in Wuhan, Hubei Province. The Beijing Innovation Center of Wuhan Optics Valley Bio-City settled in Langfang Airport Economic Zone, and 12 enterprises signed contracts to settle in, with an estimated annual output value of 2.5 billion yuan. This is the practical action of Langfang Airport Economic Zone to create a "new model of integration of production and city and a new cluster of 10 billion industries".

　　Investment promotion can’t wait and can’t be delayed. Langfang city has made great efforts to run out of the acceleration of attracting investment.

　　On February 13th, the Southeast Investment Promotion Center of Bazhou Municipal People’s Government was unveiled in Xiamen, Fujian. The establishment of this center will play a window role for Bazhou to accurately integrate investment promotion resources in southern Fujian and improve investment promotion efficiency.

　　On February 14th, Xianghe County, led by the leaders of four major teams in the county, took the initiative to go out of Langfang, and separately docked more than 50 projects, including Beijing Paul Investment Group Great Health Industrial Park and Guangrongou Intelligent Communication Equipment Production Base Project, and actively contacted the Hebei Provincial Office in Tianjin, Beijing Tongzhou District Investment Promotion Service Center and other departments to strive for the early landing of the projects in Xianghe.

　　… … … …

　　Strive to take the first step and run the first stick. This year, Langfang’s industrial investment promotion has been fully opened. The city adheres to the principle of "going out, please come in", and conducts accurate investment promotion around 16 aspects, including national strategy, modern trade logistics, expanding consumption, key industries, key platforms, major events, and urban construction management and operation. Actively connect with ministries and commissions, connect with central enterprises, Beijing enterprises and well-known private enterprises, implement ten investment promotion actions, establish six investment promotion mechanisms, and promote new breakthroughs in the quantity, scale and quality of investment promotion.

　　"Langfang plans to hold more than 10 major investment promotion activities, more than 100 large and medium-sized investment promotion activities, visit no less than 1,000 enterprises, and strive to negotiate more than 1,500 industrial projects with a capital of more than 50 million yuan and sign more than 800 contracts." Lu Wei, director of Langfang Municipal Bureau of Commerce, said.

　　In mid-February, when we entered the construction site of major projects in Langfang, we could see the construction scenes in full swing everywhere, and the project construction was racing against time.

　　There are many tower cranes and roaring machines in Langfang Airport Economic Zone. On February 11th, the district held a ceremony for the centralized commencement of key projects in the first quarter of 2023, and started nine projects with a total investment of 6.07 billion yuan, covering three leading industries: aviation science and technology services, modern trade logistics and life and health.

　　In Xianghe Economic Development Zone, a large number of new factories are springing up. Key project of Hebei Province invested and constructed by Xianghe Zhonglian Health Industry Development Co., Ltd. — — The construction of Xianghe base in Boyun Rongzhong smart medical industry is hot. The project covers a total area of about 300 mu, with a total investment of 1.3 billion yuan. The 26 enterprises in the fields of life and health and intelligent manufacturing who intend to settle in the park are all from Beijing.

　　When the project is introduced, it has to fall and move. This year, Langfang focused on ten key areas, such as industry, trade and logistics, urban construction, transportation, water conservancy, health, education, culture, tourism, health, agriculture and energy, and enhanced the effectiveness of investment and project construction. The city focuses on solving the problems that restrict the project landing, such as land use indicators, planning adjustment, energy consumption capacity, etc., identifying the blocking points, difficulties and pain points, taking targeted measures to promote the normalization of industrial projects, further streamlining the examination and approval items, optimizing the examination and approval process, strengthening the protection of land, capital, energy, environmental protection and other factors, promoting the project landing to be more efficient and convenient, and creating a good business environment to support the construction of guaranteed projects.

　　Dong Liping, director of the Development and Reform Commission of Langfang City, said that the city will further build and manage the "seven project libraries", improve the four mechanisms of leading the agency, leading the package, observing and training, and evaluating, and carry out activities such as project start-up and observation to ensure that 1,200 projects with an investment of more than 100 million yuan and 270 projects with an investment of more than 1 billion yuan are planned and implemented throughout the year, and more than 360 provincial and municipal key construction projects are implemented, with an investment of more than 65 billion yuan and an investment increase of 7.

　　Recently, the second phase project of Shentong Express North Headquarters Base, located in Daqinghe Park, Gu ‘an High-tech Zone, Langfang, is stepping up construction. Shentong Express North Headquarters Base Project is Shentong’s largest northern hub transshipment center, with a planned daily production capacity of 5 million orders, directly radiating Beijing-Tianjin-Hebei, Northeast China, Shanxi and other places.

　　"In the process of project construction, relevant departments of the park actively intervened to implement ‘ Nothing bothers you, and you are on call ’ The assistance mechanism has improved the efficiency of project procedures, and solved many difficulties and pain points of enterprises such as supporting road network infrastructure and handling construction procedures in time. At present, the project construction is progressing smoothly and the owners are very satisfied. " Zhang Haifeng, executive deputy director of Daqinghe Park in Gu ‘an High-tech Zone, said.

　　Focusing on the construction goal of "two hubs and three bases" in Langfang, Langfang issued "Several Policies and Measures to Support the Development of Modern Commercial Logistics Industry (Trial)", and issued 14 support and reward measures from six aspects: land support, bonus reward, talent reward, approval support, listing reward and referrer reward, and vigorously introduced modern commercial logistics headquarters enterprises. At the same time, Langfang introduced 25 measures to support the transformation and upgrading of existing logistics enterprises, the development of cross-border electronic commerce industrial parks and the development of cross-border e-commerce enterprises, so as to improve the development quality of modern commercial logistics industry, strengthen service guarantee and optimize the development environment.

　　"This year, Langfang City will further implement the action of improving the quality and efficiency of trade logistics, start six major projects such as logistics hub construction and smart express demonstration, introduce more than 30 well-known cross-border e-commerce enterprises, and more than 10 regional headquarters projects of international trade logistics CBD in the airport economic zone, and accelerate the construction of northern headquarters base projects such as Zhongtong, Yuantong and Yunda, so as to drive the modern trade logistics industry to achieve new breakthroughs and strive to exceed 45 billion yuan in industrial added value." Wu Shengxiang, full-time deputy director of Langfang Commercial Logistics Office, said.

　　At the end of the year, facing the soul of friends and relatives, "How many points did your baby get in the exam", how should parents "take over"? Cui Yonghua, director of the Department of Psychiatry, Beijing Children’s Hospital affiliated to Capital Medical University, suggested that parents should try the following coping methods.

　　The first is to recognize the efforts behind the children for the first time, rather than "making a big move." Some parents deny their children’s efforts in the learning process as soon as they see the unsatisfactory test results, and even beat and scold them on the spot. As everyone knows, such behavior has dampened children’s self-esteem and planted "seeds" that are tired of learning or give up on themselves.

　　Cui Yonghua said that every child wants to be excellent and respected. Tell your child clearly at the first time: if you work hard, you will win. At the same time, parents should realize that "problems" such as inattention, lack of progress in study, always playing mobile phones, and lack of self-discipline are actually not what most children want, but "inability" to do what their parents expect. At this time, parents need to look at the problem from another angle and find scientific ways to help their children.

　　The second is to find reasons and formulate countermeasures with children. Cui Yonghua said that under normal circumstances, even if the children who failed in the exam were comforted and encouraged, they would go through the process from "psychological frustration" to "psychological repair", but this process is the process in which the children’s psychology moves from fragility to growing strength.

　　Therefore, when parents analyze the reasons and countermeasures with their children, they should remember not to get angry. Only by "exchanging hearts" can children tell the real reasons; On the other hand, parents should also inspire and encourage their children to find ways to improve themselves and let them learn to be responsible for their own learning.

　　The third is not to "spell the baby", but to help children know "what kind of person to be". Cui Yonghua said that at present, many parents are very anxious about "winning at the starting line", keen on "fighting for the baby" and eager to give the baby "chicken blood" with material rewards and so-called "success". In fact, for a child, knowing what kind of person he wants to be is the endless motivation to motivate him to achieve success. Psychologically speaking, this endogenous driving force is far greater and more effective than the externally imposed force.

　　"The value of education lies in awakening the potential in children’s hearts and helping them find a path that suits them." Cui Yonghua said that in the face of the questioning of "which school to go to" and "how many points to take in the exam", parents might as well smile indifferently and care for their "unique" floret with patience and love, waiting for the opening. Xinhua News Agency, Beijing, January 8th

　　Nowadays, informatization has been deeply integrated into all aspects of China’s economy, society and science and technology, and has become one of the important driving forces for national development. The General Secretary of the Supreme Leader regards the agricultural revolution, industrial revolution and information revolution as three eras: "The agricultural revolution has enhanced the survival ability of mankind and made mankind move from barbarism to civilized society. The industrial revolution expanded human physical strength and replaced manpower with machines. The information revolution has enhanced human brain power and brought about another qualitative leap in productivity. " On February 27th, 2014, the Central Leading Group for Cyber Security and Informatization was established, which fully reflected that the CPC Central Committee attached great importance to cyber information work.

　　China is a cyber power and one of the countries facing the most serious cyber security threats. In order to improve the level of information security, a series of special information security laws and regulations have been promulgated at the national level, such as Regulations on the Security Protection of Computer Information Systems, Administrative Measures for the Prevention and Control of Computer Viruses, and Administrative Measures for the Protection of Information Security Levels. The Cyber Security Law of the People’s Republic of China (hereinafter referred to as the Cyber Security Law), which came into effect on June 1, 2017, belongs to the same rank as the previous National Security Law and the Anti-Terrorism Law, and is of milestone significance for establishing the basic management system of national cyber security. The "Network Security Law" attaches great importance to the linkage mechanism of information security, and emphasizes that the national network information department should co-ordinate and coordinate network operators, industry organizations, key information infrastructure operators and other related parties to jointly do a good job in monitoring, early warning and emergency response of network threats.

　　At 20: 00 on May 12th, WannaCry ransomware broke out all over the world. Once infected with this worm variant, important data files of the system will be encrypted and a high bitcoin ransom will be extorted. Within 5 hours, the attack covered nearly 100 countries and regions including the United States, China and Europe. Within 72 hours, more than 200,000 computers in more than 150 countries and regions have been recruited, and the affected areas include government departments, medical services, public transportation, postal services, communications, and automobile manufacturing.

　　The reason why this virus attack is so harmful is that it uses the "Eternal Blue" network attack tool. Eternal Blue is just one of the 12 cyber weapons released by NSA (National Security Agency) after its recent theft. According to Snowden, there were more than 1,000 such weapons in 2013. Therefore, it can be said with certainty that similar cyber attacks will happen again in the future, which will have an overall impact on China’s network security. In order to effectively attack such "national cyber threats", China should further build a new national information security linkage mechanism under the guidance of the Cyber Security Law.

　　First, to achieve rapid linkage with the goal of "golden 24 hours".

　　In earthquake rescue, 72 hours after the earthquake is called the prime time of rescue. According to statistics, the relationship between rescue time and survival rate after Tangshan earthquake is: 99.3% within half an hour, 81.0% on the first day, 33.7% on the second day, 36.7% on the third day, then it drops to 19.0% on the fourth day and only 7.4% on the fifth day.

　　Network attack tools developed by professional hackers often take advantage of Oday vulnerabilities, so they can be widely spread and destroyed in a short time. However, this kind of large-scale attack will inevitably attract the attention of information security professional organizations, and generally the corresponding solutions can be found within 24-48 hours. Therefore, the key to deal with the "national cyber threat" lies in whether we can seize the "golden 24 hours".

　　The premise of grasping the "golden 24 hours" is to clarify the identification standard of "national cyber threat". Article 51 of the Cyber Security Law stipulates: "The State establishes a network security monitoring, early warning and information notification system. The national network information department shall co-ordinate and coordinate relevant departments to strengthen the collection, analysis and notification of network security information, and uniformly release network security monitoring and early warning information in accordance with regulations. " Launching the emergency measures of "national cyber threat" not only involves a wide range, but also costs a lot to mobilize. Only after the "national cyber threat" is given a clear technical standard can the network security organization test and identify the new threat according to the standard, and report it to the national cyber information department according to the preliminary identified threat level according to the corresponding process.

????Second, with the goal of "end-to-end process", realize the whole process of getting through to the user’s desktop.

　　In the domestic units attacked by WannaCry, most of them have made emergency plans for network security and conducted drills. There are three main reasons why they failed to play their due role: First, the concept is backward, thinking that "nothing will happen with the physical isolation of the intranet", and only taking some temporary measures to cope with the superior inspection, the information security management has not really been put in place; Second, there is a lack of "cross-level" standard process, and there are many decision-making levels, which leads to slow response. Two days after the national network information department has publicly issued an emergency notice, some units still failed to take countermeasures, resulting in unnecessary losses.

　　"End-to-end process" means "starting from the customer demand side and going to meet the customer demand side". Corresponding to the information security linkage mechanism, it is from the discovery of network threats to the completion of the security deployment of each user’s desktop.

　　Article 53 of the Network Security Law stipulates: "The national network information department coordinates relevant departments to establish and improve the network security risk assessment and emergency work mechanism, formulate emergency plans for network security incidents, and organize drills regularly." In order to deal with the "national cyber threat", we should formulate a "national chess game" cyber security emergency plan, including government agencies at all levels, important enterprises and institutions and colleges and universities. After confirming the "national cyber threat", the traditional information transmission mode of "layer by layer communication and decision-making" is no longer adopted, but the front-line network security and operation and maintenance personnel who have filed in advance can get relevant information as soon as possible by means of flat process and informatization, so as to quickly start targeted measures. Because "national cyber threat" is very rare, in order to ensure that the emergency plan can effectively play an "end-to-end" role, we should further strengthen the "actual combat drill", take the low-threat Oday vulnerability as an example, start national emergency measures, and conduct spot checks on the implementation of relevant units.

????Third, with the goal of "capacity sharing", realize the great synergy of network security forces.

　　Complex application software, such as Windows operating system, often has hundreds of millions of lines of code, and logical loopholes are inevitable. Hacker organizations in various countries often trade Oday vulnerabilities and cyber weapons through the Internet, which has achieved "great collaboration" in a sense. For example, the "eternal blue" used in this WannaCry attack was released on the Internet as a free trial by the hacker organization "Shadow Brokers" in order to sell other cyber weapons stolen from NSA at a high price.

　　In order to counter the great cooperation of hackers from various countries, it is necessary to further strengthen the cooperation of domestic network security forces. Article 39 of the Network Security Law stipulates: "Promote the sharing of network security information among relevant departments, operators of key information infrastructure, relevant research institutions and network security service institutions". After the WannaCry attack, most domestic security companies have released their own security patches in a short time, but there are still some differences in response time and protection effect. If a reasonable technology sharing and interest incentive mechanism can be established, when the "national cyber threat" occurs again, the domestic cyber security forces will be able to achieve a faster and more effective response.

　　In addition to the emergency response after the attack, a more active strategy is to find the potential loopholes of ODA before robbing hackers, and to change the thinking mode from "mending after death" to "preparing for a rainy day" and from "pure defense" to "attacking to promote defense", so as to finally realize the great synergy between "cyber attack" and "cyber defense". Article 16 of the Network Security Law stipulates that "the State Council and the people’s governments of provinces, autonomous regions and municipalities directly under the Central Government should make overall plans, increase investment, support key network security technology industries and projects, and support the research, development and application of network security technology". The network attack and defense shooting range is the key to "attack to promote defense". By providing a simulated network attack and defense environment, "white hat hackers" are encouraged to find and block network vulnerabilities before malicious attacks by real hackers. Because most government agencies and national defense military units in China use physically isolated intranets, it is of great significance to build a network shooting range based on classified networks for national security. By making our security defense system and independent application software tested in actual combat, we can speed up the discovery and repair of vulnerabilities, and form a certain degree of "information fog" for external hackers, increasing the difficulty and complexity of their attacks.

　　With the outbreak of artificial intelligence technology, the "great synergy" between machine intelligence and human brain intelligence has become the development trend of network security in the future. Since 2013, DARPA (National Defense Advanced Research Projects Agency) of the United States has launched the Cyber Grand Challenge (CGC). The participating teams are all composed of computers. Without any human intervention, they can automatically identify system defects and vulnerabilities in real time, and automatically complete patching and system defense. In August 2016, at —Defcon CTF, the world’s top event in information security, the winner of CGC, Mayhem Machine Team, staged a man-machine hacking battle with fourteen human teams, and once surpassed two human teams. Artificial intelligence can continuously scan system defects or vulnerabilities faster and more effectively than human teams, and improve the ability to quickly repair these program defects in billions of lines of code. However, due to the lack of human flexibility, it is unable to automatically detect logical vulnerabilities, unable to cope with many more subtle attacks initiated by human hackers, and has a certain probability of causing information security accidents (such as confidential information leakage, server downtime, important file deletion, etc.). Therefore, the future development trend is to promote the collaborative work between AI and human beings, filter out most suspicious information on the network through artificial intelligence systems, and greatly reduce the number of potential threats that need to be dealt with by human experts.

　　The Cyber Security Law is an important embodiment of the country’s overall security concept, which will certainly improve citizens’ awareness of cyber security in an all-round way, and make China’s network safer, more open, more convenient and more dynamic on the basis of ensuring the national interests and the vital interests of the people! (Deng Hu, Institute of Computer Application, China Academy of Engineering Physics, Tian Zhihong, Secretary-General of the Competition and Evaluation Exercise Committee of China Cyberspace Security Association)

　　Cctv newsRecently, in the "100-day action" of the national public security organs to crack down on public security in summer, the public security network security department made a decisive attack and quickly detected a number of cases of developing, producing, releasing, selling, downloading and using false epidemic prevention software, so as to eliminate relevant epidemic-related risks in time. The Ministry of Public Security announced three typical cases today.

　　In view of the recent online epidemic-related illegal and criminal activities, the Network Security Bureau of the Ministry of Public Security attached great importance to it, and deployed public security organs in Guangdong and other places to carry out in-depth investigations according to law. It was found that individual criminal suspects developed, produced, published and sold false epidemic prevention "big data travel cards" and "health codes" on the Internet to help others forge epidemic-related proof information and display it on the fake health code page of the cottage, so as to deceive epidemic prevention staff to check and seriously interfere with the epidemic prevention and control order. At present, the public security organs have arrested 12 false software developers and producers, and investigated and dealt with a number of false software downloads and users according to law.

　　The relevant person in charge of the Network Security Bureau of the Ministry of Public Security said that the public security organs will further promote the "100-day action" to crack down on public security in summer, always maintain a high-pressure situation against all kinds of online epidemic-related illegal and criminal activities, and resolutely safeguard the order of epidemic prevention and control and people’s lives and health. The public security organ suggested that the development, production, release, sale, download and use of false epidemic-related software not only seriously interfered with and disrupted the normal order of epidemic prevention and control, but also was suspected of committing crimes. Please raise the awareness of prevention and consciously resist illegal and criminal acts and jointly safeguard the order of epidemic prevention and control.

　　The public security organs severely cracked down on typical cases of illegal crimes such as developing, producing, publishing, selling, downloading and using false epidemic prevention software;

　　Case 1: Guangdong Zeng Moufei developed and produced false epidemic prevention itinerary card and health code software.

　　In July 2022, Guangdong public security organs cracked a case of developing and producing false epidemic prevention itinerary cards and health code software, arrested Zeng Moufei, the software maker, and investigated and dealt with more than 100 software buyers and users according to law. After investigation, Zeng Moufei developed and produced the above-mentioned false epidemic prevention itinerary card and health code software in order to avoid the restriction of nucleic acid detection and show off computer technology, and released it to the Internet platform for others to download, which seriously interfered with the epidemic prevention and control work in COVID-19. At present, the public security organs have filed a case against Zeng Moufei and taken criminal compulsory measures. The case is under further investigation.

　　Case 2: Guangdong Feng Mohao developed, produced and sold false health code software on the Internet.

　　In June 2022, Guangdong public security organs cracked a case of developing, producing and selling false health code software on the Internet, arrested software producer Feng Mohao, and investigated and dealt with more than 20 software buyers and users according to law. After investigation, Feng Mohao developed and produced false health code software for illegal gains, and uploaded it to the Internet platform for public sale, which seriously interfered with the epidemic prevention and control work in COVID-19. At present, the public security organs have filed a case against Feng Mohao and taken criminal compulsory measures. The case is under further investigation.

　　Case 3: Guangdong Wei Mouye and others installed and used false health codes.

　　In June 2022, Guangdong public security organs detected a case of installing and using a fake health code APP program to forge a health code, and arrested the installation and use personnel Wei Mouye and Wen Mouhui. After investigation, Wei Mouye and Wen Mouhui obtained the fake health code APP program from the Internet platform and installed it on their mobile phones, tampering with the travel card information and disturbing the epidemic prevention and control order in COVID-19. At present, the public security organs have imposed administrative warnings and penalties on Wei Mouye and Wen Mouhui according to law.

No.2194 [2023] of Beijing Rules and Regulations

All relevant units:

　　In order to deepen the reform of planned land use, implement the deployment of optimizing the business environment in our city, further improve the living environment, optimize the allocation of small public service facilities, make up the shortcomings around the needs of the masses of enterprises and low-risk matters, and explore the establishment of an exemption list for planning permits for construction projects (hereinafter referred to as the "exemption list"), we hereby notify you of the relevant matters as follows:

　　One,Based on the risk of engineering construction projects, differentiated planning permit management is implemented, and projects included in the exemption list are exempted from handling construction project planning permits.

　　Second,In the work, the contents of the exemption list are dynamically adjusted according to management practice, social needs and reform requirements.

　　Third,The construction unit shall, in accordance with the requirements of land and space planning and relevant laws and regulations, and in combination with the implementation needs, formulate the construction plan, define the construction location, land use scope, construction scale, construction height and other construction indicators, and report to the relevant branches of the Municipal Planning and Natural Resources Committee of the district where the construction project is located with the land use certification documents, construction plan and corresponding drawings before construction. For construction projects with a single-story span of more than 6 meters or more than two floors or crowded places, the construction unit shall entrust a qualified design unit to prepare the construction plan, and the drawings shall meet the drawing depth requirements for applying for the construction project planning permit, and the relevant drawings shall be stamped with the seal of submission for approval, the seal of registered architect and the seal of registered structural engineer.

　　The construction unit shall carry out the construction in strict accordance with the filing plan, and assume the main responsibility of safety production. In the process of construction and use, practical measures shall be taken to ensure the building safety and fire safety of the construction project. Encourage the work of "responsible planner" and "architect responsibility system" in combination with the actual situation, and encourage the selection of high-quality design and construction units with high credit rating to further improve the fine level of project construction.

　　Fourth,The branches of the Municipal Planning and Natural Resources Committee shall voluntarily disclose the information submitted to the public, and push it to the local sub-district offices, township people’s governments, and the administrative departments of housing and urban construction, urban management, landscaping, market supervision and other industries with jurisdiction, and cooperate with the supervision, management and service of construction projects.

　　The branches of the Municipal Planning and Natural Resources Committee shall organize and carry out spot checks, and the results of spot checks shall be announced to the public in a timely manner; If the spot check fails to meet the requirements, the construction unit shall be informed in writing, and the sub-district offices, township people’s governments and relevant departments shall be copied; Acts that are not built according to the contents of the report shall be dealt with in a timely manner according to law and incorporated into the credit system. During the transitional period (two years) when the list is implemented, the spot check ratio is 100%, and the spot check ratio will be dynamically adjusted according to the actual situation in the later period.

　　Five,Territorial sub-district offices and Township People’s governments shall conduct inspections on the construction situation, and if illegal construction activities are found, they shall be stopped and dealt with according to law. The relevant administrative departments shall, in accordance with their duties, perform their industry supervision responsibilities for the implementation of construction projects.

　　Six,It shall come into force as of the date of issuance and be valid for 5 years.

　　I am writing this letter.

Beijing Municipal Commission of Planning and Natural Resources　　　　

October 16, 2023