"I am a magnet to attract money … …” In the venue of a hotel in Ningbo, Zhejiang Province, more than 100 "students" from the audience shouted together with Yang Taoming, the "master of success" on the stage. In the student’s description, Yang Taoming claimed that he could sell a hair for 60,800 yuan.

　　On April 16th, Beijing Youth Daily reporter learned from the police that Yang Taoming, a "master of success", and his team had been investigated for fraud by Haishu Branch of Ningbo Public Security Bureau, Zhejiang Province, and more than 30 people had been detained by the police. According to the police handling the case of the Economic Investigation Brigade of Haishu Public Security Bureau, Yang Taoming is a pseudonym, and he only has a high school education.

　　After claiming to transmit "cosmic energy", students can swallow torches and step on charcoal.

　　On February 22nd, a training course entitled "Super Persuasion" led by Yang Taoming, a master of success, and sponsored by Zhejiang Attractive Culture Communication Co., Ltd. (hereinafter referred to as Attractive Company) was held in Ningbo, Zhejiang, with hundreds of participants.

　　The company once published an article claiming that Yang Taoming is "a world-renowned speaker, an authority on the potential development of Chinese in the world, a best-selling author, a mentor for small and medium-sized enterprises, and the chairman of Attractive Culture Communication Co., Ltd., a piece of white paper can be sold for 40,000 yuan, a doll for 46,000 yuan, and a hair for 60,000 yuan … …”

　　The article also said that Yang Taoming was promoted by the world’s top experts, which stimulated his potential, detonated his inner energy and changed his life.

　　Another article, "Teacher Yang Tao (Tao) Ming started to register at the fire-fighting meeting in December, breaking through inner fears and inspiring unlimited potential! The article pointed out that the way for Yang Taoming to stimulate his potential is that after he passed on "cosmic energy" to the students, the students can swallow torches, female students chop boards, and step on hot coals barefoot … …

　　Both articles are accompanied by an advertisement to sign up for the lecture of "Master of Success".

　　The reporter of Beiqing Daily interviewed several students who had taken the Yang Taoming course. They all said, "These disguises are the beginning of a trap. He (Yang Taoming) only taught us how to brag and then followed his words ‘ Pull the head ’ To attract more people to attend classes. "

　　Yang Xiao (a pseudonym) is a treasure mother. She attended Yang Taoming’s "Success Speech" for three consecutive days from February 22nd. Yang Xiao said that during these three days, nearly 700 students (including old students) participated, and the daily course time lasted from 9 am to 12: 30 pm.

　　Yang Xiao said that the courses taught these days are mainly "10 steps of persuasion". In the process of sharing these contents, the other party will also be interspersed with many so-called success stories. There are "so-and-so earned 2,000 yuan a month before, and now he earns 100,000 yuan a month after he tried his best to attend my class" and "so-and-so immediately talked about a big bill of more than 1 million yuan after listening to the class" … … There will also be students talking about how successful they have become after signing up for courses in Yang Taoming.

　　"He never talks about how to succeed, but keeps stressing ‘ After this man studied with me, he succeeded and became rich ’ 。” She said, "even if you talk about the content, it is only the basic marketing knowledge and politeness."

　　Constantly selling credit cards to buy classes ranges from 5,800 yuan to 600,000 yuan.

　　For the purpose of training courses, Yang Xiao thinks that it is to let students buy training courses in Yang Taoming. She said that the first afternoon, she was invited to the stage.

　　"I didn’t know what I was going to do when I went to the stage. Later, I learned that it was originally necessary for us to swipe our cards to buy classes." She told the reporter of Beiqing Daily that after the students took the stage, the staff would lead the students under the stage and once again improve the recognition of the students on the stage. The "mentor" on the stage would also constantly emphasize that "as long as you sign up for my class, you have already succeeded. Half", so that the students on the stage will always be excited and recognized, and constantly encourage them to swipe their cards to learn the following courses.

　　Xiang Yang (a pseudonym) from Jiangsu is Yang Xiao’s fellow "students" and was assigned to different groups. She was introduced by a friend. She showed several live videos to the reporter of Beiqing Daily. In the video, the students were grouped and sat in the center of the venue, and a staff member stood by every few rows. Yang Taoming shouted on the stage, "Raise your hand if you have the courage to let everyone know!"

　　Many people in the audience raised their hands and rushed straight to the stage. Others raised their hands and quickly put them down. At this time, the staff standing by came forward to persuade the "students" who had raised their hands to take the stage.

　　"As long as you have the courage to come to power, you can increase your chances of success … …” Encouraged by the enthusiastic "students" on and off the stage, several people got on the stage.

　　"Friends who are on stage today have a special reward." Yang Taoming said that he had a 7-day training in the near future, and the price was 70,000 yuan. "And friends who came to power today, I only charge you 30,000 yuan!"

　　In the video, a student said that he had financial difficulties. Yang Taoming said to him, "We all know your situation. In the past, I had a student who wanted to attend a class, and then signed up with a credit card. Eight credit cards were maxed out. After listening to the class, he later succeeded." Under the contrast of the audience, the students on the stage had to promise to pay the money.

　　Yang Xiao said that he was recommended a course of 5,800 yuan, and the course of 30,000 yuan the next day. After that, there were courses of 50,000 yuan and 140,000 yuan to choose from, among which the most expensive "one-to-one course" was as high as 600,000 yuan.

　　Yang Xiao and Xiang Yang told the reporter of Beiqing Daily that on February 22nd, they saw about 30 people who bought a course with a credit card of 5,800 yuan, and there may be more than 20 people who bought a course with a credit card of 30,000 yuan on the 23rd, and several students bought a course with a credit card of 140,000 yuan privately. Yang Xiao said that there is an elder sister in her group, claiming that she also bought a successful course for her husband and daughter, which cost a total of 720,000 yuan.

　　The two recalled that after experiencing the speech of the "Master of Success", the whole person’s brain and body were in a state of serious exhaustion. "We didn’t have time to think, just followed their emotions on the spot, and we didn’t have time to think about what we had learned. We either paid for it with the help of the team, or we stepped down despondently." Yang Xiao said, especially after getting out of that exciting and passionate environment, he realized the horror of this "speech". He said, "Some students in the audience will cry bitterly, and some will stand on the stool and cheer."

　　Later, with the help of "Li Xu Anti-transmission and Fraud Prevention Team", she and several students reported the case to Ningbo police, believing that these training courses were suspected of pyramid selling and were harmful training.

　　In April last year, Mr. He, the husband of Ms. Liu from Zhejiang, fell into a "lecture on success" in Yang Taoming, and has not returned since she left home.

　　Ms. Liu said, "When he (my husband) went, he first paid a registration fee of 2,000 yuan, and later paid 60,000 yuan to those people by swiping a credit card." Ms. Liu told the reporter of Beiqing Daily that she reported the case when she found something was wrong, but after that, the couple quarreled every day because of this matter.

　　By the end of September last year, Mr. He left home in a fit of pique, and so far he hasn’t come home. No matter how to persuade his family, it’s useless. After Ms. Liu sent him some information, all the contact information of Ms. Liu was blacked out. For those who advised him to return to his family, he left a sentence: "There are many kinds of people, I will filter them, I will absorb what is useful to me, and I will ignore what is useless. What about you, you are a person who will hit a person when he is down." And said, "I am very grateful to Teacher Yang".

　　More than 30 "successful masters" and their team were arrested by the police for alleged fraud.

　　"In fact, let us brainwash ourselves first." Mr. He, a former "disciple" of Yang Taoming, told the reporter of Beiqing Daily that he originally had his own career, but later he was introduced to study in Yang Taoming because of operational difficulties. He was also brainwashed in the activity, and he paid the money in a muddle. He can learn the content, but how to "pull the head" through the script and guide the students to pay the money on stage.

　　Later, Mr. He showed the contents of the script to the reporter of Beiqing Daily. The first article of the "Top Ten Success Rules of the Company" was "Company First, Teacher Yang First". The script described in detail the different reasons for dealing with different students and how to guide them to pay the money, and mentioned "gratitude" and "success" many times … … The number of words in the whole speech script is as high as 16 thousand words.

　　"They verbally promised that as long as the head is pulled and the deal is made, it will give a certain cash back, or become a benchmark created by Teacher Yang. Now think about it, it is brainwashing and cheating! Teach us to brag and eat. " Mr. He said that many so-called Yang Taoming disciples were brainwashed into abandoning their homes and careers, constantly inventing success stories and frantically urging newcomers to pay.

　　With the same experience, Ms. Zhang from Quzhou, Zhejiang Province, signed up for a course in Yang Taoming in order to lay a foundation for her own business, and paid tens of thousands of yuan in tuition fees on the spot. "In the future, every time we participated in the training, we were asked to pay in various ways. Later, I even mortgaged the property and paid a total of 240,000 yuan." Ms. Zhang said that after that, the only training Yang Taoming gave her was "pulling people’s heads".

　　On April 16th, the reporter of Beiqing Daily learned that Yang Taoming and his team, the "master of success", have been investigated for fraud by Haishu Branch of Ningbo Public Security Bureau, Zhejiang Province, and more than 30 people have been detained by the police.

　　According to the police handling the case of the Economic Investigation Brigade of Haishu Public Security Bureau, Yang Taoming is a pseudonym, and he only has a high school education. "At present, we are visiting victims all over the country to collect evidence. This stage will last for a long time, and the specific details of the case are not convenient to disclose." He said. (Text/Reporter Wang Haoxiong Coordinator/Sun Huili)

　　Affected by the rising pressure of comprehensive operating costs, more and more third-party payment channels begin to charge fees for credit card repayment. But at the same time, we should also see that there are many repayment channels for credit cards at present, and the channels such as bank online banking and mobile banking APP are still free — —

　　For users who use third-party payment channels to repay bank credit cards, a new change is about to happen: from March 26th, Alipay will charge a service fee for credit card repayment, and WeChat has charged for credit card repayment since August 1st last year, which means another "free lunch" for Internet services has ended.

　　Next, how will you choose the credit card repayment channel? What else do you need to pay attention to when using third-party payment to repay credit cards? Has Internet service entered the era of charging?

　　Alipay VS wechat

　　At present, users and the market are most concerned about the similarities and differences between Alipay and WeChat for credit card repayment charges.

　　In fact, repaying bank credit cards through third-party payment institutions is a new thing that has only appeared in recent years. In contrast, bank online banking and mobile banking APP are still the traditional mainstream channels for credit card repayment, and this channel does not charge extra for the single act of "repayment".

　　According to industry insiders, the so-called "credit card repayment service" paid by a third party means that the third party payment company deducts the corresponding money from the cardholder’s change account, debit card and other channels for credit card repayment according to his transaction instructions.

　　It is understood that "integrated management" is the main reason why some users choose to repay their credit cards through third-party payment channels.

　　"At present, I use the credit cards of ICBC, China Merchants Bank and Minsheng Bank at the same time. When I used mobile banking to repay, I would log in to the apps of these three banks respectively, and I also need to remember different repayment dates." Cui Jinqing, a young white-collar worker who works in a large central enterprise in Beijing, said that later, Alipay’s "credit card repayment" function was used to integrate the management of three credit cards. On one interface, the details such as which credit cards you bound, their repayment dates and their repayment amounts were clear at a glance.

　　Under the influence of integrated management, path dependence and other factors, the "credit card repayment" function of Alipay and WeChat gradually accumulated some users, but the increase in business volume also led to an increase in comprehensive operating costs, because there would be a payment channel fee behind each repayment.

　　When third-party payment institutions no longer invest in cost subsidy fees, "charging" will become the general trend. So for users, what are the similarities and differences between Alipay and WeChat after charging?

　　After comparison, the reporter found that from the charging standard, Alipay and WeChat are both one thousandth (0.1%) of the repayment amount, but Alipay has reserved two "free paths" for users.

　　Specifically, the first is to provide a free quota of 2000 yuan per person per month. Suppose the monthly repayment amount of users is 3,000 yuan, and the handling fee of Alipay is one thousandth of that of 1000 yuan, namely 1 yuan, but that of WeChat is one thousandth of 3,000 yuan, namely 3 yuan.

　　The second is to allow users to increase their free quota through two methods: "redemption of Alipay membership points" and "borrowing the free quota of relatives and friends".

　　"It is worth noting that if all your money is in Yu ‘ebao, you can withdraw it to your debit card first, which is free. Then log in to the bank’s online banking and pay back the credit card with the money from the debit card. There is no cost in the whole process. " The relevant person in charge of Alipay said.

　　Five aspects should be noted.

　　In addition to charging, compared with online banking, there are many matters needing attention in the "credit card repayment" service paid by third parties, which are mainly manifested in five aspects: determination of responsibility and right, repayment currency, single limit, repayment reminder and repayment appointment function.

　　The first is the issue of "determination of responsibility and right". It should be noted that the third-party payment institution is only the executor of the user’s credit card repayment instruction, and it will not be responsible for the losses caused by the user’s use of this service unless it does not follow the user’s instruction or the operation instruction is wrong.

　　The second is the issue of "repayment currency" and "bill inquiry currency". At present, the credit card repayment services of Alipay and WeChat only support RMB repayment, not foreign currency repayment. In addition, unless otherwise specified, the bill information that users can query through the above two methods is only RMB bills, and the foreign currency bills queried are for reference only, and accurate information still needs to be obtained through the issuing bank.

　　The third is the issue of "single limit". Wechat clearly stated in the agreement that when users make credit card repayments through Tenpay’s platform, they should still abide by the restrictions imposed by the repayment source bank on the maximum amount of their single transfer and the maximum amount of daily cumulative transfer; Tenpay is not responsible for the failure of repayment caused by this restriction.

　　The fourth is the issue of "repayment reminder". It is worth noting that even if users set up a credit card "repayment reminder" on the third-party payment platform, they still need to make repayment according to their agreement with the credit card issuer. The above settings are only used as a reference for repayment time and amount, not as a basis for whether or not to repay.

　　The fifth is the issue of "prepayment function". Wechat clearly stated in the agreement that "if you use the scheduled repayment function, Tenpay will provide you with repayment service according to the billing information provided by the issuing bank of your credit card, and Tenpay does not guarantee the authenticity, completeness and timeliness of this information". That is to say, if the user suffers losses due to the incorrect billing information, including but not limited to economic losses, late payment fees, reduced credit evaluation, etc., it will be settled by the user and the issuing bank.

　　Bank online banking channel is still free.

　　In the face of the above changes, many insiders said that the overall impact on users is limited. On the one hand, compared with services such as consumption and wealth management, credit card repayment is a function with lower frequency; On the other hand, at present, there are many repayment channels for credit cards. Although Alipay and WeChat charge, these channels such as bank online banking and mobile banking APP are still free.

　　In addition, Alipay also suggested in the announcement of "Adjustment of Credit Card Repayment Service Rules" that if it is a large repayment, users can choose to repay free of charge through channels such as bank online banking.

　　In fact, for commercial banks, retail business has always played the role of profit stabilizer, and credit card business is an important part of retail business.

　　Usually, when applying for a bank’s credit card, users need to have the bank’s debit card and use it as a repayment account. In this way, banks can not only improve customer stickiness through credit card business, but also form stable capital precipitation and repayment cash flow.

　　For this reason, for a long time, the online banking and mobile banking apps of various banks have not charged extra fees for the single act of "repayment" for the credit cards issued by the bank, but if users have overdue and installment repayment, they will charge other kinds of fees.

　　In recent years, many banks have even supported users to repay their credit cards through "debit cards from other banks" without charging any handling fees for the time being, in order to increase repayment channels for users and increase the frequency of their use of our credit cards.

　　It is worth noting that with WeChat and Alipay charging for "credit card repayment" one after another, the discussion about "whether Internet service has entered the charging era" has once again started in the society.

　　It is undeniable that in the past few years, more and more services on the Internet have begun to charge. According to a survey by the National Copyright Administration of China, in 2017, fee-based content accounted for almost half of the Internet content market in China.

　　At the same time, in the face of charging, users have gradually changed from "unaccustomed" in the early days to "accustomed". The financial report of iQiyi in the third quarter of 2018 shows that as of September 30, 2018, the number of subscribed members of iQiyi has reached 80.7 million, of which paying members account for more than 98%; The income from membership service was 2.9 billion yuan, up 78% year-on-year, which exceeded the income from online advertising service of 2.4 billion yuan.

　　"There is no eternal free model in any industry. In a fully competitive market, charging or not ultimately depends on whether the services provided by enterprises are worth paying for, and the charging price will gradually become reasonable in the competition. " The relevant person in charge of Alipay said.

A few days ago, the eighth season of "Ace to Ace" came to a successful conclusion. The "Ace" Happy Bus, which will be there every Friday night, is full of sadness and warmth and cries goodbye to the audience! On the closing night, all the ace members brought a special "internal award ceremony": "Get up early and be greedy for the black", "Tengli Tengqi" and "Breakthrough with Variety" … which contained the jokes and memories of the whole season. This season’s "Ace to Ace" is also the fifth year that Hua Chenyu has accompanied the program. After being promoted to "Ace Two in Charge", he has found his own variety orientation more and more accurately —— "Inference+Unique Skills+Musical Talent", which has frequently contributed high-energy famous scenes and made people know more about Hua Chenyu outside of music. Hand-painted "ace family portrait", he clearly remembers everyone’s characteristics, integrates gentleness into small details, and takes care of his strength! In front of the stage, Hua Chenyu can be called an ace game panacea, and many netizens shouted: Without Hua Chenyu’s "Ace Family" team game, you will lose half! Outside the stage, he seems to be a behind-the-scenes supporter of a program. He is wise, kind and warm, and constantly outputs a sense of security and explosion to guests and programs, illuminating the overall situation like the sun.

In the eighth season of "Ace", Hua Chenyu’s famous scenes are constantly wise and funny, and off the charts has a sense of variety.

In the eighth season of Ace to Ace, Hua Chenyu was promoted to be "the most resourceful second master", and amazing music scenes were readily available: new songs and old songs such as "Light the bonfire at the end of the Galaxy", "The Sea of the Wind" and "Ordinary Life to Unusual Life" were infinitely broadcast on the stage, which greatly enriched the visibility of the program. Piano, flute and other musical instruments surprise performances, stage cooperation with guests from all walks of life, talent competition, more like a fairy fight, frequently heal the audience. Even on the variety stage, Hua Chenyu never forgot to perform the romantic fairy tale with Martians again and again. He reunited with Grandpa and Grandma Mars on the stage of "Ace" and completed the performance together, which made Mars romantic shock everyone.

Regardless of the music world or the real world, the flowers are trying their best to dream for fans, making people believe that a beautiful new world is ahead. The unique skill of "two masters" is far more than that. "Bare-handed water blocking" imitates accurate positioning and refreshes the audience’s cognition of reaction! You can also perform "IP Man Squat" on the balance ball, which was teased by netizens: Hua Chenyu Core is more stable than my salary increase! Reasoning ability frequently shocked the guest audience, focusing on a pre-judgment that predicted you. Not only did you analyze how many people were in the bad guys’ camp, but you also disguised yourself as the bad guys’ camp, successfully disintegrated the enemy’s interior, and finally succeeded in making the order take effect, saving the day! Many netizens said: "When I saw him, I thought that team would win. Hua Chenyu is really a god teammate with a sense of security."

The output temperature of Hua Chenyu’s "Ace" five-year "broken cocoon" growth and long-term companionship strength

I still remember that Huahua, who first entered the "Ace Family" a few years ago, was shy and shy, and interacted with the guests slightly. The five-year long-term companionship also made Huahua undergo a "cocoon-breaking" transformation, not only in the music field, but also in the variety field, she frequently led the team to turn over against the wind with her keen observation and reasoning ability. In the program, he and the guests crossed the future to "become bigger and stronger"; Appreciate the beauty of the national style together; Together, we will help the national treasure to embark on the journey home … so that the audience can gain a lot of knowledge in joy.

Since five seasons, he and Shen Teng have joined forces to bring Stay with me (anti-fraud version). He has shouted "Kill Pig Plate" and can improvise anti-fraud jingles in Hubei dialect! Not only did he draw the guest stick figures on the show, but he also extended this deep friendship to the offline. He would support the film screenings of Jia Ling, Shen Teng and other guests. Every time I stand in the center of the stage and enjoy the cheers, I don’t forget to mention the hard work of the behind-the-scenes staff, know how to be grateful and cherish, and treat every collaborator as a family member, so that everyone who works with him feels like a spring breeze. He kept a high standard on the trump card stage for five years, substituted life thinking into his works, and hid the two-way trip between "fireworks" in details, which is worth digging back and forth.

CCTV News:China has been vaccinated with COVID-19 vaccine since December last year. Up to now, it has been vaccinated with COVID-19 vaccine for nearly 2.4 billion doses, and the vaccination rate of the whole population is in the leading position in the world. Clinical research results show that COVID-19 vaccine in China has good safety and effectiveness. Zheng Zhongwei, the head of the working group of vaccine research and development special class of the State Council Joint Prevention and Control Mechanism, recently responded to some hot issues about vaccination in an exclusive interview with CCTV reporters at the General Station.

At present, 13 COVID-19 vaccines have entered Phase III clinical trials in China, 4 COVID-19 vaccines have been approved for conditional marketing, and 3 COVID-19 vaccines have been approved for emergency use. Vaccine research and development and production have always been in the first phalanx in the world. At the same time, China regards the new crown vaccine as a global public product, and has provided more than 1.7 billion doses of COVID-19 vaccine to more than 110 countries and international organizations around the world.

COVID-19 vaccine in China has a significant effect on preventing severe illness and death.

A few days ago, the consultant of Chilean Ministry of Health published the world’s largest real-world study of COVID-19 vaccine for 10 million people in the New England Journal of Medicine. The results showed that the overall protection was 65.9% after 14 days of inoculation with the second dose of inactivated vaccine of Kexing Zhongwei, and the protection against hospitalization, severe illness and death was 87.5%, 90.3% and 86.3% respectively. According to the report of the Ministry of Health of Peru, 60,593 doctors were vaccinated with the inactivated COVID-19 vaccine of Sinopharm Group China, and the mortality rate after two doses of vaccination was reduced by 98%. The Argentine Ministry of Health issued a report that the overall death protection rate of people over 60 years old was 84% after being inoculated with two doses of China Bio-COVID-19 Inactivated Vaccine of Sinopharm Group.

Zheng Zhongwei, head of the working group of vaccine research and development special class of scientific research group of the State Council joint prevention and control mechanism:This judgment can also be made for some epidemic situations that occurred in China last year and this year. For example, Delta strain was the main virus strain that spread in China from Guangdong (May and June this year), from Guangdong, Jiangsu and Fujian to Inner Mongolia, Gansu and Qinghai. Although there were many outbreaks, the number of infected people and severe cases were completely different from those of last year’s Xinfadi in Beijing and Gaocheng in Shijiazhuang, Hebei. Therefore, the country has played a very important role in rapidly promoting mass vaccination from this year.

China has completed the preclinical study of inactivated Delta strain vaccine.

Real-world research shows that China’s vaccine has a clear effect on the infection caused by various main variants prevalent in different regions and the re-transmission after infection, and has a significant effect on preventing severe illness and death. Judging from the recent epidemic situation in China, the domestic vaccine is still effective against Delta strain. However, in order to be prepared, various vaccine research and development units have carried out a series of work for various mutant vaccines.

Make every effort to promote COVID-19 vaccine for the elderly.

At present, the vaccination rate of the whole population in China is leading in the world, but the vaccination rate of the elderly is relatively low, and the risk of COVID-19 infection among the elderly is much higher than that of the young. Therefore, at present, a key issue in promoting COVID-19 vaccination in China is to fully promote COVID-19 vaccination for the elderly, especially the very old.

Experts stressed that because the immune function of the elderly is relatively weak, the antibody level produced by people over 60 years old after vaccination is 18-mdash; The 59-year-old population is relatively low, and once infected, the proportion of severe and critical illness is higher. Therefore, it is strongly recommended that the elderly not only receive two doses of vaccine as soon as possible, but also strengthen immunization six months after completing the two doses of vaccination, in order to obtain better protection effect.

Inoculation with booster needle can enhance the prevention and control ability of mutant

At present, many countries have carried out the work of strengthening immunization, and China has also specially organized experts to demonstrate the strategy of strengthening immunization of vaccines in COVID-19. Studies have shown that after the third dose of inactivated vaccine is used to strengthen immunity, not only the antibody level is greatly improved, but also the ability to prevent and control various mutant strains is stronger.

Zheng Zhongwei, head of the working group of vaccine research and development special class of scientific research group of the State Council joint prevention and control mechanism:Strengthening (immunization) with the same technical route is relatively safer. After vaccination with different technical routes, the antibody level will be more improved, and some abnormal reactions and adverse reactions of the vaccinators may be higher, but this adverse reaction can be tolerated by the vaccinators.

China will launch different technical routes to strengthen immune combination.

The research shows that the same technical route and different technical routes can greatly improve the antibody level, and the safety is also clearly guaranteed. Zheng Zhongwei said that the next step will be to combine the results of clinical research, organize expert argumentation, and launch the optimal combination of enhanced immunization based on the principle of safety and effectiveness.

[annual report analysis]Gree Electric, Midea Group and Haier Zhijia, the three giants of home appliances, have released their 2020 financial reports one after another. It also allows investors to comprehensively compare the "transcripts" of the three giants last year.

Comparison of income and profit

The income and profit are still the same, and Midea Group has won the double champion. Midea Group achieved a revenue of 285.7 billion yuan last year, a year-on-year increase of 2.27%; The net profit attributable to shareholders of the parent company was 27.223 billion yuan, a year-on-year increase of 12.44%. Midea Group’s revenue has been growing in single digits for three consecutive years from 2018 to 2020, but its net profit has maintained double-digit growth, which is also commendable.

Gree Electric achieved a revenue of 170.5 billion yuan last year, down 15% year-on-year; The net profit attributable to shareholders of the parent company was 22.175 billion yuan, a year-on-year decrease of 10.21%. Both revenue and net profit are double-digit refinement.

Gree Electric’s income declined for the first time in many years, but its net profit declined for two consecutive years, which also made Gree Electric give up the throne of the first profit in the home appliance industry. In 2019, Midea Group’s net profit returned to its mother was 24.2 billion yuan, lower than Gree Electric’s 24.7 billion yuan.

Haier Zhijia achieved a revenue of 209.7 billion yuan last year, a year-on-year increase of 4.46%; The net profit attributable to shareholders of the parent company was 8.877 billion yuan, a year-on-year increase of 8.2%. For Haier Zhijia, after its income surpassed that of Gree Electric in 2019, its income surpassed that of Gree Electric again last year. But the net profit is much less than that of Gree Electric.

Comparison of gross profit margin and net interest rate

Although Midea’s group income is 100 billion yuan more than that of Gree Electric, its net profit is only about 5 billion yuan more than that of Gree. Haier Zhijia’s income is nearly 40 billion yuan more than that of Gree Electric, but its net profit is less than half that of Gree Electric, which is related to the gross profit margin.

Last year, the gross profit margin of Gree Electric’s sales was 26.14% and the net profit margin was 13.25%. Compared with 2019, the gross profit margin was reduced by about 1.44 percentage points, but the net profit margin increased by 0.72 percentage points.

Midea Group’s gross sales margin is 25.11% and its net sales profit rate is 9.68%. Compared with Gree Electric, Midea Group’s gross profit margin is about 1 percentage point lower, but its net profit rate is 4.57 percentage points lower.

Haier Zhijia’s gross profit margin is 29.68% and its net profit margin is 5.4%. Among the three giants of home appliances, Haier Zhijia’s gross profit margin is even the highest. Why is the net profit rate the lowest?

It is related to four expense rates, namely, sales expenses, management expenses, financial expenses and R&D expense rates. The data shows that the sum of these four expense rates of Haier Zhijia is 27.94%; Midea’s group rate is 19.03%; Gree Electric’s rate is 15.74%, which is much lower than Haier Zhijia and Midea Group.

Comparing the sales rates with the largest proportion, Gree Electric is 7.65%, Midea Group is 9.63%, and Haier Zhijia is 16.04%, which is more than twice that of Gree Electric. In other words, last year, the sales expenses of Gree Electric and Midea Group were 13 billion yuan and 27.5 billion yuan respectively, while the sales expenses of Haier Zhijia were 33.6 billion yuan.

Comparison of return on assets and price-earnings ratio

Return on assets is divided into return on total assets (ROA) and return on equity (ROE). ROA in Gree Electric last year was 8.43%, and the average ROE was 18.88%.

Midea Group’s ROA was 8.85% last year, with an average ROE of 24.84%. Haier Zhijia is 7.37% and 15.48% respectively. Similarly, Midea Group takes the lead, followed by Gree and Haier.

Before the market opened on April 30, Midea Group’s price-earnings ratio PE(TTM) was 24 times, and its market value was 587.5 billion yuan. Gree Electric PE is 15 times, with a market value of 358 billion yuan; Haier Zhijia PE is 35 times, and its market value is 308.3 billion yuan, which is pressing Gree Electric.

Although Haier Zhijia has the lowest market value, the market gives it a higher valuation, even more than double that of Gree Electric. In terms of the total market value, Midea Group still holds the throne of "Home Appliances One Brother".

From 0: 00 to 15: 00 on October 28, there were 8 new cases of local COVID-19 virus infection, including 5 isolated observers and 3 social screening personnel; 3 cases in Chaoyang District, 2 cases in Tongzhou District, 1 case in Fengtai District, 1 case in Changping District and 1 case in Miyun District; All are light.

Beijing CDC issued a reminder that the epidemic situation in this city has multi-source input, multi-chain parallel and multi-strain coexistence.

At present, the epidemic situation abroad continues to spread, and the domestic epidemic situation is distributed at many points.The epidemic situation in this city is characterized by multi-source input, multi-chain parallel and multi-strain coexistence, and 28 new social screening cases in Japan are all related to Beijing Foreign Trade City.Please call the people who have visited Mingzhu Trade City, High-tech Zone, Cangzhou City, Hebei Province since October 19 to report to their communities (villages), work units, hotels, etc. I and my roommates will stay at home or in the store and cooperate with the implementation of various prevention and control measures.

It is necessary to strengthen remote control and near-end screening. Traffic hubs such as airports, stations and road entrances should strictly control the gates. If risk personnel are found, they should report to the relevant departments such as their communities (villages) in time; It is necessary to do a good job in epidemic prevention management of key people in key industries in key units such as farmers’ markets, wholesale markets, restaurants and supermarkets, set up personnel ledgers, strictly implement prevention and control measures such as temperature scanning, health monitoring, nucleic acid detection and inspection of negative nucleic acid certificates, and do a good job in disinfection and sanitation of the site environment. Special personnel should be responsible for key public areas, strictly implement prevention and control measures, and strengthen supervision and inspection; It is necessary to implement the management responsibilities of various communities (villages), property departments, hotels and other related units, strengthen the management of personnel access, and make good records of good doors, good people, good yards and good records.

Personnel returning to Beijing should strictly abide by the epidemic prevention policy of returning to Beijing, take the initiative to report to the community, units, hotels and other relevant departments, carry out two tests for three days after arriving in Beijing, complete a nucleic acid test within 24 hours after arriving in Beijing, and complete the second nucleic acid test within 72 hours after an interval of 24 hours. Do not go out at home until the negative result comes out, and do not have dinner, get together or go to crowded places within 7 days.

Relevant information of newly infected persons

Infected person 327:Now I live in Jiali Building, Datun Street, Chaoyang District. As a close contact of infected person 316, he was isolated intensively. On October 27th, he reported that the nucleic acid test result was positive, and on October 28th, he was diagnosed as a confirmed case, and his clinical classification was mild.

Infected person 328:Now I live in Beijing Four Seasons Hotel, No.48 Liangmaqiao Road, Maizidian Street, Chaoyang District. As a close contact of infected person 316, he was isolated intensively. On October 27th, he reported that the nucleic acid test result was positive, and on October 28th, he was diagnosed as a confirmed case, and his clinical classification was mild.

Infected person 329:He is the same family member of the infected person 318, and his current address is the same as that of the infected person 318. As a close contact, he was isolated intensively. On October 28th, he reported that the nucleic acid test result was positive, and he was diagnosed as a confirmed case that day, and his clinical classification was mild.

Infected person 330:He is the same family member of infected person 279, and his current address is the same as that of infected person 279. As a close contact, he was isolated intensively. On October 28th, he reported that the nucleic acid test result was positive, and he was diagnosed as a confirmed case that day, and his clinical classification was mild.

Infected person 331:Now I live in Building 26, North Zone of Xintong International Garden, Tongzhou District. As a close contact of infected person 317, he was isolated in a centralized way. On October 27th, he reported that his nucleic acid test result was positive. On October 28th, he was diagnosed as a confirmed case, and his clinical classification was mild.

Infected person 332:Through the screening of social nucleic acid, I found that I now live in No.13 Baxianzhuang Village, Beiqijia Town, Changping District, and I am a related person in Beijing Foreign Trade City. On October 25, he left Beijing by bus from Beijing Foreign Trade City, and returned to Beijing by G1086 train on the same day. On October 26, he was tested for normalized nucleic acid. On October 27, the report was positive, and on October 28, he was diagnosed as a confirmed case. The clinical classification was light.

Infected person 333:Through the screening of social nucleic acid, it is found that people who live in Building 9, Zone 3, Jiujing Jiayuan, Fengtai District, are related to Beijing Foreign Trade City. I arrived in Beijing by car on October 26, and carried out normalized nucleic acid detection on October 27. On October 28, the report was positive, and the case was diagnosed on the same day. The clinical classification was mild.

Infected person 334:Through the screening of social nucleic acid, it is found that people who live in Building 4, South Xinggong District, Gulou Street, Miyun District, are related to Beijing Foreign Trade City. On October 25, he left Beijing by bus from Beijing Foreign Trade City, and returned to Beijing by bus on the same day. On October 27, he was tested for normalized nucleic acid, and the report was positive on October 28. On that day, he was diagnosed as a confirmed case, and his clinical classification was mild. Details > > >

Infected persons and risk points involved

[Miyun District]

According to the official news of ecological Miyun, on October 28th, two cases of COVID-19 virus infection were found in Miyun District. They have visited the risk points in other provinces and cities, and now they live in the south area of Xinggong in Gulou Street in Miyun District and the General Boyuan Community in Orchard Street in Miyun District. At present, two people have been transferred to designated hospitals for isolation treatment.

The preliminary flow adjustment stroke trajectory is as follows:

Infected person 1:

On October 23, ride an electric car to Rishang Mall at 9:00, arrive at Chuannan stinky tofu shop in Fumin Street at 13:22, then return to Rishang Mall, and return home by electric car at 17:00.

On October 24, I rode an electric car to Rishang Mall at 9:00, and then I didn’t leave the mall. I went to Guerlain Jiaren (Xinggong Store) at 19:28, arrived at Lianwang Tanxi Store at 19:45, and then rode an electric car back home.

On October 25th, take an electric bus to Elephant Roundabout at 2:50, take a minibus from Elephant Roundabout to Pinggu District at 3:20, transfer to a bus at the entrance of Pinggu District Market to Cangzhou, Hebei Province, get off at 7:00 and walk to the Oriental Pearl Trade City in Cangzhou, Hebei Province, return from Pearl Trade City at 14:00, arrive at Elephant Roundabout in Miyun District at 20:00, get off the bus and take an electric bus to Miyun District Hospital to do nucleic acid, then return home by electric car.

On October 26th, at 9:00, I rode an electric car to the Panji Kitchen Shop in the back street of the South District of Xinggong, and then stopped at the Garden Community of Gulou Street for a short time, then rode an electric car to Rishang Mall, walked to No.3 Chang ‘an Street in Miyun Town at 12:00, stayed at the hotel, left the hotel at 14:00, returned to Rishang Mall, rode an electric car to the Garden Community of Gulou Street at 17:00, and went to the Garden Community at 17:30 for fresh food.

On October 27th, at 10:25, ride an electric car to Kaikoufu Cake at No.66 Xinggong Street, then make a short stop in the Garden Community of Gulou Street, then ride an electric car to Rishang Mall, shop on the second floor of Rishang Mall at 17:09, then ride an electric car to the Garden Community of Gulou Street, then go to the noodle shop next to the public toilet of Fumin Street at 17:16, to Beijing Lifang Xingda Store at 17:22 and to the fresh life supermarket at 17:24.

Infected person 2:

On October 23rd, I drove to Rishang Mall at 10:00 and returned home at 17:00.

On October 24th, I drove to Wumei Store in McDonald’s Orchard at 7:30, after eating, I went to Jizhuang Primary School, at 8:55, I went to the Breast Department in the outpatient building of Miyun District Hospital, then I went to the Pathology Department, returned to Rishang Mall at 11:45, drove to Jizhuang Primary School at 17:00, went to the nucleic acid sampling point of Zhongjiarongyuan at 18:00, and then returned home.

On October 25th, we set out for the Oriental Pearl Trade City in Cangzhou, Hebei Province at 3:00 (the itinerary is the same as that of infected person 1), arrived at Elephant Island at 20:00, then went to Create to stew chicken in iron pan, and then drove home.

On October 26th, I drove to Wumei Store in McDonald’s Orchard at 7:29, then went to Jizhuang Primary School after dinner, then drove to Rishang Mall at 10:00, then drove to Jizhuang Primary School at 17:00, and went to the nucleic acid sampling point in China-Canada Rongyuan at 17:30 to collect nucleic acids, and then returned home.

On October 27th, I drove to Wumei Store in Yonghe Orchard, Tanzhou at 7:44, then went to Jizhuang Primary School, drove to Rishang Mall at 10:00, arrived at Chuanchuanxiang Xinzhongjie Store at 12:00, returned to Rishang Mall at 13:00, drove to Jizhuang Primary School at 17:00, collected nucleic acids at the nucleic acid sampling point in Zhongjia Rongyuan at 17:30, and arrived at Xizhang at 18:00.

Details > > >

[Fengtai District]

From 15: 00 on October 27th to 15: 00 on October 28th, there were 3 new cases of COVID-19 virus infection in Fengtai District, all of which were transferred to designated hospitals. The relevant information is hereby notified as follows:

Infected person 1

Social screening personnel, free bus crew of Beijing-Cangzhou Mingzhu Clothing Market, current address: No.22, Public Welfare Village, Huaifang Community, Nanyuan Street, and once a day between Dahongmen subway station and Cangzhou Mingzhu Clothing Market from October 24 to October 26. Related risk points are as follows:

October 23 rd

At around 16:04, the nucleic acid detection point in Fuhai parking lot;

16:10-16:18 Yard 7, Linhong Road (Xinfuli Convenience Supermarket);

October 24th.

Nucleic acid detection point at Dahongmen subway station (northwest exit) around 16:51;

17:11-17:15 Convenience Vegetable Basket (Jin Run Home);

October 25th.

At about 16:56, the nucleic acid detection point of Dahongmen subway station (northwest exit);

17:09-17:15 Convenience Vegetable Basket (Jin Run Home);

October 26th

Around 17:39, the nucleic acid detection point of Dahongmen subway station (northwest exit).

Infected person 2

Isolated observers, truck drivers from other places in Beijing. Relevant risk points in Beijing before control are as follows:

October 27th.

At around 3:00, Lixian entered the Beijing checkpoint;

At about 4:00, the construction site of Xuyang Science and Technology Building;

Around 9:00, the nucleic acid detection point in the west gate of the south area of Tianxing Jiayuan.

Infected person 3

Social screening personnel, merchant of Cangzhou Mingzhu Clothing Market, current address: Building 9, Zone 3, Jiujing Jiayuan, Heyi Street, and returned to Beijing by car on October 26th. Related risk points are as follows:

October 26th

At around 22:00, Daguang Expressway entered the Beijing checkpoint;

October 27th.

Around 9:30, Jiujingzhuang Community Neighborhood Committee;

Around 10:23, Jiujingzhuang Fangshi nucleic acid detection point;

10:30-10:46 Beicai Convenience Supermarket (Building 6, Zone 2, Jiujing Jiayuan);

Express delivery point next to the supermarket around 10:47.

Details > > >

Changping District

From 0: 00 to 8: 00 on October 28th, a confirmed case of COVID-19 was added in Changping District. The current address is No.13, Baxianzhuang Village, Beiqijia Town, Changping District, and the working address is Shop 3A60, 3rd floor, Wanyouhui Shopping Mall, Nanjie Road, Tiantongyuan, Changping District (Hongyu Clothing). At about 6:30 am on October 25, I took a long-distance bus to visit Mingzhu Trade City, High-tech Zone, Cangzhou City, Hebei Province, and returned to Beijing on the afternoon of the same day by G1086 train. At 16:28 pm on October 27th, I answered the phone and informed him that he was at risk, and then I returned home and didn’t go out. At present, it has been transferred to a designated hospital for isolation treatment.

October 25th.

Around 15:45, South Kitchen, B1 Floor, Wanyouhui Shopping Mall, Tiantongyuan South Street, Changping District

15:50-21:00 Shop 3A60, 3rd Floor, Wanyouhui Shopping Mall, Nanjie Road, Tiantongyuan, Changping District

October 26th

9:40-21:00 Shop 3A60, 3rd Floor, Wanyouhui Shopping Mall, Tiantongyuan South Street, Changping District

Around 22:14 New Century Supermarket, Baxianzhuang Village, Beiqijia Town, Changping District

October 27th.

Around 9:41, Shangjunzun alcohol and tobacco at the bottom of Wanyouhui Shopping Mall in Tiantongyuan South Street, Changping District.

9:45-16:30 Shop 3A60, 3rd Floor, Wanyouhui Shopping Mall, Tiantongyuan South Street, Changping District

Details > > >

From 0: 00 to 15: 00 on October 28, a confirmed case was added in Changping District. The place of residence was Baxianzhuang Village, Beiqijia Town, and the place of work was the 3rd floor of Wanyouhui Shopping Mall, Nanjie Road, Tiantongyuan. On the morning of October 25, I took a long-distance bus to visit Mingzhu Trade City, High-tech Zone, Cangzhou City, Hebei Province, and returned to Beijing on the afternoon of the same day by G1086 train. At present, it has been transferred to a designated hospital for isolation treatment.

After receiving the notice from the key risk personnel, Changping District immediately launched an 8-hour emergency response mechanism, and took the lead in carrying out the work of flow tracing, investigation and control, nucleic acid detection, etc., and thoroughly investigated the risk personnel. At present, it has been determined that there are 123 secret contacts and 97 sub-secret contacts.

The risk points of newly infected people involved in Changping District are as follows:

October 25th.

Around 15:45, South Kitchen, B1 Floor, Wanyouhui Shopping Mall, Nanjie Road, Tiantongyuan

15:50-21:00 Shop 3A60, 3rd Floor, Wanyouhui Shopping Mall, Nanjie Road, Tiantongyuan

October 26th

9:40-21:00 Shop 3A60, 3rd Floor, Wanyouhui Shopping Mall, Nanjie Road, Tiantongyuan

Around 22:14 New Century Supermarket in Baxianzhuang Village, Beiqijia Town

October 27th.

At around 9:41, Shangjun Zun alcohol and tobacco at Wanyouhui Shopping Mall, Nanjie Road, Tiantongyuan.

9:45-16:30 Shop 3A60, 3rd Floor, Wanyouhui Shopping Mall, Nanjie Road, Tiantongyuan

During my stay in the store from October 25 to 27, I used the women’s bathroom on the north side of the third floor of Wanyouhui Shopping Mall many times.

Details > > >

[Tongzhou District]

On October 28th, two new cases were confirmed in Tongzhou District.

Case 1, who lives in Building 26, North Zone, Xintong International Garden, Yuqiao Street, was isolated in the outer area as a close contact person of the confirmed case on the evening of 26th. On the 27th, he reported that his nucleic acid test result was positive, and he was transferred to a designated hospital for treatment. On the 28th, he was diagnosed as a confirmed case with mild clinical classification.

Case 2, now living in Building 81, Century Xingcheng Community, Yangzhuang Street, is a family member of the case diagnosed in our district on the 26th, and was transferred to the centralized isolation point in the early morning of 26th. On the 28th, it was reported that the nucleic acid test result was positive, and it has been transferred to a designated hospital for treatment, and it was diagnosed as a confirmed case with mild clinical classification.

The following risk points are mainly added:

October 25th.

Around 8:15-8:45, Metro Line 1 (from Liyuan Station Exit A to Gaobeidian Station Exit B1).

Around 8: 06-16: 40, Star Garden of Blue Sky International Kindergarten (No.172 Canal West Street)

Around 20:20-20:45, Metro Line 1 (Gaobeidian Station B1 to Liyuan Station A)

October 26th

Around 8:15-8:45, from Liyuan Station to Gaobeidian Station on Metro Line 1 (from Liyuan Station Exit A to Gaobeidian Station Exit B1).

Details > > >

[Chaoyang District]

From 15: 00 on October 27th to 15: 00 on October 28th, there were 5 new COVID-19 virus-infected people in Chaoyang District, all of whom were close contacts of confirmed cases and were isolated observers, and they were transferred to designated hospitals for treatment.

Up to now, the risk points and personnel involved in Chaoyang District have implemented isolation and control measures, and the risk information involved in other areas has been transmitted synchronously. Shibalidian Township Meilian Jushang (Shilihe Village Furniture Avenue) is bounded by the entrance of Junyi Hotel Chain, and the west of the boundary includes Junyi Hotel Chain, Leju Departure Apartment, Leju Youth Community, Leke City Youth Community and affiliated businesses. The area is closed, and the door-to-door service is implemented. Anxin Youth Community (220 meters northwest of the intersection of Shilihe West Street and Shilihe Village Road) implements "never leaving home, on-site service"; Shibalidian Township Meilian Jushang (Shilihe Village Furniture Avenue) is bounded by the entrance of Junyi Hotel Chain, and the boundary is Dong ‘an Xin Xinqidian Apartment and its affiliated shop, as well as the two affiliated buildings on the north side of the building (Meilian Jushang Property Building and Shilihe Village No.1288), which implement the principle of "one grid on the first floor, people can’t leave the grid, and things can be taken at the wrong peak". Building 5, Jiali Building, Datun Street, implements "regional closure, never leaving home, on-site service";
Other buildings in Jiali Building (except Building No.5) and the bottom business implement "one grid on the first floor, people can’t get out of the grid, and take things at different peaks"; Building No.20, Continental Classic, No.172, beiyuan road, Datun Street, implements "regional closure, staying at home and on-site service"; Other classic buildings in Europe (except Building No.20) and the bottom merchants implement the principle of "one grid on the first floor, people don’t leave the grid, and things are taken at different peaks". Unit 4, Building 9, UHN International Village implements "closed area, never leaving home, on-site service";
Building 9 of UHN International Village (except Unit 4) implements "people don’t go out of the area and take things at the wrong peak"; UHN international villageOther buildings, shops and ancillary buildings (except Building No.9) are subject to the principle of "one grid on the first floor, people are not allowed to leave the grid, and things are taken at different peaks". In the next step, the control measures will be dynamically adjusted according to the development of the epidemic and the results of nucleic acid detection.

Main risk points involved:

October 24th.

9:40-15:55, Hengsheng Law Firm, 6th Floor, Block A, Dongjin International Center.

12:00-12:25, Dongyi International Media Industrial Park, Dongyi Snack City, Shaanxi Yiju.

13:50-14:20, Jiujian Modeling Hairdressing Shop in Block B of Shilihe Baihui Antique and Jewelry City.

14:20-14:25, Leke Convenience Store (Shilihe Store)

17:35-22:00, Dongyuan Apartment, No.25 Chaoyang Park Road.

21:00-21:30, Laogu Xianghe Meat Pie Shop (in the alley next to Guanghui Fruit Dried Fruit on Furniture Avenue)

October 25th.

11:20-11:35, Metro Line 14 (Shilihe Station-Xidawang Road Station)

From 11: 40 to 11: 45, Dongyi International Media Industrial Park is full of food parks.

11:45-12:25, Xiaoxiang Yongzhou Club in the yard of No.1 Mill in Yaowa.

12:30-12:55, Ding Taifeng (Yuyang Branch)

12:40-12:50, Yansha Ole, Block B, No.9 East Fourth Ring South Road.

15: 20-15: 25, Tongxin Supermarket, Building 16, UHN International Village.

15:40-15:50, Jinghui Fengtang Pharmacy, Northeast Gate of UHN International Village.

17:05-17:15, Huatang Supermarket (Huatang Shopping Mall Store)

17:30-22:30, Dongyuan Apartment, No.25 Chaoyang Park Road.

18:10-18:40, Shengxi Pavilion, Dongyi International Media Industrial Park.

19:00-22:00, Lu Shanglu (Sunshine Financial Center Store)

19:50-21:30, Huaxia Liangzi (Xiaoying Branch), No.2 Xiaoying Road.

21:30- 7:30 the next day, Building 20, Continental Classic, No.172, beiyuan road.

23:30- 19:40 the next day, Hanting Youjia Hotel (Baiziwan East Branch), Building 2, Guanyue Xinyuan, No.1 Courtyard of Guanzhuang North Street.

October 26th

8:30-9:10, UHN International Village Underground Parking Car Wash Company.

Details > > >

Editor Chang Jiang

Proofread Li Lijun

On August 20th, Feng Rong Zhen was sentenced to 12 years’ imprisonment by Fangchenggang Intermediate People’s Court for gambling. @ Guangxi News Network

Fangchenggang, Guangxi Zhuang Autonomous Region, with its back to the southwest and facing Southeast Asia, has experienced rapid economic development and rapid urban construction in recent years with its special geographical advantages along the coast. With the large-scale development of urban construction, corruption has also been quietly bred. Feng Rong Zhen, former chairman and general manager of Fangchenggang Urban Construction Investment Co., Ltd. (hereinafter referred to as Urban Investment Company), embarked on the road of corruption in the process of urban road construction. Feng Rong Zhen’s bribery case, which was investigated and prosecuted by Fangchenggang City Procuratorate, was recently pronounced by the court in the first instance. Feng Rong Zhen was sentenced to 12 years’ imprisonment for accepting bribes of 4.93 million yuan and confiscated 500,000 yuan of personal property.

The road has been transformed into a "road to collect money"

Beibu Gulf Avenue (formerly Xinggang Avenue) in Fangchenggang City is the main road of the city. It comes out of the toll station in Fangchenggang City and directly enters Beibu Gulf Avenue. In order to meet the needs of urban development, in 2010, Fangchenggang Municipal Government decided to completely transform the original Xinggang Avenue to improve the overall taste of the city.

Fangchenggang City Investment Company is a wholly state-owned enterprise invested and established by the municipal government. Its business scope mainly includes: construction investment and management of urban infrastructure projects, comprehensive development of real estate, wholesale and retail of building and decoration materials, nursery stock management and greening project undertaking, etc. It is also the owner of the above-mentioned Xinggang Avenue reconstruction project. Feng Rong Zhen, the chairman and general manager of the company, holds the important decision-making power in the construction, project payment, completion acceptance, project settlement and other aspects of the project, and is of course the object of public relations of many bosses of the project construction party.

In two blocks of road reconstruction project from Yuluoling to Daoshuiao on Xinggang Avenue, a construction engineering company is the contractor, and Ma is the manager of the contractor. Feng Rong Zhen and Ma know each other because of their business ties. In order to get Rong Zhen’s attention, Ma often sends some gifts to bring them closer together.

One night in May 2011, Ma called Feng Rong Zhen and said that he would send some tea, and agreed to meet him at Taoyuan Street in the port area. Rong Zhen drove to Taoyuan Street and stopped. When Ma saw that Rong Zhen’s car arrived, he came to Rong Zhen’s car with a schoolbag and said, "Mr. Feng, this is the tea I gave you." Say that finish and left. Holding this heavy schoolbag, Feng Rong Zhen knew it well. When he opened it, he found that there was RMB cash in 100 yuan denomination, and each bundle was bound with plastic tape, making a total of 1 million yuan in cash.

Why did Ma send 1 million yuan in cash? There is not much communication between them. Afterwards, Feng Rong Zhen said: Maybe because I am the chairman and general manager of the city investment company, I will send money to me in order to get my care in the construction, project payment, completion acceptance and project settlement of the project. However, Ma has never verbally asked me for any care and help, and I have never deliberately taken care of or made things difficult for Ma or the construction party in my work. In Feng Rong Zhen’s view, even accepting money, as long as it is not deliberately taken care of at work, is not a bribe.

As a matter of fact, Feng Rong Zhen took care of the construction party in the process of organizing two blocks of projects, and received a total of 1.47 million yuan from Ma, the person in charge of the construction party, for six times.

In addition, Feng Rong Zhen also took care of the construction party in other bid projects, and received 560,000 yuan and 200,000 yuan from two other construction party leaders, Yang and Liu, five times.

The reconstruction project of Xinggang Avenue has become a "way to collect money" for Rong Zhen. After the completion of the project, there are serious quality problems, especially the section from Yuluoling to Daoshui ‘ao. Not long after the renovation, the pavement is pitted and uneven, which seriously affects the travel of citizens and the overall image of the city. The masses are quite complaining about this.

Bonded Logistics Center in Fangchenggang City

Building a "road network" is good for "fishing" money

In the process of urban construction in Fangchenggang City, "road network engineering" is a word with high frequency. The owners of major road network engineering such as "three horizontal and two vertical" road network engineering in the administrative center area and the road network engineering in the municipal bonded logistics center are all Fangchenggang City Investment Company. As the head of the company, Feng Rong Zhen will naturally receive many "sugar-coated shells".

One afternoon before the Spring Festival in 2010, Liu, the owner of the road network project, called to meet Rong Zhen. After the meeting, Liu took out two bags of things from the car and put them in the trunk of Rong Zhen’s car. He said, "Mr. Feng, this is 2 million yuan in cash, of which 800,000 yuan was returned to you by a friend of yours, and the other 1.2 million yuan is my own gift." Liu left after he finished speaking.

Rong Zhen didn’t say much and didn’t check the money, so he took it back to Fangchenggang and lent it to his brother to run his personal business. Feng Rong Zhen knows very well that the money came entirely for his own rights. Liu is the manager of the construction party of Fangchenggang’s "three horizontals and two verticals" road network project and Fangchenggang Bonded Logistics Center road network project. Liu wants to be taken care of in terms of project construction, project payment, completion acceptance and project settlement before sending this 1.2 million yuan.

After verification, in addition to the above-mentioned road network project, Feng Rong Zhen took care of the construction party in the process of organizing the construction of a bid section of North-South Avenue, the earthwork project of Fangchenggang Vocational Education Center, the Bailu Park project, and the road reconstruction project of Yuluoling-Daoshuiao section of Xinggang Avenue, and received a total of 2.5 million yuan from Liu, the person in charge of the construction party, three times.

Feng Rong Zhen not only lavished money on big projects, but also spared some small projects. Feng Rong Zhen gave convenience to the project contractor in the process of purchasing and installing weak current system engineering equipment for Fangchenggang City Investment Company’s comprehensive building project, and accepted 100,000 yuan; In the process of building a bid section of Dongwan Avenue in Fangchenggang City, he gave convenience to the project contractor Yang and accepted 100,000 yuan in cash.

500,000 yuan of stolen money was donated to my hometown.

In 2014, the procuratorate of Fangchenggang launched a massive special campaign to crack down on duty crimes in state-owned enterprises. During this campaign, nine people, including Feng Rong Zhen, chairman and general manager of Fangchenggang City Investment Company, and Zhang Hengyu, deputy general manager, were investigated for criminal responsibility.

Feng Rong Zhen was born in an ordinary family in Gongcheng County, Guilin. He was determined to get ahead from an early age, and then he was admitted to the university through hard work and worked as a postgraduate. Because of his outstanding work performance, Feng Rong Zhen had a smooth career path. At the age of 31, he was appointed as the director of Fangchenggang Fangcheng District Construction Bureau. Before he was 40, he became the chairman and general manager of Fangchenggang Urban Construction Investment Co., Ltd., a member of the party group of the Municipal Development and Reform Commission, and the deputy director and deputy director of the municipal major project construction office. Because of the struggle as a child, Feng Rong Zhen has a deep affection for his hometown, and he never forgets what he can do for his hometown. In fact, Rong Zhen also took action, but in a shameful way.

In the process of investigating Feng Rong Zhen’s case, when tracing the whereabouts of the stolen money, a sum of stolen money attracted everyone’s attention: from 2010 to the end of 2013, Feng Rong Zhen invested about 500,000 yuan in building bridges, roads and Little Square in his hometown of Gongcheng County, and the money was paid by his brother Feng.

The 4.93 million yuan illegally accepted by Feng Rong Zhen was mainly used for buying houses, investing in mining partnerships and personal consumption, in addition to investing in public welfare undertakings. Feng Rongzhen spent 1.4 million yuan to buy a property in Nanning at the end of 2009; In 2012, in my hometown of Gongcheng County, I invested 500,000 yuan to mine in partnership with my relatives.

In the investigation stage, the case-handling organ recovered 489,000 yuan from Feng Rong Zhen’s bank account and stock account, and recovered 100,000 yuan from others, and his relatives withdrew 300,000 yuan from the court during the trial stage, and a total of 889,000 yuan was withdrawn before and after Feng Rong Zhen.

On February 2nd this year, Feng Rong Zhen’s suspected bribery case was heard in the Fangchenggang Intermediate People’s Court. Facing the accusation of the procuratorate, Feng Rong Zhen confessed his criminal facts. Because he voluntarily surrendered himself and truthfully confessed his criminal behavior, he pleaded guilty with a good attitude and withdrew part of the money, the court finally gave him a lighter punishment and made the above judgment according to law.

When the gavel fell, Feng Rong Zhen’s expression was dim, and his hard work and high spirits were all gone with a verdict.

　　The feast of free credit card repayment is gradually shrinking. After the full payment of credit card repayment by WeChat, Alipay will also cancel the policy of free credit card repayment. Yesterday, Weibo, the official Alipay, issued an announcement on "Adjustment of Alipay Credit Card Repayment Service Rules". According to the announcement, starting from March 26, 2019, when individual users use the "credit card repayment" function of Alipay client, Alipay will charge 0.1% service fee for the part exceeding the free quota of 2,000 yuan.

　　Alipay will charge more than 2,000 yuan for credit card repayment.

　　Alipay said that this adjustment is due to the rising comprehensive operating cost of credit card repayment service, and struggling to support it is not conducive to sustainable development, but charging means that higher service standards are needed and users will be rewarded with more and better services.

　　After the new regulations come into effect, how to charge? If the user pays back less than 2000 yuan, it is still free. Only the excess will be charged with a service charge of 0.1%. Taking 3,000 yuan as an example, if the free quota of 2,000 yuan is deducted, the service fee that users need to pay is 1,000× 0.1% = 1 yuan.

　　Alipay’s rules for adjusting credit card repayment are not the first in the industry, and WeChat has taken the lead in ending the benefits of free credit repayment.

　　Since December 2017, WeChat has officially started to charge users for credit card repayment business, charging 0.1% (minimum 0.1 yuan) for the part that the accumulated repayment amount exceeds 5,000 yuan per natural month, and the part that does not exceed 5,000 yuan is still free. In August 2018, the amount of 5,000 yuan free of charge was officially cancelled.

　　From August 1st last year, except for Platinum and Gold members of WeChat Licaitong and users who have been transferred to 500 yuan or above for the fixed investment plan, other users will be charged a handling fee of 0.1% of the repayment amount through WeChat, and no free quota will be set.

　　The charging ratio of Alipay is the same as that of WeChat, which is 0.1%. However, Alipay has set a free quota of 2,000 yuan for each user, and only charges 0.1% for the excess. Therefore, Alipay will save 2 yuan service fees over 2,000 yuan, no matter how much it pays back.

　　The bank charges the third party a passage fee.

　　When WeChat cancelled the charges at that time, it also explained that there would be a payment channel fee behind each repayment. In order to enable users to enjoy some free product experiences, Tencent Tenpay has been subsidizing the fees.

　　Industry insiders told reporters that Alipay and WeChat started charging in order to balance costs and sustainable development. Because banks have to charge channel fees to third-party institutions. Even if they charge one thousandth of the handling fee now, they still have to subsidize about five thousandths of the handling fee.

　　These costs have always been there. Why can’t we bear them now? Some insiders believe that the reform of "centralized deposit and management of payment institutions’ reserves" ended in January this year is likely to be one of the important influencing factors.

　　The "reserve subsidy" is gone

　　The so-called "reserve fund" refers to the monetary funds actually received by the payment institution to handle the payment business entrusted by customers. This fund has expanded with the expansion of the number of customers and payment business, and has generated huge capital gains in the precipitation period. In the past, the central bank stipulated that the interest on customers’ reserves belonged to third-party payment companies. Therefore, the interest income from customers’ reserves has been a major source of income for many payment institutions. However, some small and medium-sized payment institutions can’t resist the temptation, and boldly misappropriate and occupy customers’ reserve funds, causing many risk events.

　　So the central bank changed its policy. According to the current policy, all third-party payment institutions, including Alipay and Tenpay, should cancel the RMB customer reserve account before January 14th this year. The reserve funds of payment institutions will be taken over by the central bank, and interest will not be paid temporarily. In the past, the payment institution could use this part of interest to subsidize the handling fee cost, but now it is gone.

　　Tencent’s interim report in 2018 shows that due to the requirement of centralized deposit ratio of reserve funds, the overnight cash balance that payment service providers can obtain interest income has decreased, which continues to adversely affect Tencent’s payment service income and gross profit margin to a greater extent.

　　Another adverse effect brought by the new rules of reserve fund is to reduce the bargaining power of cooperation with banks. Some insiders said that before the payment institution chose the reserve deposit bank, the bargaining power was very strong. In order to strive for deposits from payment institutions, banks will give a large margin of profit in channel fees. Now that the reserve funds are uniformly collected, payment institutions can no longer contribute deposits to banks, and banks have no reason to make profits. The channel rate is likely to rise, and the cost pressure of payment institutions will inevitably increase.

　　Free advice

　　1. There are still tricks for free repayment of WeChat Alipay.

　　If the user is used to Alipay or WeChat repayment, and the repayment amount is more than 2,000 yuan, is there any way? Alipay suggests that you can redeem more free credits through Alipay membership points, or ask family members who still have free credits to help complete the repayment.

　　According to the regulations of WeChat, there are three types of customers who can continue to enjoy full credit card repayment free of charge, namely, Tencent Licaitong Platinum, Gold members and users who have been transferred to 500 yuan or above by the "Love Investment Plan".

　　The membership level is divided according to the financial value. The financial value of platinum and gold members is 500,000 and 100,000 respectively, which can be improved by immediately increasing total assets and doing tasks. In contrast, it is more cost-effective to transfer to 500 yuan for fixed investment every month, and you can also enjoy the benefits of free credit card repayment.

　　2. UnionPay bank can pay back the credit card for free.

　　Of course, you can continue to enjoy the lunch with free credit card repayment in UnionPay and banks.

　　For credit card users, the most worry-free way is to bind the debit card accounts of peers and set up automatic repayment. Even if automatic repayment is not selected, all channels of repayment by the issuing bank are free.

　　Some cardholders don’t have debit cards from credit card issuers, and they use other banks’ online banking or mobile banking to make cross-bank repayments. Many banks don’t charge fees. For example, the two major apps of China Merchants Bank, including China Merchants Bank APP and Pocket Life APP, also support free credit card repayment, and also support inter-bank repayment.

　　It is understood that credit card repayment and transfer through China Unionpay Quick Pass, the official APP of China UnionPay, are also free. In addition, 66 banks, including Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings, China Everbright, CITIC, Pudong Development Bank, Minsheng, Huaxia, Ping An, Guangfa, Xingye, Bank of Beijing and Bank of Shanghai, have launched credit card bill inquiry services in China Unionpay Quick Pass. "China Unionpay Quick Pass" also has many functions, such as credit card benefit inquiry, card application service, mobile phone flash payment opening and so on, where users can enjoy convenient, fast, labor-saving and worry-free credit card service.

　　3. Du Xiaoman and Jingdong Finance can repay for free.

　　At present, among the three platforms of BAT, only Xiaoman Finance still provides credit card free repayment service. Users can download Xiaoman Financial APP, and you can see the credit card repayment function on the homepage. You can also download Xiaoman Financial’s credit service APP "Money Spend", and you can easily perform credit card repayment operation in the "Discovery" column. At present, Du Xiaoman Finance supports the credit card repayment of 28 banks, covering prime bank, and it usually takes 30 minutes to get the account.

　　Jingdong financial APP can also repay credit cards for free. At present, JD Finance supports users to repay credit cards from 29 banks including Industry, Agriculture, China, Construction, Communications, China Merchants Bank and CITIC, which usually arrive within 30 minutes.

　　Text/reporter Cheng Wei

　　Photo courtesy/vision china

　　How to continue the Chinese historical context by casting the soul with literature? How to innovate and develop cultural inheritance by promoting literature and industry?

　　"Chinese-style modernization gives Chinese civilization modern strength, and Chinese civilization gives Chinese-style modernization a profound foundation." On June 2 last year, at the symposium on cultural heritage and development, General Secretary of the Supreme Leader made a comprehensive, systematic and in-depth exposition on a series of major theoretical and practical issues of Chinese cultural heritage and development from the overall strategic height of the development of the cause of the party and the state.

　　During the year, the Supreme Leader visited the ancient city, explored the cultural context, and looked at the intangible cultural heritage, constantly searching for the answer of the times "Why China" and leading China to take the road of cultural inheritance.

　　Guard the root vein

　　Take the road of ancient city protection

　　Tianjin Ancient Culture Street, known as the "hometown of Jinmen", is the earliest gathering place of economy, culture and commerce in Tianjin.

　On the afternoon of February 1, 2024, when the Supreme Leader visited Tianjin Ancient Culture Street, he interacted with the store staff and the people on the spot. Xinhua News Agency reporter Xie Huanchi photo

　　On the afternoon of February 1st this year, the Supreme Leader came to Tianjin Guwen Street, and successively went into the specialty shops of Guifaxiang 18th Street, such as Mahua, Guorenzhang, Clay Fighter Zhang and Yangliuqing New Year Pictures, to learn about product types, sales and the inheritance and development of traditional culture.

　　During the inspection, the Supreme Leader pointed out that Chinese modernization is inseparable from the inheritance and promotion of excellent traditional culture. Tianjin is a city with distinctive features and charm. It is necessary to protect and make good use of historical and cultural blocks to make them shine in the construction of a modern metropolis.

　　Tianjin has preserved a large number of unique modern architectural communities and historical and cultural blocks, and it is the mission entrusted by the times to protect Tianjin’s unique Tianjin culture.

　　On January 17, 2019, during the inspection in Beijing, Tianjin and Hebei, the supreme leader came to Liang Qichao’s former residence to listen to the introduction of the protection of Tianjin’s historical and cultural blocks with the exhibition board. He pointed out that we should cherish the historical and cultural heritage of the city, develop in protection and protect in development.

　　Customers watch the performance in Tianjin Time-honored Collection Store. Xinhua News Agency reporter Zhao Zishuo photo

　　Institutional guarantee — — Compilation of Tianjin Historical and Cultural City Protection Plan (2020— 2035), forming an overall protection structure of "one city, two districts, two belts and multiple points"; Normative documents such as the Regulations on the Protection of Historic Buildings in Tianjin were issued to further improve the policy and regulation system for the protection of historic buildings.

　　Innovation empowerment — — Adhere to market-oriented operation, realize the renewal and upgrading of historical and cultural blocks, and explore the formation of the "historic buildings+"model. At the same time, promote the deep integration of culture and tourism formats, markets and products, inject new vitality into old buildings, continue new stories and bring new popularity.

　　Cross-border integration — — Constantly expand consumption scenes, create parallel reality digital immersion projects, build IP matrix of historical and cultural blocks with high standards, and build a platform for online and offline creation of digital cultural tourism.

　　An ancient street and a historical and cultural heritage connect the past, the present and the future, and contain the cultural code of Chinese modernization.

　　Inheriting blood vessels

　　Take the road of non-genetic inheritance

　　Changde River Street, located on the banks of Yuanjiang River, has a long history and was destroyed in Changde Campaign in 1943. In recent years, Changde City has restored the style of Laohe Street and built this place into a historical and cultural block.

　On the morning of March 19th, 2024, when the Supreme Leader visited Changde River Street, he had a cordial exchange with shopkeepers and tourists. Xinhua News Agency reporter Yip Wong photo

　　On March 19th this year, the Supreme Leader came here to inspect all kinds of special snacks, special products and special handicrafts, to have cordial exchanges with shopkeepers and tourists, to appreciate the display of intangible cultural heritage skills, and to learn more about the street restoration and utilization, urban planning and comprehensive management of water environment in Changde Old Town.

　　Strolling along Changde River Street, a giant ink and wash original design attracted the attention of the supreme leader.

　　This work is a woodcarving design created by Pan Nenghui, the non-genetic inheritor of Pan Shi’s artistic woodcarving, based on Shen Congwen’s famous book "Travels in Xiang". He plans to restore it to a giant Toona sinensis gloomy wood with a length of 10 meters in 10 years.

　　"Colorful traditional cultures with local characteristics together constitute a splendid Chinese civilization and also boost economic and social development." When the Supreme Leader visited Changde River Street, he pointed out that Changde is a place with cultural heritage, where the silk strings, high-pitched tunes and trumpets should be inherited and used with appropriate carriers, so as to develop with the times.

　　Pan Nenghui and his wife Hu Meihua show wood carvings in Changde River Street, Hunan Province. Xinhua News Agency reporter Xue Yuxi photo

　　How to make intangible cultural heritage flourish in the new era?

　　In recent years, Changde has made great efforts to explore a new cross-border, cross-domain and cross-industry model of "non-legacy+cultural tourism", "non-legacy+education" and "non-legacy+technology", attracting more than 50 non-legacy teams such as Taoyuan embroidery, hemp painting and Changde woodcarving to settle in Changde River Street, creating a situational and immersive multicultural experience, and integrating the national tide into the daily life of citizens and tourists.

　　At present, there are more than 100,000 non-legacy representative projects at all levels in China, more than 90,000 non-legacy representative inheritors at all levels and more than 6,700 non-legacy workshops.

　　Non-legacy projects are inherited by people, and generations of inheritors advance wave after wave, making the cultural carrier more dynamic.

　　Continuation vein

　　Take the road of civilization inheritance

　　The Great Wall is the largest existing cultural heritage in China, and it is also a window for the world to feel and understand Chinese civilization.

　　On May 14th this year, the Supreme Leader wrote back to the villagers in Shixia Village, Badaling Town, Yanqing District, Beijing, profoundly explaining the unique value of the Great Wall and the great significance of protecting it.

　　"I hope that everyone will continue to work hard for a long time, protect the Great Wall like a home, carry forward the Great Wall culture, tell the story of the Great Wall, drive more people to understand and protect the Great Wall, and pass on this precious wealth left by their ancestors from generation to generation, contributing to building a socialist cultural power and promoting Chinese modernization."

　　The picture shows Badaling Great Wall. Xinhua News Agency reporter Yan Huanzong photo

　　In 2019, the Supreme Leader presided over the ninth meeting of the Central Committee for Comprehensively Deepening Reform, which reviewed and approved the Construction Plan of the Great Wall, the Grand Canal and the Long March National Cultural Park; In 2021, the Planning for the Construction and Protection of the Great Wall National Cultural Park was issued, proposing to make the Great Wall National Cultural Park an important symbol of carrying forward the national spirit and inheriting Chinese civilization.

　　In recent years, the organization and implementation of resource survey, cleaning up the Great Wall to protect the family property; Establish a legal system with the Great Wall Protection Ordinance as the main body and local special regulations as the support; Continue to promote the protection of the Great Wall, and successively approve 289 Great Wall protection and maintenance projects; Intensify inspections and guard the "last mile" of Great Wall protection … … The protection and inheritance of the ancient Great Wall ushered in a new chapter.

　　To protect the Great Wall, we should carry forward the Great Wall culture and tell the story of the Great Wall and China.

　　The frontier fortress epic drama "Xiongguan in the World" brings a visual feast, the Great Wall tourism resources lead the way to prosperity, and the research activities continue to be carried out … … Relying on the cultural resources of the Great Wall, all fields seek development according to local conditions, and continue to write a new chapter in the era of cultural heritage protection.

　　At present, there are 43 world cultural heritages, world cultural and natural dual heritages and 43 world intangible cultural heritages in China. They are scattered on the splendid land, and continue to explore the way of activation and inheritance.

　　— — Digital empowerment makes culture "live". "Vitality Palace", "Panoramic Terracotta Warriors" and "Cloud Tour Dunhuang" have been launched one after another. AI algorithm realizes the restoration of cultural relics and the naked-eye 3D restoration of archaeological sites.

　　— — Innovation and integration make culture "fire". Yue opera Xinlongmen Inn, dance drama The Banquet in Tang Palace, Only the Green, and the movie Chang ‘an Three Wan Li frequently explode. It is hard to get a ticket for the Forbidden City in Beijing and the Mogao Grottoes in Dunhuang, and "going to a city for a museum" is getting hotter and hotter.

　　Today’s China, with the unique language of Chinese culture, shows the world the cultural charm of the ancient oriental civilization.

　　"It is our new cultural mission in the new era to continue to promote cultural prosperity, build a cultural power and build a modern civilization of the Chinese nation at a new starting point." A year ago, the supreme leader made a clear direction for cultural inheritance and development at the forum on cultural inheritance and development.

　　Standing in the new era and looking into the future, the supreme leader solemnly declared: "Chinese modernization is the new life of the old country of the Chinese nation and will surely promote the rejuvenation of Chinese civilization."

　　Cartography: Huang Zhuo