The number of scoring subjects in the middle school entrance examination was reduced to six, the scores of history, geography, chemistry and biology were presented in grades, the written examination of morality and rule of law was adjusted from closed book to open book, and the experimental operation of physics subjects was included in the senior high school entrance examination score … …

　　On September 26th, the Beijing Municipal Education Commission held a press conference to release and interpret the "Implementation Opinions on Further Promoting the Examination Enrollment Reform in Senior High Schools" (hereinafter referred to as "Opinions").

　　The scoring subject has been "greatly subtracted"

　　Li Wei, director of the Beijing Municipal Education Commission, introduced that this reform aims to continue to implement the requirements of the Ministry of Education on the junior high school level examination, which is "open for all subjects and use for all examinations". According to the characteristics of different disciplines, the junior high school level examination subjects are divided into three categories: examination, examination and assessment.

　　According to the requirements of the Opinions, the reform of the senior high school entrance examination will be implemented from the current eighth-grade students.

　　After the reform, the subjects of the senior high school entrance examination include morality and rule of law, Chinese, mathematics, foreign languages, physics, physical education and health. The scores of Chinese, mathematics and foreign languages are all 100 points, including 60 points for written foreign languages and 40 points for listening and speaking tests. Morality and rule of law score 80 points, including 70 points for written test and 10 points for comprehensive quality evaluation. Physical score is 80, including 70 for written test and 10 for experimental operation. The score of sports and health is 70 points, including 30 points for on-site examination and 40 points for process assessment.

　　The examination subjects include history, geography, chemistry and biology, and the grades are presented in grades, which are divided into A, B, C and D from high to low. The examination subjects are used for graduation and reference in further studies.

　　The examination subjects include information technology, art, labor and comprehensive practical activities, and the results are presented as qualified or unqualified for graduation and reference in further studies.

　　In terms of organization and implementation, the examination subjects will be unified by the whole city and graded by districts. The written examination of ethics and rule of law, Chinese, mathematics, foreign languages and physics is arranged in the second semester of grade nine. The physical education and health examination is implemented step by step in accordance with the Beijing Compulsory Education Physical Education and Health Assessment Scheme. The foreign language listening and speaking test adopts the computer test method, which is separated from the written test and has two test opportunities, which has not changed compared with the past.

　　Returning to subject accomplishment and doing "small addition"

　　It is worth noting that in the subjects of the reformed senior high school entrance examination, the written examination of morality and rule of law has been adjusted from closed book to open book, and the comprehensive quality evaluation has been included in the results of the senior high school entrance examination; Physics subjects include experimental operations in the results of the senior high school entrance examination.

　　Li Wei introduced that morality and rule of law should pay attention to students’ good moral quality and behavior development. Open-book examination is not to let students look up answers from books, but to give new situations, new materials and real questions. If the answers are reasonable, they will be given points. The physics experiment operation is included in the results of the senior high school entrance examination, aiming at guiding the cultivation of children’s practical ability and innovative consciousness through scene and experiential physics learning.

　　In this reform, history, geography, chemistry and biology were changed from examination subjects to examination subjects, and the results were presented in the form of grades. Li Wei introduced that the adjustment of examination subjects is comprehensively determined according to the subject characteristics, class schedule and course standard requirements of related subjects in junior high school. In junior high school, these four subjects are mainly to stimulate students’ interest in learning and cultivate subject thinking, thus laying the foundation for senior high school learning. The purpose of adjusting these four subjects into examination subjects is to get rid of the examination and return to the teaching itself, encourage teachers to better organize teaching activities from the characteristics of disciplines and students’ cognitive laws, guide students to maintain curiosity and thirst for knowledge, learn to find and solve problems in real situations, and have the ability to explore and innovative spirit.

　　Take multiple measures to ensure the effectiveness of the policy

　　Is it necessary to learn the subjects that are no longer included in the senior high school entrance examination results? Will it cause the separation of junior high school and senior high school subjects?

　　He Shanshan, a chemistry teacher in Beijing No.171 Middle School with 25 years’ teaching experience, told reporters that the reform of the senior high school entrance examination has adjusted the chemistry subject into an examination subject, reduced the burden of students’ examination, further promoted teachers and students to return to chemistry learning itself, and inspired teachers to better organize teaching activities from the characteristics of the subject and the cognitive laws of students. In view of how to do a good job in chemistry teaching under the background of senior high school entrance examination reform, He Shanshan suggested that experiments should be taken as the starting point to guide students to find and solve problems in experimental inquiry activities, build and use models, understand the ins and outs of knowledge, understand the subject thinking methods and develop innovative thinking ability. We should take practical activities as the carrier, explore the establishment of interdisciplinary and project-based learning methods, and make good use of the 10 interdisciplinary practical activities suggested in the new curriculum standard to stimulate students’ independent practical exploration spirit and learning enthusiasm.

　　According to reports, Beijing will further standardize curriculum teaching, requiring junior high schools to strictly implement compulsory education curriculum plans and curriculum standards, and must not arbitrarily increase or decrease class hours, change the difficulty, speed up the progress, and must not finish classes in advance to prepare for exams and strengthen supervision and evaluation; Further improve the quality of proposition, focusing on the ability of students to analyze and solve problems by using what they have learned; Further optimize the enrollment mechanism, combine the diversified development of high school, and deepen the organic combination of multiple evaluation methods and enrollment methods.

　　"At present, we are simultaneously improving the multi-channel and new carrier enrollment and training methods, deepening the reform and collectivization of running schools in district system, promoting the integration of talent training, and providing students with diversified ways of further studies and diversified growth paths." Li Wei said.

　　 　(Beijing, September 26 th, our reporter Dong Cheng)

　　Affected by the rising pressure of comprehensive operating costs, more and more third-party payment channels begin to charge fees for credit card repayment. But at the same time, we should also see that there are many repayment channels for credit cards at present, and the channels such as bank online banking and mobile banking APP are still free — —

　　For users who use third-party payment channels to repay bank credit cards, a new change is about to happen: from March 26th, Alipay will charge a service fee for credit card repayment, and WeChat has charged for credit card repayment since August 1st last year, which means another "free lunch" for Internet services has ended.

　　Next, how will you choose the credit card repayment channel? What else do you need to pay attention to when using third-party payment to repay credit cards? Has Internet service entered the era of charging?

　　Alipay VS wechat

　　At present, users and the market are most concerned about the similarities and differences between Alipay and WeChat for credit card repayment charges.

　　In fact, repaying bank credit cards through third-party payment institutions is a new thing that has only appeared in recent years. In contrast, bank online banking and mobile banking APP are still the traditional mainstream channels for credit card repayment, and this channel does not charge extra for the single act of "repayment".

　　According to industry insiders, the so-called "credit card repayment service" paid by a third party means that the third party payment company deducts the corresponding money from the cardholder’s change account, debit card and other channels for credit card repayment according to his transaction instructions.

　　It is understood that "integrated management" is the main reason why some users choose to repay their credit cards through third-party payment channels.

　　"At present, I use the credit cards of ICBC, China Merchants Bank and Minsheng Bank at the same time. When I used mobile banking to repay, I would log in to the apps of these three banks respectively, and I also need to remember different repayment dates." Cui Jinqing, a young white-collar worker who works in a large central enterprise in Beijing, said that later, Alipay’s "credit card repayment" function was used to integrate the management of three credit cards. On one interface, the details such as which credit cards you bound, their repayment dates and their repayment amounts were clear at a glance.

　　Under the influence of integrated management, path dependence and other factors, the "credit card repayment" function of Alipay and WeChat gradually accumulated some users, but the increase in business volume also led to an increase in comprehensive operating costs, because there would be a payment channel fee behind each repayment.

　　When third-party payment institutions no longer invest in cost subsidy fees, "charging" will become the general trend. So for users, what are the similarities and differences between Alipay and WeChat after charging?

　　After comparison, the reporter found that from the charging standard, Alipay and WeChat are both one thousandth (0.1%) of the repayment amount, but Alipay has reserved two "free paths" for users.

　　Specifically, the first is to provide a free quota of 2000 yuan per person per month. Suppose the monthly repayment amount of users is 3,000 yuan, and the handling fee of Alipay is one thousandth of that of 1000 yuan, namely 1 yuan, but that of WeChat is one thousandth of 3,000 yuan, namely 3 yuan.

　　The second is to allow users to increase their free quota through two methods: "redemption of Alipay membership points" and "borrowing the free quota of relatives and friends".

　　"It is worth noting that if all your money is in Yu ‘ebao, you can withdraw it to your debit card first, which is free. Then log in to the bank’s online banking and pay back the credit card with the money from the debit card. There is no cost in the whole process. " The relevant person in charge of Alipay said.

　　Five aspects should be noted.

　　In addition to charging, compared with online banking, there are many matters needing attention in the "credit card repayment" service paid by third parties, which are mainly manifested in five aspects: determination of responsibility and right, repayment currency, single limit, repayment reminder and repayment appointment function.

　　The first is the issue of "determination of responsibility and right". It should be noted that the third-party payment institution is only the executor of the user’s credit card repayment instruction, and it will not be responsible for the losses caused by the user’s use of this service unless it does not follow the user’s instruction or the operation instruction is wrong.

　　The second is the issue of "repayment currency" and "bill inquiry currency". At present, the credit card repayment services of Alipay and WeChat only support RMB repayment, not foreign currency repayment. In addition, unless otherwise specified, the bill information that users can query through the above two methods is only RMB bills, and the foreign currency bills queried are for reference only, and accurate information still needs to be obtained through the issuing bank.

　　The third is the issue of "single limit". Wechat clearly stated in the agreement that when users make credit card repayments through Tenpay’s platform, they should still abide by the restrictions imposed by the repayment source bank on the maximum amount of their single transfer and the maximum amount of daily cumulative transfer; Tenpay is not responsible for the failure of repayment caused by this restriction.

　　The fourth is the issue of "repayment reminder". It is worth noting that even if users set up a credit card "repayment reminder" on the third-party payment platform, they still need to make repayment according to their agreement with the credit card issuer. The above settings are only used as a reference for repayment time and amount, not as a basis for whether or not to repay.

　　The fifth is the issue of "prepayment function". Wechat clearly stated in the agreement that "if you use the scheduled repayment function, Tenpay will provide you with repayment service according to the billing information provided by the issuing bank of your credit card, and Tenpay does not guarantee the authenticity, completeness and timeliness of this information". That is to say, if the user suffers losses due to the incorrect billing information, including but not limited to economic losses, late payment fees, reduced credit evaluation, etc., it will be settled by the user and the issuing bank.

　　Bank online banking channel is still free.

　　In the face of the above changes, many insiders said that the overall impact on users is limited. On the one hand, compared with services such as consumption and wealth management, credit card repayment is a function with lower frequency; On the other hand, at present, there are many repayment channels for credit cards. Although Alipay and WeChat charge, these channels such as bank online banking and mobile banking APP are still free.

　　In addition, Alipay also suggested in the announcement of "Adjustment of Credit Card Repayment Service Rules" that if it is a large repayment, users can choose to repay free of charge through channels such as bank online banking.

　　In fact, for commercial banks, retail business has always played the role of profit stabilizer, and credit card business is an important part of retail business.

　　Usually, when applying for a bank’s credit card, users need to have the bank’s debit card and use it as a repayment account. In this way, banks can not only improve customer stickiness through credit card business, but also form stable capital precipitation and repayment cash flow.

　　For this reason, for a long time, the online banking and mobile banking apps of various banks have not charged extra fees for the single act of "repayment" for the credit cards issued by the bank, but if users have overdue and installment repayment, they will charge other kinds of fees.

　　In recent years, many banks have even supported users to repay their credit cards through "debit cards from other banks" without charging any handling fees for the time being, in order to increase repayment channels for users and increase the frequency of their use of our credit cards.

　　It is worth noting that with WeChat and Alipay charging for "credit card repayment" one after another, the discussion about "whether Internet service has entered the charging era" has once again started in the society.

　　It is undeniable that in the past few years, more and more services on the Internet have begun to charge. According to a survey by the National Copyright Administration of China, in 2017, fee-based content accounted for almost half of the Internet content market in China.

　　At the same time, in the face of charging, users have gradually changed from "unaccustomed" in the early days to "accustomed". The financial report of iQiyi in the third quarter of 2018 shows that as of September 30, 2018, the number of subscribed members of iQiyi has reached 80.7 million, of which paying members account for more than 98%; The income from membership service was 2.9 billion yuan, up 78% year-on-year, which exceeded the income from online advertising service of 2.4 billion yuan.

　　"There is no eternal free model in any industry. In a fully competitive market, charging or not ultimately depends on whether the services provided by enterprises are worth paying for, and the charging price will gradually become reasonable in the competition. " The relevant person in charge of Alipay said.

　　In terms of the appearance of the 2023 SRT Hellcat, the new car continues the American muscle car style with very tough and powerful challenger family models. At the same time, the new car has added a set of wide-body kit on the basis of the ordinary version, which is mainly aimed at widening its wheel eyebrows, and has increased by 3.5 inches (88.9mm) compared with the ordinary version, enabling the new car to use wider tires. In addition, the new car will also provide 13 different body colors, and provide a variety of body pull flowers for consumers to choose from.

　　VIP Hotline: 15822617116 Manager Yi (same as WeChat)

　　In the details of 2023 Dodge Challenger SRT Hellcat, the middle net and the lower air intake of the new car are also painted in black, and there is a unique logo of SRT on the side of the middle net. In terms of wheels, SRT Super Stock adopts a set of 18x11J (18 inches in diameter and 11 inches in width) rims, which are the same as those of challenger SRT Demon, and is matched with the NT05R linear acceleration special tires with 315/40 R18 specifications, so that the car has three times the grip of SRT Hellcat models. In terms of brakes, the front wheel of the new car is equipped with an upgraded Brembo four-piston caliper and a 14.2-inch front brake disc.

　　VIP Hotline: 15822617116 Manager Yi (same as WeChat)

　　In terms of the power of 2023 Dodge Challenger SRT Hellcat, the new car is equipped with a 6.2-liter HEMI V8 supercharged engine. Compared with the challenger Hellcat Redeye model, its maximum power is increased from 807 horsepower to 818 horsepower, and the red line speed of the engine is increased from 6300rpm to 6400rpm. The transmission system is matched with a TorqueFlite 8HP90 8-speed automatic manual transmission. Dodge official said that the acceleration time of the new car from 0 to 96 km/h is 3.25 seconds, and it only takes 10.5 seconds to complete the linear acceleration of a quarter mile, but due to the tires of the new car, its top speed is limited to 168 mph (270 km/h).

　　VIP Hotline: 15822617116 Manager Yi (same as WeChat)

　　Company name: Tianjin Hailufeng Automobile Service Co., Ltd.

　　Company Address: Senyang International Automobile City, Bonded Zone, Tianjin Binhai New Area

　　Main brands: Rolls-Royce, Bentley, Mercedes-Benz, Land Rover, BMW, and other high-end brand models.

　　VIP Hotline: 15822617116 Manager Yi (same as WeChat)

　　Disclaimer: The above car purchase preferential information is provided by the comprehensive dealers of this website, and the price fluctuates greatly due to market factors, which is only for car purchase reference; The distributor is responsible for its authenticity, accuracy and legality, and this website does not provide any guarantee or assume any legal responsibility.

CCTV News:On April 24th, the latest news of China Aerospace was released, and the Shenzhou-18 manned spacecraft was planned to be launched at 20: 59 on April 25th. For more than 60 years, from "two bombs and one satellite" to "Chang ‘e" to explore the moon, "Zhu Rong" to explore the fire and "Tiangong" to roam the stars … … China Aerospace always dreams of the stars and the sea, and will fly to a wider deep space this year.

China space accelerates exploration to new heights.

The launch window of Shenzhou-18 manned spacecraft confirmed that astronauts appeared in groups.

On April 24th, the press conference of Shenzhou-18 manned mission was held in Jiuquan Satellite Launch Center. It is planned to launch the Shenzhou-18 manned spacecraft at 20: 59 on April 25th, and three astronauts will make a collective appearance.

At the press conference, a spokesman for China’s manned spaceflight project introduced the relevant situation of this mission. At 11 noon, the flight crew of Shenzhou 18 met with Chinese and foreign journalists in Wentian Pavilion. The crew consisted of astronauts Ye Guangfu, Li Cong and Li Guangsu. Commander Ye Guangfu has carried out the manned mission of Shenzhou XIII, and Li Cong and Li Guangsu are the third batch of astronauts in China, both of whom are flying for the first time.

Shenzhou 17, which is carrying out its mission in the space station, is in orbit to watch the press conference and press conference of Shenzhou 18 manned mission.

At present, the state of the space station assembly and all equipment are working normally, the product quality of the Shenzhou-18 rocket assembly is controlled, the ground system facilities and equipment are running stably, and all preparations are ready before launch.

China’s manned moon landing is being developed and built as planned.

April 24 is the ninth "China Aerospace Day" with the theme of "Looking at the vast expanse of the sky and working together with the stars".

Lin Xiqiang, deputy director of the China Manned Space Engineering Office, said that at present, major flight products such as the Long March 10 carrier rocket, the Dreamboat manned spacecraft, the lunar lander, and the moon landing suit have all completed the program development work, and the production of prototype products and various tests are being carried out in an all-round way. The construction of Wenchang manned lunar exploration launch site has been fully implemented.

In 2024, China Aerospace is expected to launch about 100 missions, and the fourth phase of the lunar exploration project, Chang ‘e-6 mission, Shenzhou-18 manned mission and Tianzhou-8 cargo spacecraft replenishment mission will be advanced as scheduled. Not only that, with the "commercial aerospace" being written into the government work report for the first time, new quality productivity in the aerospace field is also gestating.

In January this year, Kuaizhou Rocket created the fastest networking record of domestic commercial satellite constellations. This year, the company will also complete eight space launch missions.

Accord to that national space administration, at present, there are nine types of commercial launch vehicle that can provide launching services, and a number of remote sen constellations of 100 orders of magnitude initiated by commercial enterprises are under steady construction. With the active arrangement of local governments and enterprises, it is estimated that the scale of China’s commercial space market is expected to exceed 2.3 trillion yuan this year.

China’s economy will make greater contributions to the world economy.

After the National Bureau of Statistics released the economic data for the first quarter of this year, many international financial institutions such as Goldman Sachs, Morgan Stanley and Deutsche Bank raised their economic growth forecasts for China this year. In response, Wang Wenbin, a spokeswoman for the Ministry of Foreign Affairs, said at a regular press conference held on April 24th that looking ahead, the trend of China’s economic recovery for the better and the longer term will not change, and it will make greater contributions to the world economy.

Wang Wenbin, a spokesperson for the Ministry of Foreign Affairs, said that in the first quarter of this year, China’s economy got off to a good start, the "troika" indicators of consumption, investment and export were running well, and the four macro indicators of growth, employment, inflation and balance of payments remained generally stable, releasing a "strong sense of spring" of sustained recovery. In the first quarter, China’s GDP increased by 5.3% year-on-year, of which domestic demand contributed 85.5% to economic growth, which is the main force to promote economic growth. The UNCTAD report predicts that China’s economy will achieve the growth target of around 5% this year. The 2024 global foreign direct investment confidence index released by American management consulting service company Kearney shows that China’s ranking jumped from the seventh place last year to the third place. According to a Bloomberg report, China will rank first in the world in the proportion of new economic activities in the next five years. Looking into the future, the trend of China’s economic recovery to be good and long-term good will not change. It is believed that with the continuous promotion of high-quality development and high-level opening up, China’s economy will accelerate the pace of transformation and upgrading on the basis of steady progress and make greater contributions to the world economy.

China set up a national overseas intellectual property dispute response guidance center to save 6.89 billion yuan for enterprises.

The State Council Press Office held a press conference on April 24th. China National Intellectual Property Administration introduced that the National Guidance Center for Dealing with Overseas Intellectual Property Disputes has been set up with the China Council for the Promotion of International Trade, and 43 local sub-centers have been set up in 27 provinces (autonomous regions and municipalities), and work guidance stations have been set up in countries and regions with intensive trade exchanges to provide professional and efficient overseas rights protection guidance services for enterprises. In 2023, 1,706 enterprises were instructed, which saved 6.89 billion yuan in economic losses for enterprises and helped enterprises reduce the cost of rights protection by 390 million yuan.

110 million yuan of central natural disaster relief funds support flood control and disaster relief in Jiangxi, Guangdong and Guangxi.

Recently, the Ministry of Finance and the Emergency Management Department urgently pre-allocated 110 million yuan of central natural disaster relief funds to support flood control and disaster relief work in Jiangxi, Guangdong and Guangxi provinces, focusing on emergency treatment such as search and rescue, relocation and resettlement of affected people, danger elimination, investigation and emergency rectification of hidden dangers of secondary disasters, and repair of damaged houses.

The cultural tourism market continues to heat up, and "fancy" in various places stimulates consumption enthusiasm.

There is still a week before the May Day holiday. These days, air ticket booking has reached a peak, outbound travel has also ushered in a substantial increase, and the cultural tourism market has continued to heat up.

In the big data system of this online booking platform, the reporter found that since mid-April, the air ticket booking curve has obviously increased, and the air ticket booking volume of popular cities has increased day by day, with a one-day increase of 40%. Fifteen days before the holiday, the number of air ticket bookings has exceeded the same period in 2023. The reporter found on a number of online booking platforms that during this year’s "May 1" holiday, medium and long-distance travel was hot, with orders accounting for 56%. The rapid growth of long-distance travel has driven the volume and price of the holiday civil aviation passenger transport market to rise.

Shang Kejia, deputy director of the Transportation Department of the Civil Aviation Administration of China, said: "The main reason for the popularity of the civil aviation passenger transport market is the continuous release of consumer demand, and transportation production has returned to natural growth, and it has entered the stage of improving quality and increasing efficiency."

The online booking platform data also shows that at present, the number of inbound and outbound airline tickets booked during the May 1 holiday exceeds 690,000, an increase of about 17% over a week ago. Thailand, Japan, South Korea, Malaysia and Singapore rank among the top five popular outbound destinations, and the number of outbound travel bookings has nearly tripled year-on-year.

"May Day" is approaching, and Air China will open new Beijing one after another from April 28th — Riyadh, Beijing — Dhaka route, return to Beijing — Madrid — Sao Paulo, Beijing — Madrid — Havana route. By then, the domestic airline route network will cover six continents again.

At the same time, the launching ceremony of the national cultural and tourism consumption promotion activities in 2024 and the home event of the National May Day Cultural and Tourism Consumption Week were also held in Zhuhai on April 23rd. With the theme of "Cultural tourism benefiting the people and sharing a better life", all localities will launch special cultural tourism activities, new consumption scenarios and measures to benefit the people around traditional festivals, legal holidays and summer holidays to stimulate the enthusiasm of cultural tourism consumption.

With the coming of the May 1 holiday, from May 1, Hainan launched the "air ticket is the ticket" travel coupon distribution activity, and tourists outside Hainan Island can exchange tickets for 21 scenic spots in Hainan Island with their tickets for the corresponding time period. During the holidays, Hainan Province will hold more than 150 cultural and artistic, sports events and tourism festivals to welcome tourists from all over the world.

In 2023, the level of residents’ health literacy will increase to 29.70%.

On April 24th, the National Health and Wellness Commission released the health literacy monitoring of China residents in 2023. In 2023, the health literacy level of Chinese residents reached 29.70%, 1.92 percentage points higher than that in 2022, and continued to show a steady improvement trend. 29.70% means that among every 100 people aged 15-69, nearly 30 people have basic health literacy, know basic health knowledge and concepts, master healthy lifestyle and behavior content, and have basic health skills.

The monitoring results show that in 2023, the health literacy level of urban residents in China was 33.25%, and that of rural residents was 26.23%, increasing by 1.31 and 2.45 percentage points respectively compared with 2022. The level of basic knowledge and concept literacy of urban and rural residents is 42.00%, the level of healthy lifestyle and behavior literacy is 32.21%, and the level of basic skills literacy is 26.76%, which is 0.74, 1.58 and 0.76 percentage points higher than that in 2022 respectively. The literacy level of six kinds of health problems from high to low is: safety and first aid literacy 59.33%, scientific health concept literacy 54.71%, health information literacy 41.05%, chronic disease prevention literacy 30.43%, basic medical literacy 28.84% and infectious disease prevention literacy 28.02%.

Carbon dioxide emissions per unit GDP are expected to drop by 3.9% this year.

On April 23rd, the Ministry of Ecology and Environment released the main target of ecological environment protection in 2024. This year, the average concentration of PM2.5, the ratio of days with excellent air quality, the ratio of surface water quality sections I to III and other eco-environmental quality indicators in cities at prefecture level and above will be better than the schedule requirements of the Tenth Five-Year Plan, the carbon dioxide emissions per unit GDP will be reduced by about 3.9%, and the total emissions of nitrogen oxides, volatile organic compounds, chemical oxygen demand and ammonia nitrogen will continue to decrease.

As a brand that focuses on avant-garde sports design among domestic independent models, Extreme Krypton has received a good response from consumers. According to the latest official news, the cumulative delivery of ZEEKR 001 owned by Extreme Krypton has exceeded 70,000, and the sales volume has increased for five consecutive months. Then why can this car achieve such results? Today, we will interpret its performance from multiple dimensions, and let’s take a look.

Hunting coupe appearance modeling

Different from other new power brands’ preferred SUV or car models, ZEKKER 001 boldly chose the design style of hunting coupe, which made it stand out among many new power models. The front part of the car has an extremely low-lying front face design, and the claw-like vertical light strips on both sides of the machine cover have a three-dimensional profile. The blackened grille in the middle is integrated with the headlight groups with regular layout on both sides. There are diversion grooves on both sides of the front enclosure, and a trapezoid shape is also arranged above the front lip.

The standard hunting model makes the side of ZEKKER 001 look full of volume, and the side of the car is not outlined by too many sharp waistlines. Instead, it is hoped that the wind resistance can be reduced through a sufficiently flat profile. The door handle also adopts a hidden design, with a certain profile fold and skirt design under the door, and the window line is sealed with black trim, which has a smart corner shape that fits the roof line and the back shoulder line.

The rear window has a great inclination angle, which is matched with the mecha wind spoiler raised on the upper two sides, so that the whole rear is in an upward contraction shape. The two sides of the through taillight extend along the shoulder line of the side, and the blackened lamp cavity shell and sharp corner shape show the sporty atmosphere without reservation. The slightly expanded rear enclosure outlines the C-shaped diversion decoration on both sides through blackening components, and the fender of diffuser decoration is also added to the bottom of the car.

Simple and scientific interior layout

The brand of New Power basically adopts a very simplified design concept in the interior. ZEKKER 001 shows a more prominent sense of layering by splicing fabrics with multi-materials and multi-colors. The air outlet is hidden in the middle plaque, and the chrome-plated materials in the details, together with delicate leather fabrics and stitching treatment, give the car a sense of luxury. The center console is equipped with an oversized suspended central control panel, which undertakes almost all the interaction and adjustment functions in the car.

The 15.4-inch central control panel is internally integrated with the latest Zhilian system of Krypton family. The whole screen is similar to a large Pad, which is divided into an application display area at the top and a menu bar at the bottom. The clear functional division and delicate display effect enhance the sense of science and technology in the car. In addition to the standard real-time GPS function and rich basic functions, the car is also equipped with car networking, which can ensure the expansibility and timeliness of applications in the car. The practical voice control has a continuous recognition function and can provide users with higher convenience during driving.

Spacious and comfortable interior space

ZEKKER 001, as a medium-sized and large-sized hunting car, has a body circumference of 4970*1999*1560mm and a wheelbase performance of 3005 mm. The front row uses an integrated seat configuration, the interior is moderately filled with soft and hard, and the seat surface is equipped with arrow-shaped stitching treatment. The rear row can bring about 3 punches of knee distance and 4 fingers of overhead space for 170cm passengers. The right backrest angle allows passengers to sit on it and have a good sense of sinking.

The huge trunk opening makes it easier for users to pick up their luggage at ordinary times. The regular layout of the inner hall and flocking coating make it easy to place conventional multi-size suitcases. The inner wall of the trunk is also equipped with adjustment buttons of air suspension, which can facilitate the loading and unloading of heavy luggage by lowering and lifting. The rear seats also support flattening, which can increase the maximum depth in the trunk to 1920 mm. In addition to a number of conventional storage boxes, an open storage compartment is designed under the central passage to facilitate the placement of passengers’ belongings.

Strong performance

ZEKKER 001 is available in single-motor and dual-motor versions, with power settings of 200kW(272Ps) and 400kW(544Ps) and torques of 384N·m and 768N·m, respectively. The violent power parameters can make ZEKKER 001 break through 100 in 3.8 seconds at the earliest, and abundant power reserves have confident and light driving performance in most speed ranges. 100kWh and 86kWh ternary lithium batteries can provide consumers with four endurance versions of 732km, 536km, 616km and 650km.

Write it at the end

ZEKKER 001, as a vehicle that fully integrates sports attributes and daily comfort, not only has a young and avant-garde design, but also caters to the mainstream aesthetics in interior modeling and configuration. Plenty of seating space and abundant dynamic performance can also balance the use of various car scenes. I wonder if you like this ZEKKER 001?

South Korea’s "first lady" Jin Jianxi continued to attract attention after privately accepting the video exposure of brand-name bags. According to Yonhap News Agency, South Korean President Yin Xiyue responded for the first time to the accusation that his wife, Kim Jianxi, accepted a brand-name bag in an interview broadcast on the evening of the 7th local time, saying that she was not "heartless" enough to refuse the other party’s gift.

According to the report, Yin Xiyue said in an interview with KBS TV in South Korea that this video of Jin Jianxi’s "receiving the package" shot through a hidden camera in 2022 was exposed before the Korean election last year, which was a "political means".

"The problem is that she can’t refuse mercilessly. If you can call this a problem, this is a bit regrettable. " Yin Xiyue added, "It is not important to say that this is a political strategy, but that we should draw a clearer line to ensure that such things will not happen again."

The report said that Yin Xiyue has been under increasing pressure since the video of "First Lady Receiving Bags" was exposed. When asked whether he planned to appoint a special investigator to investigate the corruption of the president’s family members, or set up the office of the private secretary of the first lady, Yin Xiyue said that the special investigator should be elected by the National Assembly, and his office was considering setting up the office of the first lady’s affairs, but he also had reservations about the effectiveness of these measures in preventing such incidents. In addition, when asked if he and Jin Jianxi would have a dispute over accepting brand-name bags, Yin Xiyue replied with a smile: "Not at all."

According to previous reports from Korean media, on September 13th, 2022, Jin Jianxi accepted a Dior bag worth about 3 million won (about RMB16,000) from Cui Zaiying, a pastor of overseas Chinese living in the United States. The related video was shot by the built-in camera of Cui Zaiying’s watch, which caused a huge storm after being exposed. Han Dongxun, chairman (temporary leader) of the Emergency Countermeasures Committee of the ruling National Power Party of South Korea, has repeatedly stated that he should deal with this matter from the "national line of sight" and adhere to the position of "or cause national concern and should be treated from the national point of view", but the president’s office believes that the relevant dispute is purely a "sneak shot trap" and Jin Jianxi is only a victim.

It is reported that South Korea’s first lady, Jin Jianxi, was born in 1972 and married Yin Xiyue in 2012. After marriage, they had no children. In 2022, Yin Xiyue was elected as the president of South Korea, and Jin Jianxi was also called the "most beautiful first lady" in South Korea.

However, Jin Jianxi was later exposed to many scandals, including plagiarism of papers and falsification of resumes. Among them, the most controversial issue is that Jin Jianxi is involved in stock manipulation, tax evasion and relatives breaking the law.

According to previous reports, Jin Jianxi was accused of being involved in manipulating the share price of Deutsch Motors, a BMW dealer in South Korea, from 2009 to 2012. During Moon Jae in’s administration, the South Korean government conducted a 19-month investigation on the case, but Jin Jianxi was not prosecuted. On January 4th, the South Korean National Assembly submitted two special investigation bills to the South Korean Presidential Palace, one of which called "the independent inspection law of Kim Jianxi". On January 5, Yin Xiyue exercised the right of reconsideration (veto) and returned the relevant bill to the National Assembly for reconsideration.

In 2019, a report pointed out that the property under Jin Jianxi’s name had been detained by the relevant departments for "unpaid taxes". According to the report of East Asia Daily, according to the information of personnel hearing submitted by Yin Xiyue to the National Assembly, the Tax Section 1 of Seocho District Office of Seoul seized the commercial and residential apartment in Seocho District of Seoul under the name of Jin Jianxi in November 2012, November 2013 and January 2015. According to Yonhap News Agency’s previous report quoted by Zhongxin.com, on July 21st, 2023, Cui Enshun, the mother-in-law of South Korean President Yin Xiyue, was sentenced in the second instance. The court rejected the appeal filed by the defendant, sentenced Cui Enshun to one year’s imprisonment, upheld the judgment of the first instance and arrested her in court. It is reported that the mother-in-law of the current president was arrested in court, which is the first time in the history of Korean constitutionalism.

In addition, Jin Jianxi is also considered to have academic misconduct. Plagiarism in doctoral dissertations and other academic works has been criticized by the public. After an eight-month investigation, the National Power Party said that although Jin Jianxi’s works have "shortcomings" and "do not meet the current standards", they do not constitute academic misconduct.　

(Yangcheng Evening News Yangcheng School Comprehensive Global Network, The Paper, vision china)

Yesterday was the Cultural and Natural Heritage Day. Chen Xingzhi, a non-genetic inheritor, introduced the techniques of making sachets at the Shanghai World Event. Our reporter Jiang Diwen photo

　　■ Our reporter Zhang Wei

　　In Pudong, Chen Jianwei, the city-level inheritor of Pudong storytelling, is busy tutoring students; In Baoshan, the scene of local people gathering together to "pick flowers" reappeared; In Huangpu, many residents of Wuliqiao have mastered the basic techniques of "rubbing, binding, cutting, mounting, pasting and tracing" of Shanghai lanterns, and can cooperate to complete small lanterns.

　　Yesterday was Cultural and Natural Heritage Day. Shanghai has started the work of "non-legacy in the community" in an all-round way since last year. So far, it has taken the lead in completing the full coverage of inheritors’ cultural facilities at the three levels of city, district and town, and has built a basic inheritance and communication network of 16 districts, 219 street and town community cultural activity centers and 363 inheritors. Various forms and rich contents of inheritance and communication activities have been carried out in the city in a normal and large scale, and have been continuously extended to wider communities such as residential villages, campuses and business districts. "Every street and town has a legacy, every community has a successor, and every facility has activities" is a true portrayal of the "living" of the legacy.

　　Take life as the carrier, live transmission.

　　Intangible cultural heritage is a cultural form produced in farming society. With the change of lifestyle and concept, the intangible living space was once squeezed. "From ‘ Non-legacy into the community ’ To ‘ Non-legacy in the community ’ The word difference reflects the concept of letting intangible cultural heritage return to the community where it was bred and developed, and return to the lives of local people. " The relevant person in charge of the Shanghai Municipal Bureau of Culture and Tourism said.

　　In years of practice, each district has used 18 kinds of martial arts and explored a feasible path of intangible protection. Huangpu District is the old city of Shanghai. As of January this year, there are 67 intangible projects in the district, covering traditional skills, folk art, traditional art, folk customs, traditional medicine and many other categories. Since 2011, Lv Xiezhuang, the municipal inheritor of "Shanghai Lantern Festival", has started teaching in Wuliqiao community, taking the first step of "not leaving behind in the community" and has taught more than 3,000 students. "The Wuliqiao community is characterized by a large number of Shanghai schools, and inheritors enter the community to teach, which is very popular with everyone." Resident Li Aihua said. In addition, Shanghai-style micro-sculptures, Shanghai-style comic books, Shanghai dialect in the Spring and Autumn Period, and Shanghai-style old songs have also taken root in the community, which has narrowed the distance between intangible cultural heritage and residents.

　　Adhering to the policy of "protection first, rescue first, rational utilization and strengthening management", Hongkou District Intangible Cultural Heritage Center rescued and recorded audio materials for nearly 50 hours, and successively edited and published 10 Yu Ben books, such as Hongkou 33 cultural shots, China folk story book Shanghai Hongkou Volume, Shikumen Life Oral and Jingwu Historical Classics. At the same time, it set up seven non-genetic learning bases and held Shikumen Lane amorous feelings.

　　The essence of intangible cultural heritage is the practice of live transmission with people as the core and life as the carrier, and it is the lifestyle of a nation, a region, a village and even a community. Baoshan District has recently added seven rural non-genetic learning spots, and inheritors have entered the village to teach, thus popularizing the intangible heritage. "In Tangwan Village, the scene of mother-in-law and aunt getting together to pick flowers is back." Zheng Xiaorong, the inheritor of Luojing Cross, felt deeply. A stitch, a thread, and a piece of cloth, without stretching or proofing in advance, are completely in accordance with the potential of the cloth, and the front is crossed and the back is arranged neatly, which is called cross-stitch. Through the "non-legacy in the community", Zheng Xiaorong and other inheritors returned to the countryside with cross-cutting cultural and creative designs. Coasters, bookmarks and small mirrors quickly attracted villagers with more time. "Old objects need to be preserved, but they should also be innovated, so that items that carry intangible skills can become daily necessities in life again."

　　Non-legacy comes from the people and should also return to the people. Zheng Xiaorong said that the inheritors also had many surprises when they entered the community and countryside. "Older villagers are familiar with traditional patterns, and the usage of marriage customs and the patterns with corners around them are all known from their mouths. Being left behind in the community is not only for inheriting skills, but also for excavating, collecting and sorting out the connotation of non-legacy in rural fields. "

　　Community inheritance is inseparable from "innovation"

　　There are 50 exhibitions, 83 music intangible projects and more than 700 inheritors. Behind this string of figures is the intangible brand "Guoyue Yayun" that Xuhui District has adhered to for four years. On the evening of June 6th, the latest issue of "Elegant Melody of National Music" — — As usual, the outstanding traditional music performance of the Yangtze River Delta was staged at Meilong Cultural Center, and the scene was packed. In addition to local community residents, many of the audience are students from music colleges in Zhejiang and Jiangsu. In June 2015, "National Music and Elegant Rhyme" was officially opened, and it has been published once a month since then, without interruption. The event invited music non-legacy projects from all over the country, and the original ecological national music such as Xi ‘an drum music, Hua ‘er, Quanzhou Nanyin, and Dong folk songs appeared successively.

　　The key to the spread and inheritance of intangible cultural heritage in the community is "innovation". "To let citizens know, be familiar with and love traditional culture, we must first innovate on the basis of tradition. Tradition does not stick to the past, and innovation does not leave the source." In order to facilitate learning, Zhu Lingbao, the municipal inheritor of Luodian Lantern, reformed the traditional method of tying lanterns, from the original binding method to the assembling method, that is, dividing a lantern into several geometric figures, tying them separately and then assembling them. "Once residents learn, the tied lanterns will be firm and not loose." The easy-to-use method of tying lanterns has greatly enhanced the public’s interest in colored lanterns and helped promote the popularization of intangible cultural heritage.

　　"Non-legacy comes from the community, inheritance and communication are based on the community, and innovation and development are also in the community." Zhang Yafei, director of Yangpu District Cultural Center, said. Yangpu used to be a large industrial area, with many skilled craftsmen, and traditional skills and traditional fine arts accounted for a large proportion. In order to encourage the innovative development of non-legacy projects and explore the channels of productive protection, Yangpu supports inheritors to set up studios, start enterprises and explore industrial operation.

　　At present, the municipal-level project building micro-sculpture has established enterprises in the cultural industrial park within its jurisdiction. The large-scale three-dimensional building micro-sculpture works "Panorama of Yuanmingyuan" and "Riverside Scene at Qingming Festival" have been acquired by the Beijing Park Management Center, and have been permanently collected in the China Garden Museum. The inheritors also assist the museum to make gardens that have disappeared in China history every year for research by scientific research institutions. The inheritor of Jiangwan Mianhua Project set up a personal enterprise, entered the city’s public cultural resources distribution platform, and spread the noodle making skills to community residents. The inheritors of Shanghai Flower Classic set up a studio to cooperate with cultural enterprises to develop paper-cut works of art and provide non-legacy cultural gifts for cross-regional cultural exchanges of the district government.

　　"There are several key words, inheritance, inheritance and tradition. The most important thing is to pass on people, and finally protect our traditions. " Qiao Jianzhong, distinguished professor of Xi ‘an Conservatory of Music, who has been engaged in the research of intangible cultural heritage protection for a long time, believes that intangible cultural heritage protection needs the joint efforts of the government, inheritors and society. "Just like going against the current, although some original life scenes and labor scenes no longer exist, they can be preserved through audio and video, and they can be closely integrated with people’s lives through intangible cultural heritage in the community."

　　The recent intensive bank annual reports show that the retail business is becoming an important source of income for many banks, accounting for even more than half of the revenue in some joint-stock banks. Among them, credit card business has become the "main force" of bank retail business. In the past year, the volume of cards issued by five banks, including ICBC, CCB and BOC, has exceeded 100 million, and the total credit of credit cards has also increased significantly. Experts said that the enhancement of consumption driving force and the promotion of strict financial supervision are the main reasons driving banks to launch their retail business. Among them, the operation mode of credit card business is relatively simple and the profit mode is diverse, which has become the main force point of bank retail business. However, it is worth noting that with the substantial increase in the number of cards issued, the non-performing rate of credit cards has also risen, and the risks brought about by this are worthy of vigilance.

　　What is the focus on retail business?

　　The annual reports of many banks show that retail business is becoming an important source of income, accounting for more than half of the revenue in some joint-stock banks. For example, in 2018, China Merchants Bank’s retail financial business revenue was 123.257 billion yuan, a year-on-year increase of 16.04%, accounting for 52.69% of the total revenue. Ping An Bank’s retail business revenue was 61.883 billion yuan, a year-on-year increase of 32.5%, accounting for 53.0% of the total revenue. The net income of retail business of Shanghai Pudong Development Bank was 66.326 billion yuan, with an increase of 16.15%, accounting for 42.48% of the bank’s net operating income, making it the largest revenue segment.

　　The Postal Savings Bank, which was included in the sequence of "large state-owned commercial banks" for the first time this year, also made clear its strategic goal of continuing to develop its retail business. At the performance conference of the Postal Savings Bank, Zhang Jinliang, the proposed chairman, said that the Postal Savings Bank will adhere to the strategic vision of "building a first-class large-scale retail commercial bank" and continue to consolidate the strategic foundation position of the retail business. Around this strategic goal, the Postal Savings Bank is now vigorously promoting business transformation.

　　Why are banks so enthusiastic about retail business? Dong Ximiao, vice president of Chongyang Financial Research Institute of Renmin University of China, said in an interview with the Economic Information Daily that there are important internal and external reasons why commercial banks have invested in retail business. First of all, China’s economic environment has entered a stage of high-quality development, and consumption has become the first driving force for economic growth, promoting the development of bank retail business. Secondly, with the continuous promotion of strict financial supervision, the regulatory requirements for corporate business and inter-bank business of banks have been continuously improved, some businesses have shrunk, and retail business has become a new growth point. The narrowing of spreads, financial disintermediation and the increase of bad pressure also make the development of retail business an inevitable trend. In addition, the development of financial technology also brings more opportunities to the retail business of banks.

　　However, Dong Ximiao also said that the strategic strength of banks in retail business remains to be seen. "The investment cost of retail business is high. Most of the existing retail business models are characterized by cost-driven and crowd tactics, which are time-consuming and laborious, difficult to make profits and slow to get results." He said.

　　The surge in credit card volume has spurred revenue growth.

　　Among many retail businesses of banks, credit card business is particularly eye-catching. As can be seen from the annual reports of many banks, the volume of credit cards soared in 2018, and the credit card business became the "main force" for banks to transform into retail business.

　　The report on the overall operation of the payment system released by the central bank recently shows that in the past two years, the number of credit cards issued in China has increased by 221 million; The per capita holding of credit cards rose from 0.31 to 0.49. The total credit granted by bank cards increased by 6.26 trillion yuan, while the balance of credit payable increased by 2.79 trillion yuan.

　　This "Great Leap Forward" momentum of credit cards can also be seen from the 2018 bank annual report. According to the annual report of CITIC Bank, by the end of last year, the bank had issued a total of 67.05 million credit cards, an increase of 35% over the end of last year. In the whole year, 17.48 million new cards were issued, an increase of 43% over the previous year. According to the disclosure of Shanghai Pudong Development Bank, by the end of last year, the bank had issued 56.5 million credit cards, a year-on-year increase of 37%; The number of cards in circulation was 37.5 million, an increase of 40% over the end of last year.

　　Judging from the overall scale of credit card issuance by banks, among the banks that disclose credit card performance at present, ICBC occupies a dominant position in terms of scale, with the total number of credit cards reaching 151 million. In 2018, after ICBC, CCB and China Merchants Bank, the card issuance scale of BOC and ABC also exceeded 100 million.

　　Dong Zheng, a credit card researcher, said in an interview with the Economic Information Daily that the reason why credit cards can become the focus of banks’ retail efforts is because they have obvious advantages compared with other traditional retail businesses. First of all, the credit card business relationship is relatively simple. "Unlike savings cards, credit cards don’t need deposits or funds. Cardholders can conduct corresponding business operations without establishing traditional account relationships with banks. For banks, the business model is simpler." Dong Wei said. Secondly, Dong Zheng pointed out that credit card development scenarios and profit models are more diverse, and people can be subdivided through consumption characteristics to achieve accurate positioning of different customers.

　　With the rapid increase in the volume of credit cards, credit card transactions have increased substantially, and the income of related businesses has also risen. According to the annual report data, in 2018, China Merchants Bank’s credit card operating income reached 66.7 billion yuan, ranking first among the banks that have announced the credit card business revenue. Everbright Bank is 39 billion yuan, with a growth rate of over 39%, ranking first in the growth rate.

　　Wang Ximei, an analyst at Analysys Financial Center, told reporters that in the transformation of the bank’s retail business, the credit card business has strong profitability, which can also drive the development of other banks’ businesses and bring a large increase in revenue for banks. At present, the main income sources of credit cards are interest income and installment fees. Interest income mainly comes from the interest charged by the bank for the cardholder’s failure to fully repay the credit card overdraft; The installment fee is the fee charged by the bank for the cardholder’s installment repayment, including cash installment, bill installment, consumption installment and merchant installment.

　　The risk of rising credit card non-performing rate needs to be vigilant

　　According to central bank data, as of the end of 2018, the total outstanding credit of credit cards overdue for half a year was 78.861 billion yuan, accounting for 1.16% of the credit balance of credit cards, down 10.48% from the previous month, but up 18.92% from the same period last year. Insiders pointed out that it can be seen from the data that although year-end supervision has played a certain role in risk management and control, credit card risks are still under great pressure as a whole.

　　From the perspective of specific banks, the non-performing rate of credit cards in some banks has also shown signs of rising. For example, in 2018, the balance of credit card non-performing loans of CITIC Bank was 8.195 billion yuan, with a non-performing rate of 1.85%, up 0.61 percentage points from the end of last year; The overdue credit card loans reached 15.85 billion yuan, with an overdue rate of 3.59%, up 0.84 percentage points from the end of last year. The balance of credit card non-performing loans of Shanghai Pudong Development Bank was 7.832 billion yuan, with a non-performing rate of 1.81%, up 0.49 percentage points from the end of last year, and rising for two consecutive years. The NPL ratio of credit card loans of Ping An Bank was 1.32%, up 0.14 percentage points from the end of last year.

　　In view of the risk of credit card business, the annual report of CITIC Bank pointed out that in recent years, personal consumer finance business has developed at a high speed, personal loan business has gradually expanded from commercial banks to various consumer finance companies and Internet platforms, and the phenomenon that individual consumers borrow from many financial or quasi-financial institutions at the same time is increasing. Affected by the macro-economic and regulatory environment, the asset quality of the co-debt customers has shown some signs of deterioration, and it has affected the credit card industry to some extent.

　　Dong Zheng said that the current credit card risks mainly come from Internet finance fields such as online loans. "For example, some people rely on credit cards to cash out and then invest their money in online lending platforms. Once these online lending platforms have problems, the corresponding risks will be transferred to the issuing bank." He said. In this regard, he said that banks should strengthen big data risk control, effectively screen high-quality customers and reduce potential risks. At the same time, banks should also reasonably control the credit line, do not blindly take high credit as bait to attract customers, but also avoid multi-head credit and repeated credit.

　　Wang Ximei said that the sharp increase in credit card issuance may have potential risks such as excessive credit to low-end customers and joint debt. Credit card risk management can be strengthened by optimizing customer base structure, focusing on tapping high-quality customers, optimizing credit card risk control system and strengthening overdue collection of credit cards.