Xinhua News Agency, Beijing, February 1st　Question: Rent a car and drive home during the Spring Festival. Be careful that these "routines" can’t go!

　　Xinhua News Agency "China Net" reporter Wu Mengda Wang Jing

　　As the Spring Festival approaches, plane, train and bus tickets are hard to buy, and more and more people choose to rent a car to return home. The reporter’s recent investigation found that many people have the experience of being "touched by porcelain" and "killed by customers" when renting a car. Because of the vague contract provisions and blank supervision, they can only "worry" when there is a dispute. When renting a car to go home during the Spring Festival, we must be careful, and the regulatory authorities should also take timely actions to fill in the "pit" of the industry.

　　Renting a car but encountering a serial "pit"

　　According to the data of market research organization iResearch, the number of automobile drivers in China has exceeded 300 million at present, and there is a big gap between drivers and car ownership. The combination of economic growth, lifestyle changes and self-driving travel habits makes car rental a new travel choice. However, compared with the rapidly developing market scale, the market order has become a lagging short board.

　　Not long ago, Ms. Min Tian, a Beijing citizen, traveled to Chifeng City, Inner Mongolia, rented a car from Chifeng Junyi Car Rental Co., Ltd., paid a deposit of 5,000 yuan and signed a contract, agreeing to return the car that night. After taking a few photos of the car’s appearance, several people drove on the road, but the experience of returning the car made her unexpected.

　　When Ms. Tian contacted to return the car by phone, she learned that Ms. Tian would leave Chifeng by plane at night, and Liu, the person in charge of the car rental company, "actively" suggested that she could return the car at the airport. However, after repeated phone calls, Liu arrived more than 40 minutes late.

　　Ms. Tian said that after watching the car, Liu said that "there are scratches on the front and left back doors". Some photos taken by Ms. Tian when renting a car prove that scratches already exist. Then Liu suggested that the steering wheel had abnormal sound. Despite Ms. Tian’s objection, the plane waited for no one, so she had to take the opportunity to leave in a hurry.

　　Early the next morning, the two parties agreed by telephone that Ms. Tian’s local relatives and the car rental company would test the vehicle together. Not long after, Ms. Tian received a phone call from the car rental company, saying that the car had been unilaterally "inspected". The report sent by the car rental company said that "the trailer parts of the vehicle are loose, causing antifreeze leakage" and asked Ms. Tian to sign and deduct the deposit.

　　The reporter contacted Liu, the person in charge of the car rental company. Liu said that the test found that the external scratches and steering wheel of the car had nothing to do with the renter, but the bottom drag parts of the car were faulty, and the renter had to bear the repair fee, which would be deducted from the deposit of 5,000 yuan.

　　In this regard, Ms. Tian believes: "It is agreed to inspect the car together, but the other party goes privately, and the test results of the car inspection are a list, which is difficult to convince." Previously, some consumers reported that they encountered a similar situation when renting a car in Chifeng, and they didn’t return a penny of the 2000 yuan deposit, so they could only admit that they were unlucky.

　　The reporter interviewed the local traffic management department. After investigation, the car rental company has an industrial and commercial license, but it is difficult for the traffic control department to handle similar situations. It is recommended that the car rental person solve it through litigation.

　　Due to problems such as contract loopholes and careless inspection when renting a car, it is easy for many consumers to rent a car and it is difficult to return it. According to the consumer complaints in the fourth quarter of last year published by the tourist city of Sanya, Hainan, car rental and wedding photography became the industries with the largest number of complaints.

　　Hard to refund the deposit and hard to guarantee the insurance … … There are many "cheat people" routines.

　　The reporter found that when consumers rent a car, the problems in three major areas, such as deposit, insurance and illegal disposal, are concentrated.

　　Deposit — — The car is refunded and the deposit is not refundable. According to the common "rules" of the car rental industry, the car rental company can temporarily withhold the deposit for one month after the consumer returns the car, and then refund the deposit after all violations are settled. However, some companies are mixed, and the deposit is gone. Some consumers in Guiyang, Guizhou Province reported that the car was returned smoothly, but while waiting for the deposit to be refunded, the operator turned off and closed the door to play "into thin air", and the deposit of 5,000 yuan could not be refunded.

　　Insurance — — If you buy insurance, you can’t protect it. There are still many consumers who report that it is mandatory to buy compulsory insurance when renting a car, but many companies have set up the overlord clause, and they have to pay all their own money if something goes wrong. Some car rental companies will sell higher "all risks", claiming to be "all-inclusive" of accidents, but there are exceptions in the contract, and many projects are difficult to pay. According to the local traffic management department, some car rental companies even deliberately concealed the coverage, which led the lessee to find that the insurance content was inconsistent with that published by official website, a car rental company.

　　Violation — — You can also "buy and divide". Mr. Zhao, a Beijing citizen, told reporters that he rented a car in CAR Inc. Xi ‘an North Store last October and drove to Gansu. After that, CAR Inc. informed him that he violated the rules in Gansu: speeding was 50%, and 200 yuan was fined 6 points according to the traffic regulations. And the local CAR Inc. also provides "intimate" service: you can "buy points" from the company for 400 yuan, and if it is too expensive, "it can be discussed again". Consumers themselves inquired about the traffic management bureau in the area where the violation occurred, and the answer turned out to be: no violation information record was found.

　　Urgent solution to legislative gaps and regulatory loopholes

　　Industry insiders told reporters that there are many gaps in how to supervise the car rental industry. The state has not yet issued relevant laws and regulations on car rental, and grassroots law enforcement also lacks a superior law to refer to.

　　Cao Wenke, the relevant person in charge of the Transportation Management Office of Chifeng City Transportation Bureau, Inner Mongolia, introduced that in 2017, the then Ministry of Transport and the Ministry of Housing and Urban-Rural Development jointly issued the Guiding Opinions on Promoting the Healthy Development of Minibus Leasing. However, in practical application, the "guiding opinions" of ministries and commissions can not be used as the basis for law enforcement, and it is difficult to carry out supervision work normally.

　　"Car rental companies make false invoices to find the tax bureau, seek the industrial and commercial bureau without a license, find the transportation management department without qualification, and find the traffic police without annual inspection and insurance … …” A grassroots cadre said that this kind of segmented management can easily lead to the phenomenon of "kicking the ball".

　　Savage growth not only hurts consumers, but also hurts some car rental companies. According to the local traffic management department, after renting a car, some people mortgaged the rented car to others, resulting in the loss of the operator’s interests; After someone rented a car, a serious accident occurred and he left. In the end, it was difficult to deduct the accident loss with a deposit of several thousand yuan.

　　Compared with foreign countries, China’s car rental industry is still in the initial stage of development, with huge market potential. Liu Junhai, a professor at the Law School of Renmin University of China, and other experts in the industry suggested that the relevant laws and regulations of the car rental industry should be promulgated as soon as possible, so that this field can be managed and managed, and industry self-discipline can also be explored, and a "blacklist" system can be established to restrict illegal rental companies from carrying out car rental business services.

This year, Harbin invested 150 million yuan to implement the comprehensive renovation of existing buildings with energy saving and livable capacity of 500,000 square meters. The renovation project is expected to be completed in October as a whole. among

Daoli District Gongle Community is about 300,000 square meters;

The community of Minxiang District in Xiangfang District is about 200,000 square meters.

In the process of the author’s field investigation, residents in the reconstruction area are worried about whether the effect after the completion of the reconstruction can be maintained for a long time. Residents outside the renovation area are worried that there will be no chance of renovation in their own community in the future if they rely solely on government funding. In fact, as a national key livelihood project, the renovation of old residential areas has been in the process of development and exploration. From the pilot projects in various places, many "detours" that are easy to take have been found and summarized, among which the most fundamental crux is that the current government investment model adopted by local governments is unsustainable and has not reached the height of sustainable and healthy development of old residential areas.

To this end, the author specially interviewed the only old community renovation industry association in our province-Heilongjiang Old Community Renovation Industry Alliance. Based on the actual development needs of old communities, after years of exploration, they have formed a complete project plan of "reform-construction-transportation" investment, financing, construction and operation integration mode, which has been highly recognized by the national research group. Today, let them answer questions and support the development of old communities.

Question 1: For a long time, the government has always been the main investor and leader in the renovation of old residential areas. Property, heating enterprises, residents and social forces are all partially involved or partially benefited, so it is difficult to form a joint force, and even have a negative impact of "not pleasing the output". How can we solve this situation?

Suggestion 1: Rationalize the rights and responsibilities and turn government investment into a market-oriented development mechanism.

Change ideas, straighten out rights and responsibilities, create a new development mechanism of "who invests, who builds, who operates, who maintains and who benefits", reduce the direct intervention of the government in project construction and operation activities, and form a new pattern of diversification of investment subjects, multi-channel sources of funds and marketization of project construction, so as to form a new social governance subject, which not only makes the participating forces diversified and diverse, but also brings about the growth of governance forces, the sharing of responsibilities and the common solution of difficulties.

The government will change from "all-encompassing" to "grasping the overall situation, gathering strength, managing major events and strengthening guidance", social forces will change from "participation" to "main investment, integrated construction, diversified operation and always responsibility system", and residents will change from "supported by machinery" to "full participation, active promotion and value reconstruction", and finally gain a sense of participation, belonging, responsibility and responsibility.

Question 2: Due to the problems left over from history, most of the old residential areas are supervised by state-owned properties. If the new development mechanism of "who invests, who builds, who operates, who maintains and who benefits" is adopted to manage the old residential areas, how can the original property management company be positioned?

Recommendation 2: Transforming state-owned property into a direct participant in the transformation of old residential areas through mixed ownership reform.

The original state-owned property companies are struggling to collect property fees due to the concept gap between residents and property companies and the contradiction between supply and demand. Obviously, they no longer have the ability of investors. However, they can also seek the two ways to transform old residential areas and change the predicament of state-owned properties through mixed ownership reform with investment and construction enterprises willing to participate in the transformation of old residential areas, so as to ensure the sustainable development of the transformation of old residential areas and reduce the pressure on the government.

Question 3: The renovation of old residential areas is a long-term process, which requires a huge amount of capital investment. Such a large amount of investment is only a drop in the bucket by the government, so where does the money come from?

Suggestion 3: Use the market-oriented path to build today’s blueprint with tomorrow’s income

The transformation of old residential areas is not a burden to the city, but a huge stock resource of the city. It is necessary to consider the value appreciation of its whole life cycle, realize the balance between supply and demand of funds through operation, and build today’s blueprint with tomorrow’s income. We can follow the all-round financing mode of "multi-party sharing, market-oriented operation and self-balancing of funds" to let the market participate more in the transformation of old urban residential areas, explore the use of original space resources to package value-added benefits into corresponding assets, build a number of listed enterprises through resource capitalization and asset securitization, and form a three-dimensional financing effect with market-oriented channels and various financing modes to raise funds for the transformation of old residential areas, thus forming a benign fund source mechanism.

Question 4: In the past, residents’ participation in the renovation of old residential areas was limited. Will their roles change in the future development?

Recommendation 4: Use the concept of "co-creation" to stimulate the enthusiasm of residents in the community.

Give full play to the concept of "co-creation" and let the residents of the community really participate in it from the beginning of the transformation. Will it be changed? How to change? Asking for the needs of the people will fully stimulate the enthusiasm of the residents and make them find a sense of belonging and accomplishment. In the subsequent operation stage, by revitalizing the existing resources and adding supporting projects, a community of interests composed of enterprises as carriers, communities as business units and residents will be formed, which will provide a platform for residents in communities who are still able to work and are idle at home, gain economic benefits by participating in construction and management, and turn residents from users into investors, builders, employees and managers. Give full play to the positive role of community autonomy, self-care and self-management with the mechanism of national participation, and realize decision-making collusion, development and co-construction, joint management of construction, effect evaluation and achievement sharing.

Question 5: The country began to carry out general energy-saving renovation of old residential areas during the Eleventh Five-Year Plan period. However, after several years of use, the renovation effect has been difficult to maintain, and many renovation contents have been damaged to varying degrees. How to maintain the new management after the renovation?

Recommendation 5: Multi-means intervention to achieve long-term governance and consolidate the transformation results.

Solution: After the renovation is completed, the project implementation unit will take over the property management with the lifelong responsibility mechanism of who invests, who builds, who operates, who maintains and who benefits. Based on the improved living environment, it will improve the property service, enrich the community facilities, and develop the value-added industrial chain to lay out the commercial service mode of the whole industrial chain, so as to realize the healthy development of the old community. By way of franchise, "tangible assets and space resources" will be changed into long-term operating assets, and additional supporting facilities and incremental assets will be combined to activate the hematopoietic function of old residential areas with operating assets, and finally the operating income will be used to cover the cost of transformation, so as to realize closed development and achieve multi-benefit results of satisfaction of owners, society, enterprises and government.

The transformation of old residential areas can not only be regarded as the need of survival, but also the need of urban development and social progress. Through the integrated mode of investment, financing, construction and operation of "reconstruction and transportation", the cultural features can be reshaped, forming a complete urban feature from residential area, community, block to urban area, transforming the cultural value of the city into economic value and tourism value, and casting a new model of a city that is livable, suitable for business and suitable for travel; With diversified implantation of service functions, a new pattern of co-investment, co-construction, co-management and sharing with residents’ needs as the main body and the participation of the government, property companies, mass organizations and social forces will be formed to create a new urban complex integrating medical care, pension and vacation; Establish the sustainable development mode of the whole industrial chain of multi-format, multi-mode and group operation service companies by adding supporting space and supporting services, form a new industrial cluster around the demand of old residential areas, stimulate economic development, stimulate the vitality and vitality of the old urban areas, so as to promote the integration and coordinated development of the new and old urban areas in an all-round way, optimize the urban spatial structure, enhance the function of urban carriers, shape urban brands and boost urban visibility. The integrated mode of investment, financing, construction and operation of "reconstruction and transportation" can provide a new solution for the reconstruction and development of old residential areas in the future, and it is also a "good medicine" for the future development of old residential areas.

District Housing and Urban-Rural (City) Construction Committee, Housing Authority, District Market Supervision Bureau, Beijing Economic and Technological Development Zone Commercial Finance Bureau, Yanshan Market Supervision Branch, and all relevant units:

　　In order to build a property management system under the framework of community governance led by party building, standardize the legitimate rights and interests of relevant subjects of property management, and ensure the legal, safe and rational use of property, according to the provisions of People’s Republic of China (PRC) Civil Code, Regulations on Property Management, Regulations on Beijing Property Management and other relevant laws and regulations, The Municipal Housing and Urban-Rural Development Committee and the Municipal Market Supervision Bureau jointly revised the Beijing Early Property Service Contract (BF—2010—2712) and the Beijing Property Service Contract (BF—2010—2713), and formed the Beijing Early Property Service Contract (BF—2021—2712) and the Beijing Property Service Contract. The relevant issues in the implementation of the model text are hereby notified as follows:

　　One,The model text mainly clarifies the rights and obligations between the development and construction unit or the owners’ assembly and the property service provider, emphasizes the responsibilities of the parties to the contract, and clearly stipulates the responsibilities of both parties for breach of contract, termination of contract modification, dispute handling and so on.

　　Second,The housing and urban-rural (city) construction committees and housing management bureaus in all districts should do a good job in publicity and training, guide the development and construction units or owners’ congress to sign service contracts with property service providers using model texts, and do a good job in publicity according to relevant regulations. The market supervision and management departments of all districts shall promptly investigate and deal with the illegal acts of format clauses in the use of contracts.

　　Third,The model text shall be officially implemented as of the date of issuance. All units should pay attention to collect the problems found in the implementation of the model text, and promptly report to the Municipal Housing and Urban-Rural Development Committee andMunicipal market supervision and management bureauFeedback.

　　Fourth,Model texts can be found in "Window of the Capital" (www.beijing.gov.cn), "Website of Beijing Housing and Urban-Rural Development Committee" (zjw.beijing.gov.cn) and "Beijing"Market supervision administrationWebsite "(scjgj.beijing.gov.cn) for download.

Beijing Municipal Commission of Housing and Urban-Rural Development　　　　

Beijing Municipal Market Supervision Administration　　　　

June 14th, 2022　　

　　The recent intensive bank annual reports show that the retail business is becoming an important source of income for many banks, accounting for even more than half of the revenue in some joint-stock banks. Among them, credit card business has become the "main force" of bank retail business. In the past year, the volume of cards issued by five banks, including ICBC, CCB and BOC, has exceeded 100 million, and the total credit of credit cards has also increased significantly. Experts said that the enhancement of consumption driving force and the promotion of strict financial supervision are the main reasons driving banks to launch their retail business. Among them, the operation mode of credit card business is relatively simple and the profit mode is diverse, which has become the main force point of bank retail business. However, it is worth noting that with the substantial increase in the number of cards issued, the non-performing rate of credit cards has also risen, and the risks brought about by this are worthy of vigilance.

　　What is the focus on retail business?

　　The annual reports of many banks show that retail business is becoming an important source of income, accounting for more than half of the revenue in some joint-stock banks. For example, in 2018, China Merchants Bank’s retail financial business revenue was 123.257 billion yuan, a year-on-year increase of 16.04%, accounting for 52.69% of the total revenue. Ping An Bank’s retail business revenue was 61.883 billion yuan, a year-on-year increase of 32.5%, accounting for 53.0% of the total revenue. The net income of retail business of Shanghai Pudong Development Bank was 66.326 billion yuan, with an increase of 16.15%, accounting for 42.48% of the bank’s net operating income, making it the largest revenue segment.

　　The Postal Savings Bank, which was included in the sequence of "large state-owned commercial banks" for the first time this year, also made clear its strategic goal of continuing to develop its retail business. At the performance conference of the Postal Savings Bank, Zhang Jinliang, the proposed chairman, said that the Postal Savings Bank will adhere to the strategic vision of "building a first-class large-scale retail commercial bank" and continue to consolidate the strategic foundation position of the retail business. Around this strategic goal, the Postal Savings Bank is now vigorously promoting business transformation.

　　Why are banks so enthusiastic about retail business? Dong Ximiao, vice president of Chongyang Financial Research Institute of Renmin University of China, said in an interview with the Economic Information Daily that there are important internal and external reasons why commercial banks have invested in retail business. First of all, China’s economic environment has entered a stage of high-quality development, and consumption has become the first driving force for economic growth, promoting the development of bank retail business. Secondly, with the continuous promotion of strict financial supervision, the regulatory requirements for corporate business and inter-bank business of banks have been continuously improved, some businesses have shrunk, and retail business has become a new growth point. The narrowing of spreads, financial disintermediation and the increase of bad pressure also make the development of retail business an inevitable trend. In addition, the development of financial technology also brings more opportunities to the retail business of banks.

　　However, Dong Ximiao also said that the strategic strength of banks in retail business remains to be seen. "The investment cost of retail business is high. Most of the existing retail business models are characterized by cost-driven and crowd tactics, which are time-consuming and laborious, difficult to make profits and slow to get results." He said.

　　The surge in credit card volume has spurred revenue growth.

　　Among many retail businesses of banks, credit card business is particularly eye-catching. As can be seen from the annual reports of many banks, the volume of credit cards soared in 2018, and the credit card business became the "main force" for banks to transform into retail business.

　　The report on the overall operation of the payment system released by the central bank recently shows that in the past two years, the number of credit cards issued in China has increased by 221 million; The per capita holding of credit cards rose from 0.31 to 0.49. The total credit granted by bank cards increased by 6.26 trillion yuan, while the balance of credit payable increased by 2.79 trillion yuan.

　　This "Great Leap Forward" momentum of credit cards can also be seen from the 2018 bank annual report. According to the annual report of CITIC Bank, by the end of last year, the bank had issued a total of 67.05 million credit cards, an increase of 35% over the end of last year. In the whole year, 17.48 million new cards were issued, an increase of 43% over the previous year. According to the disclosure of Shanghai Pudong Development Bank, by the end of last year, the bank had issued 56.5 million credit cards, a year-on-year increase of 37%; The number of cards in circulation was 37.5 million, an increase of 40% over the end of last year.

　　Judging from the overall scale of credit card issuance by banks, among the banks that disclose credit card performance at present, ICBC occupies a dominant position in terms of scale, with the total number of credit cards reaching 151 million. In 2018, after ICBC, CCB and China Merchants Bank, the card issuance scale of BOC and ABC also exceeded 100 million.

　　Dong Zheng, a credit card researcher, said in an interview with the Economic Information Daily that the reason why credit cards can become the focus of banks’ retail efforts is because they have obvious advantages compared with other traditional retail businesses. First of all, the credit card business relationship is relatively simple. "Unlike savings cards, credit cards don’t need deposits or funds. Cardholders can conduct corresponding business operations without establishing traditional account relationships with banks. For banks, the business model is simpler." Dong Wei said. Secondly, Dong Zheng pointed out that credit card development scenarios and profit models are more diverse, and people can be subdivided through consumption characteristics to achieve accurate positioning of different customers.

　　With the rapid increase in the volume of credit cards, credit card transactions have increased substantially, and the income of related businesses has also risen. According to the annual report data, in 2018, China Merchants Bank’s credit card operating income reached 66.7 billion yuan, ranking first among the banks that have announced the credit card business revenue. Everbright Bank is 39 billion yuan, with a growth rate of over 39%, ranking first in the growth rate.

　　Wang Ximei, an analyst at Analysys Financial Center, told reporters that in the transformation of the bank’s retail business, the credit card business has strong profitability, which can also drive the development of other banks’ businesses and bring a large increase in revenue for banks. At present, the main income sources of credit cards are interest income and installment fees. Interest income mainly comes from the interest charged by the bank for the cardholder’s failure to fully repay the credit card overdraft; The installment fee is the fee charged by the bank for the cardholder’s installment repayment, including cash installment, bill installment, consumption installment and merchant installment.

　　The risk of rising credit card non-performing rate needs to be vigilant

　　According to central bank data, as of the end of 2018, the total outstanding credit of credit cards overdue for half a year was 78.861 billion yuan, accounting for 1.16% of the credit balance of credit cards, down 10.48% from the previous month, but up 18.92% from the same period last year. Insiders pointed out that it can be seen from the data that although year-end supervision has played a certain role in risk management and control, credit card risks are still under great pressure as a whole.

　　From the perspective of specific banks, the non-performing rate of credit cards in some banks has also shown signs of rising. For example, in 2018, the balance of credit card non-performing loans of CITIC Bank was 8.195 billion yuan, with a non-performing rate of 1.85%, up 0.61 percentage points from the end of last year; The overdue credit card loans reached 15.85 billion yuan, with an overdue rate of 3.59%, up 0.84 percentage points from the end of last year. The balance of credit card non-performing loans of Shanghai Pudong Development Bank was 7.832 billion yuan, with a non-performing rate of 1.81%, up 0.49 percentage points from the end of last year, and rising for two consecutive years. The NPL ratio of credit card loans of Ping An Bank was 1.32%, up 0.14 percentage points from the end of last year.

　　In view of the risk of credit card business, the annual report of CITIC Bank pointed out that in recent years, personal consumer finance business has developed at a high speed, personal loan business has gradually expanded from commercial banks to various consumer finance companies and Internet platforms, and the phenomenon that individual consumers borrow from many financial or quasi-financial institutions at the same time is increasing. Affected by the macro-economic and regulatory environment, the asset quality of the co-debt customers has shown some signs of deterioration, and it has affected the credit card industry to some extent.

　　Dong Zheng said that the current credit card risks mainly come from Internet finance fields such as online loans. "For example, some people rely on credit cards to cash out and then invest their money in online lending platforms. Once these online lending platforms have problems, the corresponding risks will be transferred to the issuing bank." He said. In this regard, he said that banks should strengthen big data risk control, effectively screen high-quality customers and reduce potential risks. At the same time, banks should also reasonably control the credit line, do not blindly take high credit as bait to attract customers, but also avoid multi-head credit and repeated credit.

　　Wang Ximei said that the sharp increase in credit card issuance may have potential risks such as excessive credit to low-end customers and joint debt. Credit card risk management can be strengthened by optimizing customer base structure, focusing on tapping high-quality customers, optimizing credit card risk control system and strengthening overdue collection of credit cards.

　　International Online Reporter (He Yuyang): The Spring Festival of China Lunar Year of the Dog is approaching, and the atmosphere of welcoming the Spring Festival is not only permeated in China, but also all over the world. Dance with dragons and lions, paste Spring Festival couplets, hang lanterns and eat dumplings … … These traditional customs of celebrating the Spring Festival in China have been gradually integrated into the local culture of foreign countries, and more and more foreigners are familiar with them. The foreign mainstream society is paying more and more attention to and participating in the Spring Festival activities. The overseas influence of China Spring Festival culture is increasing, which is inseparable from the promotion of overseas Chinese. While they are spending the festive season with their family and friends, they are also spreading and promoting the "flavor of the year" in China.

　　Portuguese Chinese: Invite foreigners to write "Chinese Dream" with a brush.

　　"This year to participate in Portugal ‘ Happy Spring Festival ’ There should be tens of thousands of people in the activity, and the locals account for the majority. Our Portuguese new media mainly invites foreigners to write with a brush this year ‘ Chinese dream ’ Three words, and then these brush characters are made into a wall, and everyone is very enthusiastic. " Ma Limei, president of Portuguese New Newspaper, said in an interview that the celebration of "Happy Spring Festival" in Portugal lasted for two days, just like the flower market and temple fair in Guangdong, it was crowded and very lively.

　　Since the Spring Festival in 2010, the Ministry of Culture of China, together with relevant state ministries and commissions, local cultural organizations and overseas institutions, has jointly launched a large-scale cultural exchange activity of "Happy Spring Festival", with the aim of spending the Lunar New Year with people from all countries, sharing Chinese culture and building a harmonious world. At present, the "Happy Spring Festival" in 2018 has been held in many cities around the world. The activities include street marching performances, Spring Festival cultural exhibitions, square performances and theater performances.

　　"The Spring Festival is highly recognized in Lisbon, and all municipal governments attach great importance to and participate in it. This year, the Portuguese Prime Minister also sent representatives to participate in ‘ Happy Spring Festival ’ Catarina Vaz Pinto, deputy mayor of Lisbon, also attended the event. The scale of our celebration is getting bigger and bigger every year, and local mainstream media and TV stations have reported it, making the Spring Festival a household name in the local area. Many locals are proud to speak a few words of Mandarin. " Ma Limei told reporters that in addition to watching the parade, you can also buy China ceramic dolls and small pendants with China characteristics at the exhibition, which attracted a large number of people to attend.

　　Ma Limei said that "Happy China" entered Portugal in 2014. Before that, local overseas Chinese delegations would organize various forms of Spring Festival Gala, inviting relatives and friends to enjoy the Spring Festival dinner and share the joy of the Spring Festival. "When red lanterns are hung on the streets, local people will know that Chinese is going to celebrate the Spring Festival."

　　When talking about why the activity of writing "Chinese Dream" was held this year, Ma Limei said that every overseas traveler has his own "Chinese Dream", which is a dream of hoping for a strong motherland. "We overseas Chinese sincerely hope that our ancestral home country will be prosperous and healthy, because our local social status is closely related to the strength of our ancestral home country. In addition, Chinese has an innate patriotic feeling of loving his hometown. Even if it has not affected his life, he still pays attention to it at all times. "

　　Chinese Americans: Children introduce Spring Festival culture at school.

　　The American Qiao Bao reported that today’s New Year and Spring Festival activities are no longer the concept of one or two, two or three, three or four ten years ago. Counting by fingers, I am afraid that ten fingers are not enough. Although the Spring Festival has not yet arrived, California alone has held many prestigious events such as "Southern Canadian Chinese Spring Festival Gala", "American Chinese Spring Festival Gala", "World Chinese Spring Festival Gala" and "Global Chinese Spring Festival Gala".

　　"Our community also held a Spring Festival Gala. I will go back to the United States for the Spring Festival on the 14th, and I will go back to the United States to spend the Spring Festival with my family every year. " Wang Li ‘ang, the executive vice president of Wan Xuan Tong, a domestic platform for quick selection of industrial products, is a Chinese-American. In recent years, he chose to return to China for development, but he told reporters that the Spring Festival must be a family reunion.

　　"Many celebrations will be held in Chinese communities such as Flushing, such as lion dance and kung fu show, and foreigners will wear cheongsam. Many people are lively and adults and children love to watch it." Wang Li ‘ang said that the influence of the Spring Festival in China is growing overseas, and many foreigners also participate in celebrations such as the Spring Festival parade.

　　"My child is in primary school. As soon as the Spring Festival arrives, the school teacher will organize the children to introduce the Spring Festival and the Spring Festival customs. I introduced it at school before. " Wang Li ‘ang said that the customs of overseas Chinese celebrating the Spring Festival, such as having dinner, posting Spring Festival couplets and watching the Spring Festival Gala broadcast on TV, are well known to the local people.

　　It is worth mentioning that, after years of campaigning by elected officials in Asian communities, in June 2015, the Spring Festival became a public holiday for public schools in new york City, USA, with one day off. In addition, in September 2016, the California Department of Education also approved the revision of primary school history textbooks in public schools. The new textbooks will include an introduction to the Asian Lunar New Year and the significance of the Lunar New Year to Asian communities in California.

　　Korean Chinese: Organizing the Spring Festival Gala in conjunction with local organizations.

　　As Koreans also celebrate the Spring Festival, Spring Festival activities have become a great event jointly organized and participated by overseas Chinese and local people. On February 11th, the All-China Federation of Korean Chinese, South Korea’s Xinhua News Agency and South Korea’s local community "Love and Sharing Movement" jointly hosted a Spring Festival Gala, which was held grandly in the auditorium of the government building in Seoul’s Kowloon Old District.

　　"Since 2005, we have consciously spread the traditional culture of China through the Spring Festival. This time, the local Korean community invited us to jointly hold the Spring Festival Evening, because the Spring Festival Evening we held has accumulated a good reputation in the local area. " Cao Mingquan, president of South Korea’s Xinhua News Agency, said in an interview that their Spring Festival Evening was rich and varied, with Korean songs and China songs, and the host was bilingual in China and South Korea.

　　According to Cao Mingquan, nearly 800 people attended the celebration that day, including more than 300 Koreans. "Koreans also celebrate the Spring Festival, but the way they celebrate the Spring Festival is still different from that of China. We will take the opportunity to promote the Spring Festival culture in China." Cao Mingquan said that in order to promote China’s traditional culture, they usually hold seminars on Mencius thoughts and other activities.

　　Cao Mingquan told reporters that the Spring Festival Gala was held not only to celebrate the traditional festivals in China, but also to express the thoughts of overseas Chinese on their homeland. "The Chinese New Year complex of overseas Chinese in South Korea is getting stronger and stronger. Both Han compatriots and Korean compatriots have started to hold traditional China Spring Festival parties."

　　It is reported that the Spring Festival is also a legal holiday in Korea, and the government stipulates that the Spring Festival has a three-day holiday. During the Spring Festival, overseas Chinese and local people will hold ancestor worship activities. Relatives, neighbors and friends will visit each other and pay New Year greetings. The elders will give lucky money to the younger generation and express their wishes to each other.

　　French Chinese: Organizing the Spring Festival Gala in conjunction with the local municipal government.

　　Since the 1980s, the 13th arrondissement of Paris, where overseas Chinese live together, has continued the tradition of the annual Spring Festival makeup parade, and has become a common festival for the French people and overseas Chinese living in France, attracting nearly 200,000 Chinese and foreign audiences every year.

　　In Nice, a holiday resort in southeastern France, the atmosphere of the Spring Festival is rare. This year, local overseas Chinese and overseas Chinese delegations decided to join hands with the Nice municipal government to jointly hold a "large-scale, high-style" Spring Festival Gala to expand the popularity of the Spring Festival in the local area.　

　　"We want to celebrate the Spring Festival, but also to enhance the influence of local Chinese. The city government of Nice also hopes that more Chinese can understand the city. " Yu Manqi, president of the Chinese Association of C? te d ‘Azur, told the reporter that the two sides hit it off and decided to hold a special Spring Festival Gala jointly by the Nice Municipal Government, the Confucius Institute in C? te d ‘Azur, the Nice Scholars and Students Association and the Chinese Association of C? te d ‘Azur, which will be held on the evening of February 13th local time. At that time, the mayor of Nice and other local politicians will also attend.

　　"It is estimated that 800 people will attend, which is the largest event ever held by Chinese in Nice. In the future, not only the Spring Festival, but also every important traditional festival in China, we are ready to organize corresponding activities. " Yu Manqi said.

　　It is reported that since 2009, the Overseas Chinese Affairs Office of the State Council has created a series of cultural activities of "Cultural China, Four Seas in the Same Spring" to celebrate the Spring Festival with overseas Chinese.

　　Yang Hongji, a 77-year-old baritone singer in China, has performed overseas with the group for many times. In an interview, he once said, "Compared with performing in China, the feelings for the motherland and hometown are stronger. Both overseas Chinese and our actors are deeply infected. "

Recently, the topic of "the face value of Nortel School Flowers after 00" has set off a hot discussion in Weibo. Rao Jiadi, the flower of Nortel School after 00, entered the hot list with outstanding face value and unique temperament. Rao Jiadi, a new school flower, not only conquered many netizens with her beauty, but as a new actor, she has tried different styles of roles in many excellent works with her solid basic skills and deep understanding of roles. These works to be broadcast continue to attract the attention and expectation of netizens with her excellent production team and excellent cast!

In the "Fox Demon Little Matchmaker Wang Quan" co-starred with Cheng Yi and Li Yitong, he played the beautiful snow demon with a black belly; Esther Yu and Ding Yuxi co-starred in "Staring at the Milky Way at Night", playing a witty and kind peach. The latest work is "Jin Yue Ru Ge" starring Zhou Ye and Cheng Lei, and it is also a work that has attracted much attention from netizens recently. The work being filmed is "How to Beat Her Charming" co-starred with Jelly Lin and Alen, in which she plays the innocent and innocent Liu Tang. Rao Jiadi constantly deepened his understanding of performance in his role changes again and again.

As the school flower of Nortel, Rao Jiadi is naturally widely recognized in terms of face value. Her innocence and charm coexist, whether it’s a sweet smile or a loving eye, people will never forget it. And her modeling in the play is even more varied. This kind of immortal face value with exquisite makeup adds a lot of highlights to her dramatic increase in waiting to be broadcast.

Rao Jiadi’s drama to be broadcast covers a variety of types of people, from gentle and lovely to enchanting and black, and each work is full of challenges and surprises.

Xiaobian also found that this school flower is not only as simple as the face value. Privately, Rao Jiadi is a treasure girl with many possibilities. Surprisingly, Rao Jiadi also participated in the short film of the opening ceremony of the 2022 Winter Olympics-Countdown: beginning of spring.

At that moment, she interpreted her youth and dreams in a different way. Her figure shines on the screen, showing the vitality and grace of China youth to the world. This experience has undoubtedly added a lot of color to her multifaceted life.

In private, Rao Jiadi is a ghost horse girl full of youthful vitality, sometimes quiet, sometimes jumping out, having her own unique spiritual world, full of curiosity and keeping love for the world. The photo of the private server makes Xiaobian feel that Rao Jiadi has a natural feeling of coolness and no distance. There is always something special about beauty, and Rao Jiadi’s canthus mole also increases her recognition among the flowers.

In the future, with the series of dramas to be broadcast, I believe Rao Jiadi will give back the love of netizens with more vivid characters and excellent works. Let’s look forward to the wonderful blooming of the 00-year-old Nortel school flower on the screen, which will bring us more surprises and touches! # Rao Jiadi’s new drama expectation # # Nortel school flower Rao Jiadi # # Yan value and strength coexist #

On November 10th, China Fudan Hospital Ranking was just released, which was released by Hospital Management Institute of Fudan University. Drawing lessons from the evaluation method of "Best Hospital Ranking" in the United States, it adhered to the core of clinical discipline level and specialty reputation, taking into account the scientific research output of that year, which attracted great attention.

However, on a global scale, which city has the strongest comprehensive strength in cancer treatment, do you know? A few days ago, Britain also published a "list of the best hospital cities in 2019", which evaluated the overall level of cancer treatment in 100 cities around the world from three aspects: infrastructure, nursing quality and access rights.

The survey found that Tokyo, Japan is one of the best cities for cancer treatment in the world. Japan’s capital ranks first in the efficiency of cancer treatment, with the highest score in the overall quality of diagnosis and treatment, the largest number of first-class hospitals, and a high score in accessibility.

The second best hospital for cancer treatment in the world is located in Boston, Massachusetts, USA. Its infrastructure score is the highest, including the number of first-class medical universities, first-class hospitals and sufficient mental health counseling experts for patients.

The third place is London, England, followed by Paris, France, and Seoul, South Korea ranks fifth. It should be emphasized that this survey only examines the overall situation of hospitals in specific locations, not individual institutions.

Beijing is the only city in China, ranking 83rd. It performed well in the management of adverse events, drug prices and disposable medical expenses. In contrast, Beijing, Dubai, United Arab Emirates and Krakow, Poland were rated as the three cities with the worst cancer treatment efficiency, indicating that we still have a lot of room for improvement.

01

Japan, the leading cancer treatment technology in the world.

As early as 30 years ago, Japan began to study cancer cure methods and constantly broke through innovation. Among them, the professional anti-cancer physical examination institution, the specialized cancer treatment hospital, has long been famous all over the world.

Nowadays, Japan has gradually formed a mature cancer screening, cancer treatment and cancer recurrence prevention as three steps to prevent and treat cancer. No matter TV, magazines and new media, they will try their best to popularize the significance of early onset and active treatment of cancer, which has been endorsed by many medical schools and research institutions at home and abroad.

Japan’s 30 years of painstaking research on cancer has created a world-leading cancer prevention and control system, making Japan second to none in the field of cancer treatment in the world, thus attracting a large number of foreign patients to receive treatment and examination.

Japanese cancer treatment has three characteristics: high cure rate, small side effects and low recurrence rate. Before receiving Japanese cancer treatment, the patient underwent a Japanese cancer physical examination, and the smallest cancer below 5 mm can be found, which is in stage I, and the cancer cells have not infiltrated (on the epidermis and mucosa, and have not penetrated into the muscles), spread (spread to all organs), metastasized (transferred to other organs), or even stage 0 (primary cancer). It is fortunate to find such a cancer, which can be cured by resection. If you pay attention to lifestyle changes, it will generally not recur.

Known as the king of cancer, the early detection rate of pancreatic cancer is very low, only 5% ~ 7%. If doctors are inexperienced, pancreatic cancer is often misdiagnosed as gastrointestinal or hepatobiliary diseases, and the misdiagnosis time is generally as long as 3 ~6 months. Most patients can’t be surgically removed when they are diagnosed, and they will die in about half a year, and the survival rate after 5 years of operation is less than 5%.

In Japan, the 5-year survival rate of pancreatic cancer can be kept at a high level of about 42% through early cancer prevention and early treatment.

Good treatment, we must protect the normal tissue.

Japan’s leading cancer treatment technologies mainly include heavy ion therapy and proton therapy. Among them, heavy ion radiotherapy and proton radiotherapy are the most advanced radiotherapy methods to treat tumors, and their clinical effects are comparable to those of scalpels.

Doctors only need to aim the particle beam of heavy ions and protons at the tumor to take a photo, and the tumor tissue will die quickly. It has almost no harm to the healthy tissue around the tumor, and it sweeps away the skin damage, visceral damage such as radiation-induced pneumonia, bone marrow suppression, hair loss, low immunity, etc. brought by all the common radiotherapy methods at present, and it has no bleeding, infection, accidental injury, etc. caused by the scalpel, so it is called the magical invisible scalpel.

02

Heavy ion therapy

Heavy ion therapy is mainly used to treat local malignant tumors, especially diseases that are difficult to cure by traditional methods. Compared with other common radiotherapy, it can accurately locate tumor tissue and reduce the damage to surrounding normal tissue.

Because the types and spread of cancer cells are different, the treatment methods are also different. Whether heavy ion therapy can be carried out needs to be judged in advance. According to the comprehensive research institute of radiation medicine, the statistical results of patients who have received heavy ion therapy so far clearly show that:

(1) It has a good effect on treating the following malignant tumors, namely, cervical cancer (including eye cancer), intracranial and skull base cancer, lung cancer, liver cancer, prostate cancer, bone cancer, soft tissue cancer, uterine cancer and local recurrence in pelvis after rectal cancer operation.

(2) A series of cancers that are resistant to ordinary radiation (such as X-rays) have a good effect, such as well-differentiated adenocarcinoma, adenoid cystic carcinoma, hepatocellular carcinoma, bone cancer, cartilaginous carcinoma and malignant melanoma.

However, large-area metastatic cancer is not suitable for heavy ion beam therapy. There are patients such as hematologic cancer, gastric cancer, colorectal cancer (primary site), and patients who have received radiotherapy in the same place before. Please consult a doctor for details.

03

Proton therapy

Proton particles are extremely tiny, and one trillion protons are only one millimeter long in a straight line. Protons are positively charged, which can be made to move at high speed by electric field, reaching extremely high energy. Using proton accelerator to generate high-energy proton beam, which is injected into human body under precise control, can accurately release energy to the lesion to achieve therapeutic effect, which is the technical superiority of proton therapy.

Because proton therapy has the characteristics of strong penetration, good dose distribution, high local dose, less side scattering and small penumbra, it is especially suitable for treating tumors surrounded by important tissues and organs.

The cancers suitable for proton radiation therapy mainly include head and neck cancer (nasal cavity and paranasal sinuses, throat, salivary glands, skull base, etc.), lung cancer, liver cancer, prostate cancer, bladder cancer and other primary tumors. In addition, it can also treat pelvic recurrence and single metastatic tumors (liver metastasis and lung metastasis) after rectal cancer surgery.

We live in an era when we talk about the discoloration of cancer. Cancer is not an incurable disease, but a chronic disease that can be prevented in advance, that is to say, cancer is not a terminal disease.

For patients, if cancer is unfortunately detected, we must pay attention to the opportunity of "first treatment". Because the medical results are often irreversible, the chances of cure for almost all cancers may mainly depend on the first treatment. Japan is a country that attaches great importance to surgery, and the top hospitals for cancer treatment are all famous for surgery. For patients who have surgery opportunities, they can make rational choices according to their own conditions.

According to the Nihon Keizai Shimbun, 75% of cancer patients in Japan did not leave their jobs due to illness, and 80% of them said that their treatment would not affect their work. The reason is that most cancer patients in Japan are found early and treated early, and early cancer can be basically cured without affecting their normal work and life.

04

Cancer screening

Toshiba Corporation of Japan issued a statement on November 25th, saying that it has developed a method to diagnose cancer through blood test with an accuracy rate of 99%.

The basis of diagnosis is to determine the type and concentration of small noncoding RNA molecules secreted by cancer cells into the blood. The whole analysis process only needs one drop of blood and lasts about two hours. Therefore, the company has specially developed a portable device with a built-in diagnostic chip.

This method can diagnose 13 kinds of cancers, including gastric cancer, breast cancer, liver cancer, esophageal cancer, pancreatic cancer, intestinal cancer and bladder cancer. Toshiba said that even in the earliest stage of cancer, this method is still effective.

In recent years, the number of cancer patients has been increasing, and Japan has been actively developing new anti-cancer methods. Moreover, in this respect, artificial intelligence has begun to be more and more widely used.

In addition, according to statistical reports at home and abroad, the comprehensive cure rate of gastric cancer in Japan is as high as 80%, and the first-stage gastric cancer even reaches 98.1%! Far more than 30%~40% in China and the United States, it can be said that it stands out from the crowd and dumped us several blocks. Rich people can go to Japan for physical examination and surgery. What should ordinary people do?

We might as well learn from Japan’s anti-cancer experience, and truly achieve early prevention, early detection, early diagnosis and early treatment, and reject gastric cancer thousands of miles away!

The 5-year survival rate of gastric cancer in Japan is high, because most of the patients detected are early patients, the disease develops slowly, and the probability of recurrence and metastasis is low. At the same time, because of their young age and good physical condition, they are more tolerant to surgery, radiotherapy and chemotherapy, and the treatment effect is of course good. Japan’s secret to deal with gastric cancer is early screening, early detection and early treatment.

In 1964, 400,000 people were screened, by 1970, 4 million people were screened, and after 1990, about 6 million people were screened for gastric cancer every year. The early diagnosis rate of gastric cancer in Japan is as high as 50% to 70%, while the cure rate of early gastric cancer is more than 90%, even close to 100%.

In the United States, the incidence of gastric cancer is very low, which is a rare disease. Compared with breast cancer, colorectal cancer and prostate cancer, Americans pay relatively little attention to the prevention and treatment of gastric cancer, and the early detection rate is low. China is a country with high incidence of gastric cancer, but people’s awareness of prevention and treatment is not high. Only 10% to 15% of early gastric cancer is found, and many people are diagnosed with advanced gastric cancer. More than 70-80% people will not live for five years. Many people died within a few months after being diagnosed.

Since the cure rate of gastric cancer in Japan is so high, it is attributed to the early detection and treatment of gastric cancer in Japan, so how do they do it? Very simple, mainly relying on endoscopic screening. In the eyes of many people in our country, gastroscopy is a color-changing examination. Many people delay their illness because they refuse gastroscopy, and few people take the initiative to ask for gastroscopy unless they have to.

According to reports, Japan has a population of about 127 million, and about 15 million cases of gastroscopy are completed every year. It is equivalent to 12.5% of people having a gastroscope every year. Converted, it is equivalent to that 62.5% people have had a gastroscope at least once in five years. Convert it into high-risk groups, and almost all of them have been screened.

On the other hand, in China, many people are afraid of gastroscopy. The detection rate of gastroscopy is very low, the detection rate of early cancer is less than 20%, and the survival rate in five years is less than 30%. That is to say, most people who are diagnosed may not survive for five years. 80% of patients with early gastric cancer have no obvious symptoms, and even if there are symptoms, they are atypical symptoms, such as loss of appetite and abdominal discomfort, which are difficult for patients to pay attention to. Only regular gastroscopy can find its clues.

According to the latest 5-year survival rate data of gastric cancer released by National Cancer Research Center of Japan:

The 5-year survival rate of primary gastric cancer is as high as 98.1%.

Secondary gastric cancer: 66.4%,

Stage III gastric cancer: 47.3%,

The 5-year survival rate of stage IV gastric cancer is only 7.3%.

Because the proportion of advanced gastric cancer in Japan is very small, the overall 5-year survival rate is higher than 80%, which is unique in the world! It can be seen how important it is to find and treat early! Compare the figures in China: the overall 5-year survival rate is less than 40%; Stage 3 or 4 gastric cancer accounts for 80% of the total cases, and the 5-year survival rate is less than 30%. Only 15-20% of patients have early cancer. In other words, most patients will not live for five years.

Because of its large population base and high incidence of gastric cancer, China has contributed more than half of the cases in the world. Under the background that there is no revolutionary progress in the treatment of gastric cancer at present, it is particularly important to do a good job in the prevention and early screening of gastric cancer.

　　Coordinator: Zang Chunlei, Lu Zhongzheng

　　Cartography: Shen Yiling

　　Core reading

　　Health is the eternal pursuit of human beings. "Without the health of the whole people, there will be no overall well-off." Since the reform and opening up, China’s health and wellness undertakings have been accelerated, the medical and health service system has been continuously improved, the level of equalization of basic public health services has been steadily improved, and the overall strength of public health has reached a big step. The health level of Chinese residents has been continuously improved, and the main health indicators of residents are generally better than the average level of middle-and high-income countries.

　　76.7 years old

　　average life expectancy

　　The medical and health service system has been continuously improved, and medical and health resources have increased rapidly.

　　Internationally, the main indicators to measure the health level of a country’s residents are life expectancy per capita, infant mortality and maternal mortality.

　　China’s average life expectancy is constantly improving. He was 67.9 years old in 1981, 71.4 years old in 2000 and 76.7 years old in 2017. The infant mortality rate and maternal mortality rate decreased continuously, from 32.9&permil in 1990; And 88.9/100,000, down to 6.8&permil in 2017; And 19.6/100,000.

　　In 2014, China achieved the related indicators of maternal and child health in the United Nations Millennium Development Goals ahead of schedule. The Report on Success Factors of Maternal and Child Health published by the World Health Organization lists China as one of the 10 countries with high performance in maternal and child health, and promotes China’s experience to the world.

　　In May this year, the World Health Organization released World Health Statistics 2018 in Geneva. According to the data of 2016, China’s healthy life expectancy at birth surpassed that of the United States for the first time, with 68.7 years in China, higher than that of the United States. The global healthy life expectancy of infants at birth is 63.3 years.

　　Over the past 40 years, China’s medical and health service system has been continuously improved, medical and health resources have increased rapidly, and people’s access to services has improved significantly.

　　In terms of the number of medical staff, by the end of 2017, there were 3.39 million licensed (assistant) doctors and more than 3.8 million registered nurses in China, and the number of nurses per 1,000 population increased to 2.74, and the doctor-nurse ratio increased to 1∶1.1, which reversed the situation of the inverted doctor-nurse ratio.

　　Judging from the number of medical and health institutions, in 1978, the total number of medical and health institutions in China was 170,000; In 1990, it was 209,000; In 2000, it was 325,000; In 2017, it reached 987,000.

　　It is worth mentioning that private hospitals have developed rapidly. In 2017, there were 12,297 public hospitals in China, with 2.95 billion person-times, accounting for 85.8% of the total number of hospital visits; There are 18,759 private hospitals, with 490 million medical treatments, accounting for 14.2% of the total number of hospital treatments. By the end of 2017, among hospitals, public hospital beds accounted for 75.7% and private hospital beds accounted for 24.3%.

　　No.48

　　Global ranking of medical quality rises.

　　China has produced a number of superior medical technologies that have reached the international advanced level.

　　Not long ago, in the Reproductive Medicine Center of Peking University Third Hospital, medical staff celebrated the 30th birthday of Zheng Mengzhu, the first test-tube baby in mainland China. More than 30 years ago, Zheng Mengzhu was a cluster of tiny cells. Under the microscope, she first "met" Zhang Lizhu, a professor at the Third Hospital of Beijing Medical University. Today, she has become an employee of the Reproductive Center of the Third Hospital of Beijing Medical University.

　　2018 is 40 years since the birth of the first test-tube baby in the world and 30 years since the birth of the first test-tube baby in mainland China. The medical quality and technical level in China have been significantly improved. At present, the clinical pregnancy rate of assisted reproductive technology in China is about 40%, and the delivery rate of live infants is 30%— 35%, nearly 300 hospitals across the country can carry out assisted reproductive technology, and the number of test-tube babies exceeds 200,000 times every year. China has become the world’s largest country in assisted reproductive technology treatment, and assisted reproductive technology has reached the world’s advanced level, reaching the world’s leading level in some fields.

　　In 2017, The Lancet, a world-renowned medical magazine, ranked 195 countries and regions in terms of medical quality and accessibility. The results showed that during the 25 years from 1990 to 2015, China was one of the countries with the greatest progress in medical quality, and the ranking of medical quality and accessibility index increased from 110th to 60th, ranking third in the world. The gap in the quality of medical services between regions in China has narrowed from 6.7 in 1990 to 1.2 in 2015, far below the global gap of 20.1.

　　In 2018, The Lancet released the global ranking of medical quality and accessibility again. China’s ranking of medical quality and accessibility has increased from 60th in the world in 2015 to 48th in 2016, making great progress again.

　　At present, China has produced a number of superior medical technologies that have reached or led the international advanced level and have a demonstration and driving role in the world, which has promoted the improvement of the ability to diagnose and treat major diseases. For example, the ventricular assist device independently developed by Fuwai Hospital of China Academy of Medical Sciences fills the technical gap in the field of ventricular assist research and development in China; The related research results of Renji Hospital of Shanghai Jiaotong University on gastrointestinal vascular diseases became the only basis for the relevant guidelines of the American Gastroenterology Association in 2015. In 2017, China completed more than 16,000 organ transplant operations, accounting for 12.3% of the total organ transplant in the world in 2017, ranking second in the world. Quality indicators such as the survival rate of transplant recipients are also among the highest in the world. Taking heart transplantation as an example, the survival rates of patients at 1 year, 3 years and 5 years after operation can reach 93%, 90% and 85% in some hospitals respectively, which are higher than the world average of 85%, 79% and 73%.

　　Over 1.3 billion

　　Number of participants in the three basic medical insurance systems

　　Investment in health care continued to grow, and serious illness insurance for urban and rural residents was fully promoted.

　　"I didn’t expect to get such a big illness, and I spent less than 10,000 yuan." Wang Nengbao is a poor household in Dawan Village, Huashi Township, Jinzhai County, Anhui Province. Gastric cancer was detected in October 2017. He went to the First Affiliated Hospital of Anhui Medical University for surgery, and was hospitalized for 9 times. The medical expenses totaled 97,000 yuan, and the individual paid only 9,300 yuan.

　　Medical reform is a worldwide problem. As the largest developing country in the world, China faces more challenges than developed countries.

　　In April, 2009, the Central Committee of the Communist Party of China the State Council issued the Opinions on Deepening the Reform of Medical and Health System, which marked the official launch of a new round of medical reform. In 2016, the World Health Organization, the World Bank and other institutions believed that China had made rapid progress in achieving universal health coverage, the accessibility of basic medical and health services was more balanced, and the reform achievements attracted worldwide attention.

　　Over the past 40 years, the proportion of medical and health expenditure in China has gradually increased. The proportion of medical and health expenditure in GDP was 3% in 1978, 3.2% in 1988, 4.3% in 1998, 4.5% in 2008 and 6.2% in 2017. With the continuous growth of government and society’s investment in medical and health care, the structure of China’s total health expenditure has been continuously optimized. Since 2001, the proportion of personal health expenditure in total health expenditure has been declining, from 60.0% in 2001 to 28.8% in 2017.

　　In 1998, China began to establish basic medical insurance for urban workers. In 2003, a new rural cooperative medical system was established. In 2007, the basic medical insurance system for urban residents was established.

　　The financing and security level of basic medical insurance for urban and rural residents has been greatly improved. In 2003, the per capita financing level of the new rural cooperative medical system was only in 30 yuan. In 2016, China integrated the medical insurance for urban residents with the new rural cooperative medical system. The per capita financial subsidy standard for basic medical insurance for urban and rural residents was 420 yuan, and it was raised to 450 yuan in 2017. At the end of 2003, the population participating in the new rural cooperative medical system was 80 million; In 2008, the new rural cooperative medical system achieved full coverage, and the coverage rate of three basic medical insurance systems, namely, basic medical insurance for urban workers, basic medical insurance for urban residents and new rural cooperative medical system, was 87%. In 2017, China has woven the world’s largest universal basic medical security network, with more than 1.3 billion people participating in the three basic medical insurance systems, and the participation rate is stable at over 95%.

　　In 2004, China established a national network direct reporting system for infectious diseases and public health emergencies, and the average reporting time of information was shortened from 5 days to 4 hours. At present, the infectious disease information reporting system covers nearly 71,000 medical institutions and has more than 160,000 users. A national, provincial, municipal and county-level laboratory testing network has been established, and laboratories such as influenza, polio, measles and Japanese encephalitis of China CDC have become reference laboratories of the World Health Organization. At present, China has the ability to detect more than 300 pathogens within 72 hours.

　　5.81 million

　　Poverty-stricken households returning to poverty due to illness realize poverty alleviation.

　　Health poverty alleviation "roots out the disease", and comprehensively implement the three-year attack on health poverty alleviation.

　　Echinococcosis is a parasitic disease with high incidence in western pastoral areas, and it is also one of the diseases with the heaviest economic burden for farmers and herdsmen. In Gemeng Township, shiqu county, Ganzi Tibetan Autonomous Prefecture, Sichuan Province, the Nize family of three had suffered from echinococcosis. Two years ago, his daughter was transferred to the state people’s hospital for free surgery, and he and his wife also received free medication. The whole family did not spend a penny on treatment. Now, their health has improved, and Nize can work in the fields again.

　　In order to make the poor people "see the disease, see the disease, and see the disease well", on the basis of approving the poverty caused by illness and returning to poverty due to illness in rural areas, China has made precise policies and classified treatments in accordance with the principles of centralized treatment of a batch of serious diseases, contract service management of a batch of chronic diseases, and protection of a batch of serious diseases, effectively reducing the number of people who are poor due to illness and returning to poverty due to illness, and making progress in health poverty alleviation. At present, 5.81 million poverty-stricken households in China have been lifted out of poverty due to illness, and the progress is basically synchronized with the overall progress of poverty-stricken households in the country.

　　In 2012, China began to pilot the serious illness insurance system for urban and rural residents. By the end of 2016, the serious illness insurance for urban and rural residents was fully promoted to achieve full coverage. At present, it has covered 1.05 billion urban and rural residents’ basic medical insurance participants.

　　Since 2016, China has implemented a tilted medical security policy for the poor, and the deductible line of the new rural cooperative medical insurance for serious illness has been reduced by 50%, and the proportion of reimbursement for hospitalization expenses within the policy has increased by more than 5 percentage points; Special medical security measures were taken for the poor. In 2017, the average out-of-pocket proportion of medical expenses for the poor nationwide was 16%, down by 27 percentage points from 2016.

　　For seriously ill patients, nine kinds of serious diseases, such as congenital heart disease and leukemia in children, have been selected as the first batch of special treatments for treating diseases, and 189,000 people have been treated so far; For patients with chronic diseases, priority has been given to the implementation of family doctor contract services to provide standardized management and health services for key chronic diseases such as hypertension and diabetes; For seriously ill patients, implement the government’s bottom-up safeguard measures. By the end of 2017, 8.04 million of the 8.49 million poor people who had been verified to be in need of treatment had been admitted to hospital or enjoyed contract services, covering nearly 95% of patients with serious diseases and chronic diseases.

　　In July this year, the National Health and Wellness Commission and the the State Council Poverty Alleviation Office announced that in the next three years, they will take unconventional measures to comprehensively implement the three-year attack on poverty alleviation through health, and resolutely do not let health problems become a "roadblock" for people to get rich and run a well-off life. China will focus on deep poverty-stricken areas and weak links in health care services, increase policy supply and input support, innovate systems and transformation mechanisms, combine prevention and control, and move forward the barriers to ensure that poor people enjoy basic medical and health services and prevent poverty due to illness and return to poverty due to illness.

One really dares to accuse, and the other really dares to send it.

Because of a manuscript on 26th, we received a lawyer’s letter from Shanghai Branch of Junhe Law Firm entrusted by Pong Pong (China) Co., Ltd.

According to the lawyer’s letter, on October 26th, 2022, the "New Economy IPO" published an article entitled "Hidden Corner under the Epidemic Situation: Low-key IPO of Shanghai Epidemic Protection and Supply Unit, with a gross profit margin as high as 70%". According to the lawyer’s letter, Pong-Pong/Junhe Law Firm believes that when analyzing the financial data of the prospectus, the article indicates that the high gross profit margin of Pong-Pong in the education field is not normal, and implies that Pong-Pong is not normal. These contents have not been investigated, which are seriously inconsistent with the facts and derogatory.

Bang bang/Junhe Law Firm believes that,The article has brought a great negative impact on the commercial reputation and market image of pong, and caused great losses, which seriously violated the reputation right of pong.

Then, Pang Pang Xiang/Jun He Law Firm put forward three requirements:

1. We issued an apology statement in WeChat official account within 2 working days after receiving the lawyer’s letter, asking us to explain that the content of the previously published article on the gross profit margin of pong ring was not investigated and did not conform to the facts; In addition, I asked for an apology to pong.

2. Stop spreading or publishing "false, inaccurate" information about pong.

3. If the above two items are not implemented, the civil and criminal responsibilities of the "new economy IPO" will be investigated.

Frankly speaking, it’s not the first time I’ve received a lawyer’s letter from a new economy IPO, but it’s the first time I’ve seen such impudence as banging. One really dares to accuse, and the other really dares to issue it! We are almost scared to draft an apology letter. However, before writing an apology letter, we would like to discuss a few questions with Pang Pang Xiang/Jun He Law Firm:

1) The lawyer’s letter said that our abnormal evaluation of the gross profit margin of Pong Pong Ring was not investigated, which constituted insult and slander, but neither Pong Ring nor Junhe Law Firm provided the real reason for the gross profit margin as high as 40%. The phrase "strong bargaining power" was mentioned in the prospectus, and the lawyer’s letter did not mention it at all. Why did Pong Ring get a gross profit margin far exceeding that of a large number of catering supply chain giants at home and abroad?

There are only overbearing accusations, but there is no solid evidence. In our view, this is tantamount to hooliganism, just like the phrase "strong bargaining power";According to this touching logic, can Somali robbers also say that highway robbery is a kind of "strong bargaining power"?

2) Junhe Law Firm misunderstood our point of view. Our article does mention the following words,

"Commercial bargaining power is usually reflected in the core competitiveness of products, that is, exclusive products with unique formulas or technical content, which often gives suppliers the pricing power to the demand side; Another situation is brand premium, that is, the price floating effect brought by the brand’s own aura, but this generally exists in higher-priced consumer goods or luxury goods.

In kindergartens and school canteens, the core requirements for suppliers’ ingredients are safety and health. There is no exclusive product or core formula for basic ingredients, and there is little brand premium. Compared with other companies, there is no competitive advantage in the supply of basic catering ingredients provided by pong, so it is impossible to form exclusive barriers. Then there are only two possibilities to obtain such a high gross profit margin: one is to exclude competition by other means and realize the de facto regional monopoly; The second is to sacrifice food safety and food quality in exchange. "

According to Junhe Law Firm, we are "suggesting that the banging has eliminated competition by other means, realized de facto regional monopoly, or sacrificed food safety or food quality in exchange for higher gross profit margin".

Actually, it’s not. We only make an appropriate logical reasoning based on the general knowledge in the real business field and the real information disclosed in the prospectus. This logic is suitable for all enterprises in the catering and even retail fields, which is also the basic law that normal business activities should follow. We are opposed to sitting in the right place, and we don’t think there is a surreal existence beyond gravity.

In our opinion, Pong Pong and Junhe Law Firm should take back this lawyer’s letter and promise not to send us similar unfounded allegations. Of course, if Bang Bang can produce strong evidence that its core competitiveness has won it a high gross profit margin of 40%, then we will be happy to apologize publicly.

We are willing to wait for this moment.

This article first appeared on WeChat WeChat official account: New Economy IPO. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

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The current entrepreneurial environment has indeed become more difficult, which is not only from the macro environment, but also the true feelings of many entrepreneurs.

I have a hunch that enterprises will face greater challenges next year, and the main problem lies in the lack of confidence.

I have worked with many listed chairmen of the Shanghai and Beijing Chambers of Commerce or"The man with the iron bowl"I deeply understand the pressure brought by the business environment, as well as the real experiences of many entrepreneurs around me.

At the same time, I am in Beijing with some"Dog legs"After a few months, I can only describe it in one word-"clothing".

If you don’t accept it, you have to accept it. In order to maintain the operation of the enterprise, you have to send cards and money in exchange for the so-called"convenience",After the delivery, people will light my cigarette when they meet.

If you don’t send or even accept abusive treatment, this help"Dog legs"I dare to swear behind closed doors. This will be replaced by a place, I guess."Dog legs"Designate to hit people behind closed doors.

Ladies and gentlemen, don’t fantasize and question. Don’t be naive, don’t think about justice, and don’t do that. It’s no use. I’ll tell you with my actual combat experience:"Sending money is the fastest and best solution"!Other things are really useless and a waste of time. This is the reality, and the result of uncompromising may be that the enterprise is brought down.

Fighting with the sky, fighting with the ground, and fighting with people may all find a way out; But only don’t talk to those who flatter and bully others."Dog legs"Competing for each other, because the power behind them is often overwhelming.

RecallThe best time to start a business,It was an era full of passion and dreams. Encouraged by entrepreneurs such as Ma Yun, countless young people joined the entrepreneurial wave. The environment at that time was relatively relaxed, encouraging innovation and adventure.However, with the advance of the torrent of the times, the fate of individuals and enterprises is often involuntary. Only when the overall environment becomes conducive to entrepreneurship can we succeed more easily.

In the past few years, due to well-known reasons, the economic situation was grim, many industry leaders chose to remain silent, and Ma Yun did not return to China for a long time.In the past two years, the office rent has halved and the vacancy rate has exceeded 30%, which reveals a surprising aspect of the social and economic structure.The residential market has also experienced violent fluctuations, and the sharp drop in house prices has caused widespread concern, but the decline in the office market is more serious.

Recently, a message from a circle of friends has aroused widespread concern on the Internet:An entrepreneur in the live broadcast e-commerce industry issued an appeal late at night, suggesting that his peers give up the deposit and find a new office space with a rent lower than 2.5 yuan/m2/day.According to the entrepreneur, the rent of Hangzhou Future Science and Technology City has dropped sharply, and many large parks even offer rent-free concessions. Even so, it is still difficult to attract tenants.Who would have thought that the once prosperous office market would cool down at such a rapid rate?

This change not only reflects the downward pressure on the economy, but also exposes the imbalance between supply and demand in the market. For entrepreneurs, how to find a way to survive in this environment has become a key problem to be solved urgently. Faced with this reality, we need more flexible strategies and perseverance to deal with the uncertainty in the future.

Office buildings are known as urban economy."barometer"Its origin can be traced back to the end of the 19th century, but until the early 1980s, most people in China were still very unfamiliar with the concept of office buildings. At that time, the office buildings were mainly xz office buildings of zf organs and units.(Without yanlun’s freedom, I dare not type many words, let alone say them, so I call them "cows, cows" in this environment.).

With the promotion of the reform and opening-up policy, more and more foreign-funded enterprises flock to China to seek business opportunities. However, these enterprises in China’s major cities, such as Beijing, Shanghai, Guangzhou and Shenzhen, are faced with the dilemma of finding suitable office places and have to choose hotels to handle their daily business and liaison affairs. This situation has given birth to a strong demand for modern commercial office services.

In this context, landmark buildings such as the Chocolate Building in Beijing (namely, Beijing International Building), the Friendship Building in Shanghai and the Diwang Building in Shenzhen came into being, and modern office buildings sprang up one after another, gradually forming the central business district (CBD) of the city, marking the development of the office market in China has entered a new stage.

These office buildings are home to key industries such as finance, high-tech, insurance, etc., and the business elites can release huge economic efficiency when talking and laughing. Seeing this scene, investors have turned their attention to office buildings, and the "building economy" came into being, and the office market gradually took shape.

With the state-owned enterprises, foreign enterprises and private enterprises moving into the Central Business District (CBD) one after another, office buildings have become hot assets in first-tier cities. Data show that in 2007, the demand for office buildings in Shanghai was in short supply, and the vacancy rate of Grade A office buildings was as low as 1.6%.

At the same time, the office market has contributed remarkable economic benefits to first-tier cities and become their veritable "vertical printing machine". This phenomenon not only reflects the importance of office buildings as the core of commercial activities, but also highlights the important engine role of economic development in first-tier cities.

In 2020, among the 285 office buildings in Shanghai Lujiazui Financial City, 4 have a tax revenue of more than 6 billion yuan, 20 have a tax revenue of more than 2 billion yuan and 32 have a tax revenue of more than 1 billion yuan, and the tax revenue of 110 office buildings has reached the level of 100 million yuan. In Shenzhen, less than 20 square kilometers of Yuehai Street, there are more than 100 office buildings of listed companies, and the total annual GDP has exceeded 300 billion yuan. In the face of such a huge economic volume, who can not be moved?

In recent years, with the gradual expansion of domestic enterprises to second-tier cities, second-tier cities have used the experience of first-tier cities for reference in order to attract investment, and increased the intensity of office building construction. According to the data, as of 2019, more than 200 cities or urban areas in China have issued plans or policies related to building economy. High-grade office buildings have mushroomed in major cities, which indicates that commercial real estate in China has entered a new stage of development.

Every night, the light show of CBD in each city is dizzying, and on the surface, it presents a scene of economic prosperity. However, behind this bright light, there are many hidden crises.With the advancement of urban transformation and upgrading, more and more cities have concentrated on releasing office supply, resulting in a long-term high vacancy rate.

according toWhite Paper on China Office Building Market in 2021At present, there are 19 cities in the mainland that are at the peak of construction. The average daily rent of high-quality office buildings in these cities is only 2.2 yuan/square meter, and the vacancy rate is close to 40%.According to market data, at the end of last year, the vacancy rate of office buildings in several major first-tier cities in China exceeded 20%: the vacancy rate in Beijing was 21.7%, and that in Shanghai was 21.8%, up 5 percentage points from the previous year; The situation in Shenzhen is even more serious, with the vacancy rate of Grade A office buildings exceeding 30.6%.

It is worth noting that the above official data may not fully reflect the actual situation.There are rumors that the actual vacancy rate in Shenzhen may be as high as 70%.Such a high vacancy rate has aroused public concern."oversupply"Wide criticism. This not only reveals the potential risks of the commercial real estate market, but also challenges the urban planning and development strategy.

In order to reduce losses, owners have reduced rents to attract enterprises to settle in.According to data from dtz,In the third quarter of 2024, the rent of Beijing office market fell to 266.1 yuan/square meter/month, down 4.7% from the previous month and 13.5% from the same period last year.According to a report by Jones Lang LaSalle,In the third quarter of this year, the average rent of Grade A office buildings in 40 major cities nationwide was 80.3 yuan/square meter/month, with a decrease of 0.4% to 5.6% from the previous month.

This means that the vacancy rate of office buildings has reached a new high for more than a decade, while the rental price has fallen to the lowest point for more than a decade.There are even rumors that many large parks have directly adopted rent-free measures in order to save property fees. Even so, the high vacancy rate of office buildings is still difficult to be effectively alleviated. Once a smash hit, the symbolic building regarded as the development of market economy no longer has its former style and prosperity after a large number of office areas are closed.

The future of office buildings has become an urgent problem to be solved. In order to reactivate this market and meet the new market demand, relevant departments have made various attempts, which have aroused great concern from all walks of life. The main measures focus on the following aspects:

The first is to re-evaluate and upgrade the business function of the office building. Leading enterprises and chain-owner enterprises are introduced into super-Grade A commercial buildings to enhance the concentration and output intensity of business formats and build a brand of characteristic commercial buildings; Grade a buildings focus on introducing high-quality enterprises to improve the quality of operation and service; Grade B buildings promote functional integration and compound development, and improve the level of property management; Class C buildings provide flexible and low-cost office space for small and micro enterprises through micro-renovation, micro-renewal and shared office mode.

Secondly, carry out functional transformation of commercial buildings, such as transforming office buildings into spaces for other purposes such as hotels, hospitals or elderly care facilities. This not only re-plans the physical attributes of the building, but also meets the current market demand, policy orientation and community function demand.

In the process of seeking transformation, a major challenge that enterprises need to overcome is to obtain the support and cooperation of relevant departments to ensure that they can successfully obtain the necessary business licenses. In addition, the transformation strategy of "changing business to living" has also become one of the choices of many enterprises, providing a feasible way.

Through these comprehensive adjustment and reform measures, the office market is expected to gradually adapt to the new economic environment and development trend, and find a new path suitable for its own development.

Transforming office buildings into residential areas can not only effectively cope with the rising vacancy rate of commercial buildings, but also alleviate the current situation of housing shortage to some extent. However, this measure needs to be handled with caution, because it may lead to social contradictions and new unfairness. There is a significant difference in land price between commercial land and residential land, and residential land is usually more expensive."Business changes to residence"The project enters the housing market at a lower cost. For example, the unit price of a house in a big city can reach 60,000 yuan per square meter, while the unit price of the "business to live" project is only 20,000 yuan. This price gap may have an impact on the existing housing market, and how to balance the interests of other housing owners has become a big challenge.

It is not easy to implement the above measures. We still have a long way to go to revitalize the office market on the premise of ensuring social fairness as much as possible. At one time, the office building market contributed super-high economic benefits to the first-tier cities, and was praised as one of many entrepreneurs."vertical banknote printing machine".However, with the deterioration of the economic environment in recent years, this "money printing machine" seems to have become a "meat grinder", and many entrepreneurs have lost their money and been displaced.

However, there have been two symbolic events recently:Ma Huateng, who has always been low-key, wrote in People’s Daily, and Ma Yun also returned to China with high profile.

Ma Huateng’s article is entitled"Contributing Internet Power to Economic Recovery"He expressed his confidence in the bright future of private enterprises. These landmark events not only reflect that China’s private economy is experiencing a turning point, but also send a positive signal, which indicates that there may be more support policies in the future to help enterprises recover and develop.

In this context, how to activate the office market while ensuring fairness will be an important issue for some time to come. Through reasonable policy guidance and support, the office market is expected to gradually adapt to the new economic environment and development trend, and find a new path suitable for its own development.

Recently, a series of legal system construction, such as the legislative advancement of the private economy promotion law, have provided a solid legal guarantee for private enterprises to go into battle lightly. At the same time, actively explore digital consumption, aiming at creating richer consumption scenarios, modes and formats, and further stimulating market vitality. We firmly believe that with the support of such policies, private enterprises will usher in a bright future, and China’s economy will also ride the wind and waves and strive to move forward. It is an important task to improve quality and efficiency, optimize business layout and promote healthy and sustainable development of various industries.

It is worth noting that Ma Huateng, who has always been known for his low profile, has made a high-profile voice this time.People’s dailyPublish articles to emphasize the bright future of private economy. This move not only sent a strong positive signal, but also injected a shot in the arm for the development of private enterprises.Ma Huateng said in the article that he believes that private enterprises will have bright prospects and promises to contribute to the economic recovery.

At the same time, Ma Yun has been particularly active recently. As we all know, Ma Yun has been traveling abroad for the past two years and rarely returns to China to participate in foreign activities or make public speeches. However, Ma Yun’s sudden return to China at the end of November caused widespread concern, which not only attracted a hot search, but also excited the entire Alibaba Group, and the whole network was hotly debated.

Some employees recalled:"The last time I saw Mr. Ma was the’ Double Eleven’ in 2022. Time flies, but the intimacy remains unchanged."This unexpected joy made the whole park boil. Ma Yun looks cheerful and greets everyone with a smile. This long-lost interaction has brought inspiration and confidence to many people.

Ma Huateng and Ma Yun, two iconic figures in China’s Internet industry, have sent positive signals one after another, indicating that China’s private economy is welcoming new development opportunities and injecting strong confidence and support into the market.

I have been paying close attention to the opinions of top entrepreneurs.Because their opinions often have important reference value.Ma Huateng and Ma Yun spoke at the same time.I don’t think this is an accidental phenomenon.But gj hopes to convey an important signal through these entrepreneurs:Gj is attaching great importance to the development of private economy and injecting a shot in the arm for private entrepreneurs to enhance their confidence in future development.

Combined with a number of recently released policies, it can be predicted that 2025 will be a crucial year for the country to promote the development of private economy. This year is full of challenges and countless expectations. According to the analysis of many experts and folk wise men, there may be seven major trends in China in 2025:

First of all, in the housing market and the stock market,"maintaining stability"Will be the main theme.In recent years, house prices have continued to fall, and real estate companies have frequent crises.The top management decided on October 9th."Stabilize the property market and stock market, and prevent and resolve risks and external shocks in key areas".Despite the policy support, the market temporarily recovered.But in my opinion.In the next two or three years, house prices are likely to continue to drop, and real investment and consumer confidence have not fully recovered.

Secondly,The life of ordinary people will be even more tight.. Since the mask, it has become more and more difficult to make money, and it is under great pressure to work or do business. Even if many people work hard, they still can’t make ends meet after deducting the cost of living.Fall into a vicious circle of getting busier and poorer..

Third,Spiritual consumption demand will look for new exports. The degradation of consumption has prompted people to change from luxury to simple life, and at the same time, some people have begun to seek ways of inner peace, such as obtaining spiritual comfort through cultural phenomena such as Dong Yuhui, Dao Lang and Li Ziqi.

Fourth,The aggravation of aging and the shortage of young labor force have formed a situation of "green and yellow".With China stepping into a deeply aging society, the fertility rate of post-80s and post-90s declined, which led to the problem of human resources gap in traditional industries. How to inherit and develop it has become an urgent problem.

Fifth,The development of AI technology has impacted traditional entities.Although AI has improved efficiency, it has also accelerated the elimination process of some industries, especially those traditional industries and manufacturing industries that have been hit by e-commerce, facing unprecedented survival challenges.

Sixth,The phenomenon of "hollowing out" may appear in big cities.Over the past few decades,"dream of entering the city"It attracts countless migrant workers and young people to flood into cities, but now the high cost of living and uncertain career prospects force many people to choose to leave, leading to the gradual decline of urban vitality.

Seventh,The employment situation may deteriorate further.Factors such as the global economic slowdown and trade frictions may lead to an increase in layoffs, and the responsibility for creating jobs is difficult to be borne by only a few surviving small enterprises and individual operators, especially in the face of the surge in the number of college graduates.The job market in 2025 will be even more severe.

To sum up, China’s economic and social development in 2025 will face many uncertainties, but it will also have the opportunity to meet the challenges and realize transformation and development through policy adjustment and technological innovation.