The COVID-19 epidemic has repeatedly delayed the start of colleges and universities all over China, which is undoubtedly an unexpected test for 8.74 million college graduates who should have finished their graduation projects, found jobs or studied abroad nonstop since February.

　　In the face of the employment season disrupted by the epidemic, the Ministry of Education issued a notice calling for innovation to promote online employment services and encourage online interviews to sign contracts; The school guides students to adjust their graduation design plan in time to help them successfully complete their papers and topics; Some students have the opportunity to visit a variety of academic resources for free during the epidemic period to improve their own research; Some people take part in various video interviews while preparing for Selected Graduates and civil servants. Everyone tried their best to break through in this fierce battle against the epidemic.

　　The epidemic situation highlights the importance of public health-related majors.

　　Xiao Chen, a third-year boy majoring in pharmacy in a medical college in Shanghai, originally planned to complete the graduation project experiment in March and graduate in June. Because he could not return to school to do the experiment as scheduled, he was facing a series of troubles, such as delayed graduation, difficult employment and difficult settlement.

　　The school recently issued a notice, allowing graduate students to apply for degrees in two batches in June and August. Xiao Chen estimated that if school starts at the end of March, he and most of his classmates will graduate in August. "According to the usual practice, the Shanghai College Graduates Employment Guidance Center will issue a notice every May, requiring undergraduate and master graduates to submit (settle down) relevant materials in June. This year, the guidance center has not given a pre-warning for the epidemic, and I have no bottom in my heart." Xiao Chen said.

　　On the other hand, Xiao Chenxian feels that the uncertainty of medical students’ job hunting has become greater recently. Xiao Chen said that the recruitment methods of hospitals are not as flexible as those of enterprises, and most of them take offline interviews. Recently, most hospitals are busy fighting the epidemic, and foreign students have not returned to Shanghai, which has put the recruitment plan on hold. He and many students around him are still in the stage of submitting resumes and waiting for news. "If you delay for half a year and become a graduate of 2021, the employment competition may be more intense." Xiao Chen said.

　　The epidemic also caused some medical students to be blocked from collecting research data when writing their graduation thesis. In order to solve the practical difficulties encountered by students, the School of Public Health of Lanzhou University fully understands students’ demands through questionnaire survey. In view of the concern that a few students can’t carry out experiments and research, it is suggested that the instructor should complete the graduation project in the form of a summary or based on the contents of the COVID-19 epidemic, and report it to the academic affairs office of the school.

　　Wang Junling, vice president in charge of college teaching, said that the epidemic situation has, to a certain extent, highlighted the importance of public health in promoting the construction of a big health system in the new era, enhanced the professional awareness of students at school, and determined the future career planning of graduates or graduates this year.

　　Yao Min, who studied preventive medicine in Suzhou University and now works in the infection management department of a comprehensive 3A hospital in Suzhou, participated in the epidemic prevention work. In the view of this post-90s public health doctor, the outbreak of the COVID-19 epidemic has exposed many problems in the public health service system, such as epidemic prevention and control, medical and health resources, and emergency handling of public health emergencies. Accordingly, it will provide ideas for constructing the concept of "great health" and "great health" in the future and the construction of infectious disease epidemic prevention and control system.

　　She predicted that after the epidemic, from the top, a change was about to take place. The disease control department and relevant departments of the hospital will increase the introduction of talents and promote the improvement of staff skills. "Only by bridging the gap between public health and clinic can society and individuals pay attention to health together and participate in ‘ Healthy China ’ In the process. " Yao Min said.

　　In this regard, she suggested that schoolmates should cultivate their practical ability in their daily study; In particular, graduates who are preparing for job hunting should cherish internship opportunities, change their employment concepts, and experience and grow in places that really need them. Employers, when selecting talents, should remove some administrative issues as much as possible and pay attention to business assessment.

　　During the epidemic, you can visit a variety of academic resources for free and explore how to turn crisis into opportunity.

　　Like medical majors, the papers of graduates from engineering and agronomy also encountered difficulties such as being unable to carry out experiments, visiting and investigating due to the epidemic situation. During the interview, students from some universities in Shanghai, Beijing, Wuhan, Lanzhou and other places said that the college allowed graduates to replace the original topics with literature review or simulation experiments after consulting with the instructors.

　　Chen Yue (pseudonym), a senior girl in the School of Chemical Engineering of a science and engineering university in Shanghai, told the reporter that in mid-February, the college informed that the graduation project of undergraduates could not be experimented. As a result, more than 400 students’ papers were all changed to simulation experiments.

　　But the real operation of the simulation experiment is not as smooth as imagined.

　　Chen Yue’s topic is the study of hydrogenation effect of bimetallic hydrogenation catalyst, which has changed from experimental project to molecular simulation calculation. The teacher has no time to guide, so she has to figure it out by herself, and it takes at least two or three months to learn software, which makes her unable to start at the moment.

　　Liberal arts students have not been spared. Years ago, Yan Fucheng, a senior male student in College of Humanities, Gansu Agricultural University, decided on the direction of his thesis — — A field survey on the relocation work in Huan County, Gansu Province. However, after the outbreak, it is unrealistic to go to the investigation point nearly 40 minutes away from home. In order to finish the thesis on time, Yan Fucheng used telephone interview. After several attempts, he found that the effect "can only reach the expected 30% at most". Now, he intends to consolidate the summary part under the remote guidance of the teacher. When the epidemic is over, he will invite a "guide" who is familiar with the local area to accompany him to the scene for an interview.

　　Limited by objective conditions, it takes more energy to complete graduation thesis. However, some people used the opportunity of free access to a variety of academic resources during the epidemic to consult a large number of documents and improve their own research. Niu Jingye, a graduate student majoring in chemistry at Lanzhou University, submitted a chapter in his graduation thesis to a journal in the form of a small paper during the isolation period, and now it has entered the review process. In Niu Jingye’s view, self-discipline is a good medicine to relieve anxiety.

　　"The premise is to determine your research direction earlier after entering the school, and strive to complete most of the experimental work and get the core data in the first half of the third semester." Niu Jingye said that he would not be disturbed by unexpected situations before graduation. On the contrary, I can use my free time to settle down and make a reasonable plan for my life.

　　More preparation on the road to employment will give you more hope.

　　The employment problem is a hurdle facing the 2020 graduates. According to the data released by the Ministry of Education, there will be 8.74 million fresh graduates this year, a record high. Affected by the epidemic, those college students who have sent their love for spring and originally planned to go abroad for further study have also encountered various unexpected situations.

　　Due to the cancellation of the IELTS test in February and March and the lock-in of the test position in April, Li Manning, a senior girl from the Business School of East China University of Science and Technology, temporarily suspended her study abroad plan. After turning to job hunting, she observed that the number of business jobs was small this spring, and she was more inclined to science and engineering with programming ability. For example, banks needed more IT jobs for back-office system maintenance. A variety of factors are superimposed, resulting in very few students getting an offer.

　　Some students who have found jobs are also worried. A master student majoring in biochemistry at Huazhong Agricultural University told the reporter that he was admitted to a public institution. At the beginning, he was required to get a diploma and a degree certificate at the end of July, but now he has not finished the experiment, and he may face a delay in graduation, which may affect the political review of the unit and make it impossible to enter the job smoothly. There are also students around him who have signed a biology company. They originally agreed to submit the materials for review in April, but they are worried that they will not be able to return to school then.

　　With the positive progress in epidemic prevention and control, the pace of returning to work in various places has accelerated, and the job market has recently begun to warm up.

　　According to the "2020 Spring Recruitment Employment Market Tracking Report" recently released by BOSS, the first rapid growth point of talent demand appeared in the employment market on February 24th. The job demand of small and micro enterprises has recovered. The scale of talent demand for large enterprises with a scale of more than 1,000 people has recovered to 90% in the same period of 2019. Among them, 30% of the new jobs in the Internet industry are technical, opening a new round of grabbing people. The demand for jobs in the transportation/logistics industry has returned to the same level as last year.

　　The Ministry of Education even "named" clinical medicine, public health, integrated circuits, artificial intelligence, preventive medicine, emergency management, aged care service management, e-commerce and other majors, saying that after investigation, the social demand for talents in these disciplines will be relatively strong in the future. "This is obviously a good momentum. The key point lies in whether enterprises see this and the guidance and support of the government." Professor Yang Luming from the Department of E-commerce, School of Business Administration and Tourism Management, Yunnan University, said that as far as this major is concerned, the effective cooperation between logistics and e-commerce will create greater economic benefits.

　　Thanks to the "double election in the air" organized by the school, Liu Dan, a girl from Henan who missed the autumn entrance examination for postgraduate entrance examination, was invited to join an educational institution. According to the requirements of the other company, I completed a written test paper and recorded a trial video for more than 10 minutes.

　　Liu Dan admits that online recruitment has not reduced the difficulty from the assessment methods to the assessment contents, and still adheres to the principle of "selecting the best". She made a lot of efforts to get through customs smoothly. Especially in the recording session of the trial lecture with a submission time limit of less than 3 days, she first spent an afternoon preparing the lesson plan, then practiced it repeatedly and recorded it for more than 10 times before choosing a more satisfactory version.

　　In this regard, she suggested that graduates who want to make some gains in the spring recruitment should identify their job hunting goals, pay attention to the recruitment information pushed by teachers and class cadres, and actively participate in online interviews that suit them. "The most important thing is to seize every opportunity and prepare more with one hand, and they will have more hope."

　　Chen Guo, who works as a human resource manager in an advertising company in Beijing, has participated in school recruitment for many years. Recently, his company has admitted a recent graduate from capital university of economics and business. Under the epidemic situation, she suggested that students who are looking for a job should be clear about their career direction and look at the development prospects of the position and the company; Recognize your own ability and value at this stage; Do a good job in psychological construction of tight wallet in the first two years of the workplace. At the same time, pay attention to details and be prepared.

　　Zhu Junfan, the person in charge of the online recruitment platform for educational institutions, told reporters that due to the sharp increase in the demand for online education during the epidemic, the number of online education institutions has increased rapidly. "For example, the online counseling agency headquartered in Hangzhou ‘ Mingshitang ’ Within two months, the recruitment demand rose from 200 to 2000; Online educational institutions ‘ Ape counseling ’ A few days ago, a push was released to recruit 10,000 people; Online education institution in Beijing ‘ Learn from whom ’ I plan to recruit 3,500 tutors in the near future, and their HR told me that I can receive thousands of resumes every day in these two days. "

　　In Zhu Junfan’s view, some college students who find it difficult to find jobs are not without access, because they ignore the needs of the industry. In fact, most of the students recruited by these educational institutions are fresh graduates and are not limited to majors. As far as he knows, many fresh graduates have already got an offer through online recruitment, and some have signed a tripartite agreement online.

　　Zhongqingbao Zhongqingwang Trainee Reporter Wei Qimeng Harper Source: China Youth Daily

　　According to the websites of the Taiwan Affairs Office of the Central Committee of the Communist Party of China and the Taiwan Affairs Office of the State Council, with the approval of the CPC Central Committee, it was decided to launch a national commendation activity for advanced collectives and individuals working in Taiwan. Guided by the Supreme Leader’s Socialism with Chinese characteristics Thought in the New Era, the selection work thoroughly implements the important exposition of the Supreme Leader’s General Secretary on Taiwan’s work and the decision-making arrangements of the CPC Central Committee on Taiwan’s work, meets the important instructions of the Supreme Leader’s General Secretary on "loyalty to the party, professionalism and strict discipline", and strictly implements the procedures of grassroots recommendation and "two trials and three publicity". According to the standards of strong leadership, good team building, outstanding work performance and good response from the masses, 20 units including Taiwan Province Work Office of Xicheng District Committee of the Communist Party of China were selected as "advanced collectives in the national Taiwan work system", and 50 comrades including Jin Xiuqing were selected as "advanced individuals in the national Taiwan work system" according to the standards of excellent political quality, outstanding professional ability, exemplary compliance with the system regulations and recognition by cadres and the masses.

　　Carrying out the national commendation activities for Taiwan’s work system fully reflects the great importance attached by the CPC Central Committee with the Supreme Leader as the core to Taiwan’s work, and the cordial care and encouragement for all comrades in the Taiwan work system. Under the guidance of Socialism with Chinese characteristics Thought of the Supreme Leader in the New Era, all comrades in the work system for Taiwan should fully implement the spirit of the 19th National Congress of the Communist Party of China and the Second, Third, Fourth and Fifth Plenary Sessions of the 19th Congress, unite more closely around the CPC Central Committee with the Supreme Leader as the core, further strengthen the "four consciousnesses", strengthen the "four self-confidences" and achieve the "two safeguards", and constantly improve political judgment, political understanding and political execution. Take the commended units and individuals as examples, learn from the advanced, strive to be the advanced, always adhere to the political character of loyalty to the party, professional expertise and strict discipline, and always maintain the spirit of taking responsibility, pioneering and pioneering, so as to promote the peaceful development and integrated development of cross-strait relations, promote the process of peaceful reunification of the motherland and contribute to the great rejuvenation of the Chinese nation.

　　Annex: 1. Advanced collective of the national Taiwan work system

　　2. Advanced individuals in the national Taiwan work system

　　The Central Committee of the Communist Party of China Taiwan Province Work Office Taiwan Province Affairs Office of the State Council

　　October 15, 2021

　　Annex 1

　　Advanced collective of the national Taiwan work system

　　Taiwan Province Work Office of Xicheng District Committee of CPC Beijing Municipality

　　Taiwan Province Work Office of Tianjin Binhai New Area Committee of CPC

　　Taiwan Province Work Office of Qiqihar Municipal Committee of the Communist Party of China

　　Party Committee of Taiwan Province Work Office of CPC Shanghai Municipal Committee

　　Taiwan Province Work Office of Huaian Municipal Committee of the Communist Party of China

　　Taiwan Province Work Office of Jiaxing Municipal Committee of CPC

　　Taiwan Province Work Office of Hefei Municipal Committee of CPC

　　CPC Xiamen Haicang District Committee, Taiwan, Hong Kong and Macao Work Office

　　Taiwan Province Work Office of CPC Nanchang Municipal Committee

　　Shandong Province Ji ‘nan Jiyang District Taiwan Economic Development Service Center

　　Publicity Office of Taiwan Province Work Office of CPC Henan Provincial Committee

　　CPC Huangshi Municipal Committee Taiwan Province Work Office

　　Dongguan Municipal Committee of the Communist Party of China Taiwan, Hong Kong and Macao Work Office

　　Haikou Taiwan Province Affairs Office

　　Taiwan Province Work Office of CPC Lanzhou Municipal Committee

　　The Central Committee of the Communist Party of China Taiwan Province work office secretariat.

　　Department of Utilization of Foreign Capital and Overseas Investment of National Development and Reform Commission (Hong Kong, Macao and Taiwan Office) Overseas Investment Division 4

　　Department of International Cooperation and Exchange of Ministry of Education (Hong Kong, Macao and Taiwan Office) Hong Kong, Macao and Taiwan Office

　　Taiwan Province Office of Taiwan, Hong Kong and Macao Department of Commerce

　　Association of Medical Exchanges Across the Taiwan Straits

　　Annex 2

　　Advanced individuals in the national Taiwan work system

　　Jin Xiuqing (female)Director of the Second Division of the Taiwan Affairs Office of Beijing Municipal Committee, Deputy Secretary of the Party Committee and Secretary of the Discipline Inspection Commission.

　　Jia YufeiChief, Comprehensive Section, Taiwan Affairs Office, Haidian District Committee, Beijing

　　Liu YuDeputy Director of the United Front Work Department of Tianjin Heping District Committee and Director of the Taiwan Affairs Office of the District Committee

　　Han minghuiChief, United Front Work Section, United Front Work Department, Xingtai Municipal Committee, Hebei Province

　　Feng Yanqin (female)Deputy Director of Yuci District People’s Government Office, Jinzhong City, Shanxi Province, Director of District Taiwan Affairs Office

　　Shi hongbinChief of Section 6 of United Front Work Department of Wulanchabu Municipal Committee of Inner Mongolia Autonomous Region

　　Liu WeiminDirector of Party Committee Office (Secretariat) of Taiwan Affairs Office of Liaoning Provincial Committee

　　Ma PengfeiDirector of Taiwan Exchange and Communication Department and Taiwan Propaganda Department of United Front Work Department of Jilin Municipal Committee, Jilin Province

　　Sun YichangFirst-level Director of Liaison Office of Taiwan Affairs Office of Shanghai Municipal Committee

　　He Wenqian (female)Shanghai Taiwan compatriots service center publicity and exchange section management level 8 staff

　　Hu Jinmei (female)Director of the Secretariat of Taiwan Affairs Office of Nanjing Municipal Committee of Jiangsu Province

　　He Rongrong (female)Director of Taiwan Affairs Office of Kunshan Municipal Committee, Jiangsu Province

　　ZhujiangchuanDirector of Taiwan Affairs Office of Beilun District Committee, Ningbo City, Zhejiang Province

　　Huang xuemingDeputy Director, Changxing County Committee Office, Huzhou City, Zhejiang Province

　　Wu Zhoumei (female)Director of Taiwanese Business Service Center in Maanshan City, Anhui Province

　　Chen Shaocong (female)Director of Taiwan, Hong Kong and Macao Affairs Office of Taijiang District Committee, Fuzhou City, Fujian Province

　　Chen YuzhongChief of Liaison Section, Taiwan, Hong Kong and Macao Affairs Office, Quanzhou Municipal Committee, Fujian Province

　　Wu JialiangDeputy Director of Jinxi County Committee Office, Fuzhou City, Jiangxi Province

　　Liu Bing (female)Chief, Taiwan, Hong Kong and Macao Affairs Section, Taiwan Affairs Office, Huangdao District Committee, Qingdao, Shandong Province

　　Li Na (female)Chief, Taiwan Province Affairs Section, United Front Work Department, Jingzhou Municipal Committee, Hubei Province

　　RongyiDirector of Taiwan Compatriots Reception Office, Zhuzhou City, Hunan Province

　　Li Jia (female)Head of Foreign Affairs, Hong Kong, Macao and Taiwan Province Affairs Group, Xiangtan County Committee Office, Xiangtan City, Hunan Province

　　Lin QingheDirector of Taiwan Affairs Office of Zhongshan Municipal Committee of Guangdong Province

　　Deng Hongping (female, Zhuang nationality)Executive Deputy Minister and Director of Taiwan Affairs Office of the United Front Work Department of Longlin Autonomous County Committee, Baise City, Guangxi Zhuang Autonomous Region

　　Jiang Xin (female)First-level Director of Personnel Secretariat of Taiwan Affairs Office of Chongqing Municipal Committee

　　Zhang tongChief of Liaison Section, Taiwan Affairs Office, Yuzhong District Committee, Chongqing Municipality

　　Chen ZhilongSecond-level Director, Comprehensive Research Division, Taiwan Affairs Office of Sichuan Provincial Committee

　　Wang liancaoChief of Taiwan Economic Section, Taiwan Affairs Office, Yibin Municipal Committee, Sichuan Province

　　Wang Ruoyi (Miao nationality)Chief, United Front Work Section, Hong Kong, Macao and Taiwan, United Front Work Department, Anshun Municipal Committee of Guizhou Province

　　Zhao Chunli (female)Chief, Taiwan Affairs Section, United Front Work Department, Baoshan Municipal Committee, Yunnan Province

　　Liu ChangfengDeputy Director of Taiwan Province Work Department of United Front Work Department of Xizang Autonomous Region Party Committee

　　Wang Ling (female)Taiwan Province Affairs Section Chief, Taiwan Affairs Office, Ankang Municipal Committee, Shaanxi Province

　　Qiang Ying (female)Director of Taiwan Affairs Office of United Front Work Department of Yan ‘an Municipal Committee of Shaanxi Province

　　Ye Qing (female, Tu nationality)Third-level Chief Clerk of Comprehensive Section (Hong Kong, Macao and Taiwan Affairs Section) of Taiwan, Hong Kong and Macao Affairs Office of Xining Municipal Committee, Qinghai Province

　　Wang Yang (female)Deputy Director of Hong Kong, Macao and Taiwan Affairs Office of Ningxia Hui Autonomous Region Committee

　　Cha Rong (female)Third-level Director of Economic Exchange Department of Taiwan Affairs Office of Xinjiang Uygur Autonomous Region Committee

　　Chen Lijuan (female)Section Chief, United Front Work Department (Taiwan Affairs Office), Shihezi Municipal Committee, Eighth Division, Xinjiang Production and Construction Corps

　　Lu YulinFirst-class director of the research department of the Taiwan Affairs Department of the Liaison Office of Hong Kong

　　Wang XinFirst-level Director of Propaganda and Research Department of Taiwan Affairs Department of Liaison Office of Macao.

　　Xiao Mingjuan (female)Director of the Second Division of the Research Bureau of the Taiwan Affairs Office of the Central Committee

　　Tan Cai (female)First-level director of the Party Committee Office of the Taiwan Affairs Office of the Central Committee

　　Chen Xiaoxing (female)Senior Editor, Hong Kong, Macao and Taiwan Department, Overseas Edition of People’s Daily

　　Liu Chaonan (female)The Taiwan Affairs Office of the All-China Federation of Trade Unions manages seven-level staff.

　　Luo Yanwen (female)Secretary of the Communist Youth League Committee of Kunshan Economic Development Zone, Jiangsu Province

　　Li yujunProject Director of China International Science and Technology Exchange Center

　　Xu RongkunAssistant to the second-level judge of the trial court of Taiwan-related cases in Xiamen Intermediate People’s Court, Fujian Province

　　Zhao Ying (female)Technical Director of China Institute of Electronic Technology Standardization

　　Xia yongxingDeputy Chief of the Office of National Security Corps of Chongqing Public Security Bureau

　　Fu Shuangqi (female)Senior reporter of Xinhua news agency’s foreign news editorial department

　　Chen xuanshiReporter of Chinese Global Program Center of Central Radio and Television General Station

"Since the 1960s, the light industrial products produced in Shanghai have experienced unprecedented prosperity in the next 30 years, just like the sudden arrival of midsummer, the irresistible bright sun."

In the memory of Chen Danyan, a Shanghai writer, once all China sneakers were the best-looking warrior in Shanghai, all China butterscotch was the most fragrant white rabbit in Shanghai, and all China quilts and quilts were more respectable and solid in Shanghai. Gradually, Phoenix brand bicycles replaced British Blue Ridge bicycles, Butterfly brand sewing machines replaced American Singer sewing machines, and Shanghai brand films replaced European and American Aikefa and Kodak. A foreigner will take home all the daily necessities he bought in Shanghai. The travel bag he uses is light and strong, with the skyline of the Bund printed on it. The bag is also from Shanghai and is called "Shanghai Brand".

It is these local brands in Shanghai that jointly safeguarded the decency of Chinese people’s daily life in the last century. Now it’s been 30 years, what about those old brands in Shanghai? Since the second half of 2019, Chen Danyan has successively investigated the history and present situation of 40 old brands of light industry in Shanghai, and found that some of them have opened up a new world in line with the trend of the times, some have disappeared in the years, and some have struggled to make ends meet. As a supplement to the new edition of Shanghai in Chen Danyan, this part is presented in an independent chapter.

On February 25th, "What’s Shanghai like in Chen Danyan?" The sharing meeting will be held in the library. Looking at Chen Danyan’s "Shanghai brand all-steel watch", "Butterfly brand sewing machine", "Phoenix brand bicycle" and "Jinxing brand TV set" released in PPT, the readers were full of enthusiasm. Some of them are Shanghai natives, and they talk about what they saw when they were children. Some came from other places, saying that her parents had recalled the scene of shopping in Shanghai when they got married, and the couple specially came to Shanghai to buy a pair of Shanghai brand watches when she got married; Some were German students who came to China in the 1970s, and he still brings back several big bags of white rabbit toffee at the request of German relatives and friends. Others even suggested that Shanghai should set up a museum of light industrial products, and display all the old objects produced in Shanghai one by one, so as to jointly commemorate the time when materials were scarce but practical and romantic.

The life of an era

In fact, these 40 old brands can be found in Chen Danyan’s works. In Shanghai’s nonfiction trilogy (Shanghai’s romance, Shanghai’s golden branches and jade leaves, Shanghai’s legacy of beauty) and the Bund’s nonfiction trilogy (The Bund: Images and Legends, The Maze of Public Gardens, Becoming a Peace Hotel), Chen Danyan intentionally or unintentionally left many detailed and accurate information about objects.

For example, The Bund: Images and Legends published in 2008 wrote: "Her fiance bought a full set of high-quality household items in the Friendship Store for her family: Shanghai brand all-steel watch, Butterfly brand sewing machine, Phoenix brand bicycle and Venus brand TV set." Another example is: "Countless quilts with blue uniforms and red flowers are flying in the wind, and sometimes you can see the pure wool blanket of Phoenix brand, weaving a pattern of small flowers on all sides of a big flower group. That was the most conspicuous blanket of the year, because it was the blanket laid on the bed when Jinjiang Hotel received the President of the United States. "　

"When I first wrote these six books, I didn’t expect that one day, I would get to the bottom of these old Shanghai brands that appeared in the books. At that time, they were written in detail, mainly because they were non-fiction works and demanded more details than novels. When I did a good job of research and wrote a sentence of comments for them, I found that we could gain insight into the face of Shanghai living in that era. " Chen Danyan told The Paper that they are not only the material life of Shanghainese, but also the spirit of Shanghai.

In the process of investigation, she found Huang Mingxu, the former party secretary of Shanghai Pencil Factory No.2, to check the historical materials. Huang Mingxu is over the age of seventy, and he doesn’t know much about computers. However, he was very excited when he learned about Chen Danyan’s purpose, and told her that he would definitely help her, because no writer had ever asked him to know about the history of light industry in Shanghai-even though it was a glorious history.

Huang Mingxu is still the editor-in-chief of Shanghai Light Industry Chronicle, and he is in charge of tracing the history of Shanghai Light Industry.　

"Most of these old Shanghai brands emerged around the 1960s. At that time, everyone had a strong desire to contribute more to the construction of this country." Later, Chen Danyan discovered that there was an almost naive optimism, a kind of temperament of "let’s paddle" desperately. This spirit and temperament are shown in bright blue, red, yellow and changeable green. Especially for the use of green, grass green reminds people of the genuine trousers of teenagers in the 1970s, while gray green reminds people of the special green in the Shanghai Month brand.

"Shanghai is a city that maintains and respects daily life, but its spirit has always had the ideal of being one in the world and walking side by side with Britain and the United States." Chen Danyan said.

A simple and naive beauty

In Chen Danyan’s view, Shanghai’s light industrial products and handicrafts have actually provided a socialist city lifestyle in the long process of urbanization transformation in China. However, after the reform and opening up, the lifestyle brought by China’s own handicrafts and light industrial products, as well as people’s thinking and practice in daily life, gradually disappeared from the products provided by supermarkets and luxury goods markets all over the world.

Let’s talk about the "Shanghai bag" that is all the rage. With the gradual opening of the luggage market in 1990s, brands all over the world sold in Chinese mainland, and Shanghai brand bags were gradually discontinued. When Chen Danyan began to look for its trademark right, it found that "Shanghai Brand Bags" did not exist and could not register trademark patents. Later, she went to find its manufacturer, and also found the Shanghai Leather Luggage Factory, which was the most likely and should be the manufacturer in that year. But no one in the whole factory knew the production details, except that it was the planned economy era in Shanghai when this kind of bag was sold nationwide, and the Shanghai Light Industry Bureau sent orders to various factories in Shanghai for production, and the products were uniformly distributed and sold by the state.　

Many other old brands that have existed so far have also changed from the original "trendy benchmark" to "standard for middle-aged and elderly people". "At that time, the economic life was not developed, and the product first pursued practicality and durability, and then it was fashionable and beautiful." So she thought, is it possible to make those once popular products fashionable and beautiful, and make them become brands acceptable to everyone, especially young people?

In this way, Chen Danyan began his first attempt-redoing the bag printed with the word "Shanghai". In The Bund: Images and Legends, she once wrote about this kind of Shanghai brand bag: "The sketches of the skyline of the Bund buildings were printed on all kinds of artificial leather bags produced in Shanghai from 1960s to 1980s for the first time, and the word’ Shanghai’ was printed above the skyline. This style is simple, strong and durable, and it is equipped with zippered bags and travel bags. Because of its good quality, it is welcomed by Chinese. In the deep hinterland of China, it is a symbol of fashion. "

Chen Danyan’s new bag still uses the word "Shanghai", but it has made changes in shape and accessories to adapt to the current aesthetics, and has also made more explorations in material diversification. "When people see it at first sight, they will immediately feel that this is the bag my mother took when she was a child. This is the bag my father took when he was a child. There are very warm memories of our generation. I will think that when this bag is opened, it is the big steamed bread they brought back from the canteen, then the Reference News, and occasionally the white rabbit toffee. "　

"I think we can slowly leave the part of our lifestyle that has a common memory. They are urban heritages that are easier to disappear than buildings, but more likely to resonate. If we can do this, the lifestyle of this city is both economical and practical, as well as our simple and naive beauty. " She told the The Paper reporter, "I hope that our domestic products in Shanghai can return again and be regarded as the national trend by more young people. Only in this way can these old brands consciously adapt to the current aesthetics, not only satisfied with’ living’, but also pursuing’ living well’. "　

[Attachment] Notes made by Chen Danyan for Shanghai brand in Shanghai, Chen Danyan (part)

Shanghai brand watch

In July, 1955, the Shanghai Light Industry Bureau organized 58 masters in the watch industry in Shanghai to fight day and night for more than 50 days, and made 18 prototypes of fine horse and waterproof mechanical watches by hand, which should be regarded as the ancestor of China watches. In 1958, Shanghai Watch Factory officially established a factory and produced the first batch of Shanghai brand watches. On July 1st, 1958, Shanghai brand watches were listed in the third department store in Shanghai, and customers queued to buy them, which became a fashion in China for a while. In the late 1960s, the technicians of the watch factory selected a word "Shang" and a word "Hai" from Mao Zedong’s handwriting, and put them together into a hair style. This "Shanghai" trademark has been in use ever since. In the 1960s, Chinese, who wore a watch, had a Shanghai brand watch flashing "self-reliance" on every four wrists.　

Seagull license camera

In the early 1960s, China’s national defense, public security, news, medical care, scientific research, sports and other fields urgently needed domestic advanced SLR cameras. In the case of a rather weak industrial base, Shanghai Camera Factory was ordered to successfully develop the first advanced SLR camera in China-Shanghai DF-7 in 1964. As the first advanced SLR camera in China, Seagull camera has been well-known at home and abroad since 1960s. In that era when food and entertainment were scarce, owning a seagull license camera could make you the coolest person in Shanghai.　

Phoenix bicycle

Phoenix bicycle originated from Tongchang bicycle shop, the first bicycle shop in China in 1897, with a history of one hundred years. In May 1958, Shanghai No.3 Bicycle Factory was established, and the brand was born in the late 1950s. In the process of development, its technology is mainly independent research and development, pursuing innovation. In 2010, we reformed the system, built our own production base, and built a perfect production and supply system. Since the trademark "Phoenix" was marked on January 1, 1959, nearly 200 million consumers around the world have chosen Phoenix bicycle products.　

Butterfly sewing machine

In 1927, China’s first domestic sewing machine was born in Xiechang Sewing Machine Factory, named "Red Lion Brand". In 1940, "Red Lion" was renamed "Golden Lion". In 1946, the "Golden Lion Brand" was renamed as "Invincible Brand", which means "Beating the invincible hand in the world". In 1966, in order to avoid the suspicion of "four old" and to unify the names of Chinese and English trademarks in domestic and foreign trade, "Invincible Brand" was renamed "Butterfly Brand". In the 1970s and 1980s, it was a great honor for anyone to have a butterfly or bee sewing machine, and they were also the most important dowry for a married woman.　

Jinxing brand color TV

Jinxing brand color TV is a famous brand product of the former Shanghai TV Machine Factory (now Shanghai Radio and Television Group Co., Ltd.), which once had quite high praise and popularity. In 1978, the state approved Shanghai TV Machine Factory to introduce the first color TV production line in China. In October 1982, the color TV production line was officially completed, producing Jinxing brand color TV. Since then, Venus, as a landmark product in Shanghai, has won various national honors. In 2000, Jinxing brand color TV was eliminated in the market competition. In 2003, Jinxing brand color TV stopped production.

Baiyu toothpaste

Baiyu toothpaste is the oldest domestic toothpaste sold in the market so far, with a history of nearly 90 years, which is produced by Shanghai Toothpaste Factory. Its predecessor was China Chemical Industry Society founded in 1912. The first toothpaste in China-Samsung brand toothpaste is produced by this factory. In 1967, it was changed to Shanghai Toothpaste Factory, which is the birthplace of China Toothpaste Industry. Toothpastes with different names were produced all over China in 1950s, and most of them were obtained from Shanghai Toothpaste Factory.　

Taikang yellow card spicy soy sauce

At the end of 19th century and the beginning of 20th century, the use of spicy soy sauce was extended from western food to other foods in Shanghai. Spicy soy sauce is used in fried pork chops in Shanghai western food and in Luo Songtang. Local food, such as raw fried steamed bread, ribs rice cake and dry fried hairtail, is sometimes dipped in spicy soy sauce. In 1933, Meilin Canning Co., Ltd. first produced spicy soy sauce in Shanghai, using Meilin brand Golden Shield trademark; In 1960, the spicy soy sauce product line of Meilin Canning Co., Ltd. was handed over to Taikang Food Factory for production, renamed as "Shanghai Spicy Soy Sauce" and changed to Jinji brand trademark. In 1990, the Golden Rooster brand of Taikang Factory was changed to Taikang Yellow Card and Taikang Blue Card. Taikang spicy soy sauce is still produced and sold in Shanghai.　

Sullivan cookies from Yimin food factory

Sullivan biscuit is a biscuit brand produced by American Sullivan Candy and Biscuit Co., Ltd., which was founded in 1922. Sullivan Company mainly produces and distributes candy, biscuits, bread and other foods, which are very popular in Shanghai. In 1954, Sullivan Company was renamed Shanghai Yimin No.4 Food Factory. Most of Sullivan biscuits were renamed Taikang biscuits and continued to be welcomed by the public. In 1997, Yimin No.7 Factory and other parts were reorganized into Shanghai Guanshengyuan Yimin Food Co., Ltd. to continue to produce biscuits and sweets.　

strauss

Shanghai is the birthplace of Chinese musical instrument manufacturing industry. Shanghai Piano Co., Ltd., founded in 1895, is the first piano manufacturing enterprise in China. In 1916, Strauss piano registered its trademark in Shanghai. In 1958, the first piano produced by China’s national industry, the Strauss piano, was born here. In 1963, the company presided over the drafting and formulation of the first piano industry standard in China.

Xinhua News Agency, Tokyo, July 25th (Reporter Gong Bing, Wan Pung Chow, Zhao Yan) The Tokyo Olympic Games, which was postponed for one year, finally opened, and the athletes who had been preparing for the war for five years finally had a chance to display their fists and feet. Whether it’s the joy of Sun Yiwen’s sword to seal his throat or the frustration of two-time Olympic champion Wu Jingyu who missed the medal, it’s all part of life.

Sticking to Tokyo is a blessing for athletes and even more so for sports.

The same is true for rowers, who are dormant for five years and released once. 522 athletes are competing in the Haizhisen Water Arena, which is located between two reclamation areas in Tokyo Bay. This figure ranks among the top in the number of individual athletes in the Olympic Games. Rowing, kayaking and sailing share the reputation of water-based sports (a total of 40 gold medals).

Rowing is not well-known in China, and people may still leave the impression that Tang Bin, Jin Ziwei, Xi Aihua and Zhang Yangyang won the first gold medal in rowing in China in the women’s quadruple sculls final at the 2008 Beijing Olympic Games. But rowing enjoys a high reputation in the international sports world, as well as in the Olympic Games.

Want to know the story behind the rowing boat? Let the reporter tell you the correct way to open the rowing boat.

Knowledge point 1: It has a long history.

Rowing originated in England. In 1775, Britain formulated the first competition rules and established a rowing club. In 1829, Oxford University and Cambridge University held the first inter-school rowing competition on the Thames, which is regarded as the origin of modern rowing, and this competition continues to this day.

Rowing was originally included in the first Olympic Games in 1896. Although it could not be held because of the weather, rowing has entered the history of modern Olympic Games. At the 1900 Paris Olympic Games, the men’s rowing competition was held. In 1976, the Montreal Olympic Games set up a women’s rowing event.

On July 20th, the men’s quadruple sculls of China rowing team were in training. Xinhua News Agency reporter Zheng Huansong photo

In 1892, the International Rowing Federation was established in Italy and became the first member of the International Olympic Committee. Coubertin, the second president of the International Olympic Committee and the father of the modern Olympic movement, was a rower.

Rowing is one of the earliest modern sports in China. In 1859, there was rowing in the modern sports competition held in Waitanyuan, the intersection of Huangpu River and Suzhou River.

Knowledge point 2: Evergreen

There is no fierce physical confrontation in rowing competition, rather than a contest between opponents, it is a process of surpassing oneself. Rowers often have a long sports career, and athletes who have participated in more than three Olympic Games can be found everywhere. They became famous when they were young, and they still galloped in the field when they were not confused.

Redgrave, a famous British rower, won gold medals in five consecutive Olympic Games. Olaf Tift, a 45-year-old Norwegian rower, appeared in the Tokyo Olympic Games, which was his seventh Olympic Games.

Knowledge point 3: the pearl in the crown

There are 14 events in the Olympic rowing competition, including single, double, four and eight events, including single paddle and double paddle, which not only tests individuals, but also competes with teams.

Among them, the best rowers often appear in the single sculls event, which is the only event that relies entirely on the athletes’ strong personal ability. Players who win Olympic gold medals usually enjoy heroic honors.

But to say who is the jewel in the crown, it must be an eight-person boat.

Eight-person boat is the only rowing event in the Olympic Games that retains the helmsman. Because rowers compete with their backs to the finish line, the helmsman becomes the only one facing the finish line, so the eight-person boat is actually a cooperative project of nine athletes. The helmsman is the soul of the team, controlling the direction, grasping the rhythm, judging the situation and inspiring teammates. The eighth position closest to the helmsman is often the core member of the eight-person boat, which controls the paddle frequency rhythm of the whole boat. The rowers in the middle are called power rowers, and they need to paddle powerfully to make the rowing boat move forward quickly. At the No.1 and No.2 positions near the bow, the rowers should keep the balance of the boat while rowing. Eight-person boat is the perfect combination of athletes’ individual ability and team spirit.

The eight-person boat has the fastest speed, the neatest cooperation and the strongest strength display in rowing. If you overlook the game from the air by aerial photography, the appreciation of the final of the eight-person boat can only be described in one word: awesome! The final of the eight-person boat has always been the finale of the Olympic Games.

On July 24th, the players of China team competed in the women’s eight-person single-paddle helmsman preliminary round. Xinhua News Agency reporter Zheng Huansong photo

Rowing competition is often fierce, and the medals in an Olympic Games are usually scattered. If you can win two or three gold medals, you will be regarded as a rowing power.

Knowledge point 4: aristocratic movement? Civilian movement?

In 1829, Oxford University and Cambridge University held the first inter-school rowing competition on the Thames, which was regarded by many as the origin of modern rowing. Since then, modern rowing has been inseparable from prestigious schools, which are closely related to the aristocratic class. Rowing is highly respected by the upper and middle class in Britain. This kind of team event requires tacit cooperation and etiquette of the players, as well as the support of family members. Rowing provides a social place for the upper class.

Different from the previous aristocratic and elite, rowing has become a national sport in Britain after entering the modern society. There are hundreds of rowing clubs in Britain, most of which are located in communities. Many British middle schools regard rowing as one of the important extracurricular activities for students.

In China, rowing is no longer as hard to reach as it used to be. There is a rowing club in Shunyi Olympic Water Park, and the holding of events such as land rowing, enterprise masters and prestigious schools has also stimulated people’s interest in rowing. On the one hand, rowing keeps its "aristocratic attribute" of respecting etiquette, on the other hand, it is accelerating the popularization and marketization, and the development space is increasingly broad.

Knowledge point 5: Olympic love

China rowing has won 1 gold, 4 silver and 4 bronze in previous Olympic Games, involving 23 athletes. Among them, the first medal was won in 1988, and the first gold medal was won in 2008. After 13 years, is China rowing expected to see gold again?

On July 20th, the women’s quadruple sculls of China rowing team were in training. Xinhua News Agency reporter Du Yiyi photo

Judging from the current situation, the women’s quadruple sculls team of China, the world champion in 2019, advanced directly to the finals of Group A in the Olympic preliminaries, and the lead over the second place in the group was as high as 4.30 seconds, so there is great hope for winning gold.

Editor: Wang Qinou, Yu Sihui, Zhao Jiantong and Zhang Yueyuan (internship)

Produced by Xinhua News Agency Tokyo Olympic Games Reporting Group

　　The number of scoring subjects in the middle school entrance examination was reduced to six, the scores of history, geography, chemistry and biology were presented in grades, the written examination of morality and rule of law was adjusted from closed book to open book, and the experimental operation of physics subjects was included in the senior high school entrance examination score … …

　　On September 26th, the Beijing Municipal Education Commission held a press conference to release and interpret the "Implementation Opinions on Further Promoting the Examination Enrollment Reform in Senior High Schools" (hereinafter referred to as "Opinions").

　　The scoring subject has been "greatly subtracted"

　　Li Wei, director of the Beijing Municipal Education Commission, introduced that this reform aims to continue to implement the requirements of the Ministry of Education on the junior high school level examination, which is "open for all subjects and use for all examinations". According to the characteristics of different disciplines, the junior high school level examination subjects are divided into three categories: examination, examination and assessment.

　　According to the requirements of the Opinions, the reform of the senior high school entrance examination will be implemented from the current eighth-grade students.

　　After the reform, the subjects of the senior high school entrance examination include morality and rule of law, Chinese, mathematics, foreign languages, physics, physical education and health. The scores of Chinese, mathematics and foreign languages are all 100 points, including 60 points for written foreign languages and 40 points for listening and speaking tests. Morality and rule of law score 80 points, including 70 points for written test and 10 points for comprehensive quality evaluation. Physical score is 80, including 70 for written test and 10 for experimental operation. The score of sports and health is 70 points, including 30 points for on-site examination and 40 points for process assessment.

　　The examination subjects include history, geography, chemistry and biology, and the grades are presented in grades, which are divided into A, B, C and D from high to low. The examination subjects are used for graduation and reference in further studies.

　　The examination subjects include information technology, art, labor and comprehensive practical activities, and the results are presented as qualified or unqualified for graduation and reference in further studies.

　　In terms of organization and implementation, the examination subjects will be unified by the whole city and graded by districts. The written examination of ethics and rule of law, Chinese, mathematics, foreign languages and physics is arranged in the second semester of grade nine. The physical education and health examination is implemented step by step in accordance with the Beijing Compulsory Education Physical Education and Health Assessment Scheme. The foreign language listening and speaking test adopts the computer test method, which is separated from the written test and has two test opportunities, which has not changed compared with the past.

　　Returning to subject accomplishment and doing "small addition"

　　It is worth noting that in the subjects of the reformed senior high school entrance examination, the written examination of morality and rule of law has been adjusted from closed book to open book, and the comprehensive quality evaluation has been included in the results of the senior high school entrance examination; Physics subjects include experimental operations in the results of the senior high school entrance examination.

　　Li Wei introduced that morality and rule of law should pay attention to students’ good moral quality and behavior development. Open-book examination is not to let students look up answers from books, but to give new situations, new materials and real questions. If the answers are reasonable, they will be given points. The physics experiment operation is included in the results of the senior high school entrance examination, aiming at guiding the cultivation of children’s practical ability and innovative consciousness through scene and experiential physics learning.

　　In this reform, history, geography, chemistry and biology were changed from examination subjects to examination subjects, and the results were presented in the form of grades. Li Wei introduced that the adjustment of examination subjects is comprehensively determined according to the subject characteristics, class schedule and course standard requirements of related subjects in junior high school. In junior high school, these four subjects are mainly to stimulate students’ interest in learning and cultivate subject thinking, thus laying the foundation for senior high school learning. The purpose of adjusting these four subjects into examination subjects is to get rid of the examination and return to the teaching itself, encourage teachers to better organize teaching activities from the characteristics of disciplines and students’ cognitive laws, guide students to maintain curiosity and thirst for knowledge, learn to find and solve problems in real situations, and have the ability to explore and innovative spirit.

　　Take multiple measures to ensure the effectiveness of the policy

　　Is it necessary to learn the subjects that are no longer included in the senior high school entrance examination results? Will it cause the separation of junior high school and senior high school subjects?

　　He Shanshan, a chemistry teacher in Beijing No.171 Middle School with 25 years’ teaching experience, told reporters that the reform of the senior high school entrance examination has adjusted the chemistry subject into an examination subject, reduced the burden of students’ examination, further promoted teachers and students to return to chemistry learning itself, and inspired teachers to better organize teaching activities from the characteristics of the subject and the cognitive laws of students. In view of how to do a good job in chemistry teaching under the background of senior high school entrance examination reform, He Shanshan suggested that experiments should be taken as the starting point to guide students to find and solve problems in experimental inquiry activities, build and use models, understand the ins and outs of knowledge, understand the subject thinking methods and develop innovative thinking ability. We should take practical activities as the carrier, explore the establishment of interdisciplinary and project-based learning methods, and make good use of the 10 interdisciplinary practical activities suggested in the new curriculum standard to stimulate students’ independent practical exploration spirit and learning enthusiasm.

　　According to reports, Beijing will further standardize curriculum teaching, requiring junior high schools to strictly implement compulsory education curriculum plans and curriculum standards, and must not arbitrarily increase or decrease class hours, change the difficulty, speed up the progress, and must not finish classes in advance to prepare for exams and strengthen supervision and evaluation; Further improve the quality of proposition, focusing on the ability of students to analyze and solve problems by using what they have learned; Further optimize the enrollment mechanism, combine the diversified development of high school, and deepen the organic combination of multiple evaluation methods and enrollment methods.

　　"At present, we are simultaneously improving the multi-channel and new carrier enrollment and training methods, deepening the reform and collectivization of running schools in district system, promoting the integration of talent training, and providing students with diversified ways of further studies and diversified growth paths." Li Wei said.

　　 　(Beijing, September 26 th, our reporter Dong Cheng)

　　Affected by the rising pressure of comprehensive operating costs, more and more third-party payment channels begin to charge fees for credit card repayment. But at the same time, we should also see that there are many repayment channels for credit cards at present, and the channels such as bank online banking and mobile banking APP are still free — —

　　For users who use third-party payment channels to repay bank credit cards, a new change is about to happen: from March 26th, Alipay will charge a service fee for credit card repayment, and WeChat has charged for credit card repayment since August 1st last year, which means another "free lunch" for Internet services has ended.

　　Next, how will you choose the credit card repayment channel? What else do you need to pay attention to when using third-party payment to repay credit cards? Has Internet service entered the era of charging?

　　Alipay VS wechat

　　At present, users and the market are most concerned about the similarities and differences between Alipay and WeChat for credit card repayment charges.

　　In fact, repaying bank credit cards through third-party payment institutions is a new thing that has only appeared in recent years. In contrast, bank online banking and mobile banking APP are still the traditional mainstream channels for credit card repayment, and this channel does not charge extra for the single act of "repayment".

　　According to industry insiders, the so-called "credit card repayment service" paid by a third party means that the third party payment company deducts the corresponding money from the cardholder’s change account, debit card and other channels for credit card repayment according to his transaction instructions.

　　It is understood that "integrated management" is the main reason why some users choose to repay their credit cards through third-party payment channels.

　　"At present, I use the credit cards of ICBC, China Merchants Bank and Minsheng Bank at the same time. When I used mobile banking to repay, I would log in to the apps of these three banks respectively, and I also need to remember different repayment dates." Cui Jinqing, a young white-collar worker who works in a large central enterprise in Beijing, said that later, Alipay’s "credit card repayment" function was used to integrate the management of three credit cards. On one interface, the details such as which credit cards you bound, their repayment dates and their repayment amounts were clear at a glance.

　　Under the influence of integrated management, path dependence and other factors, the "credit card repayment" function of Alipay and WeChat gradually accumulated some users, but the increase in business volume also led to an increase in comprehensive operating costs, because there would be a payment channel fee behind each repayment.

　　When third-party payment institutions no longer invest in cost subsidy fees, "charging" will become the general trend. So for users, what are the similarities and differences between Alipay and WeChat after charging?

　　After comparison, the reporter found that from the charging standard, Alipay and WeChat are both one thousandth (0.1%) of the repayment amount, but Alipay has reserved two "free paths" for users.

　　Specifically, the first is to provide a free quota of 2000 yuan per person per month. Suppose the monthly repayment amount of users is 3,000 yuan, and the handling fee of Alipay is one thousandth of that of 1000 yuan, namely 1 yuan, but that of WeChat is one thousandth of 3,000 yuan, namely 3 yuan.

　　The second is to allow users to increase their free quota through two methods: "redemption of Alipay membership points" and "borrowing the free quota of relatives and friends".

　　"It is worth noting that if all your money is in Yu ‘ebao, you can withdraw it to your debit card first, which is free. Then log in to the bank’s online banking and pay back the credit card with the money from the debit card. There is no cost in the whole process. " The relevant person in charge of Alipay said.

　　Five aspects should be noted.

　　In addition to charging, compared with online banking, there are many matters needing attention in the "credit card repayment" service paid by third parties, which are mainly manifested in five aspects: determination of responsibility and right, repayment currency, single limit, repayment reminder and repayment appointment function.

　　The first is the issue of "determination of responsibility and right". It should be noted that the third-party payment institution is only the executor of the user’s credit card repayment instruction, and it will not be responsible for the losses caused by the user’s use of this service unless it does not follow the user’s instruction or the operation instruction is wrong.

　　The second is the issue of "repayment currency" and "bill inquiry currency". At present, the credit card repayment services of Alipay and WeChat only support RMB repayment, not foreign currency repayment. In addition, unless otherwise specified, the bill information that users can query through the above two methods is only RMB bills, and the foreign currency bills queried are for reference only, and accurate information still needs to be obtained through the issuing bank.

　　The third is the issue of "single limit". Wechat clearly stated in the agreement that when users make credit card repayments through Tenpay’s platform, they should still abide by the restrictions imposed by the repayment source bank on the maximum amount of their single transfer and the maximum amount of daily cumulative transfer; Tenpay is not responsible for the failure of repayment caused by this restriction.

　　The fourth is the issue of "repayment reminder". It is worth noting that even if users set up a credit card "repayment reminder" on the third-party payment platform, they still need to make repayment according to their agreement with the credit card issuer. The above settings are only used as a reference for repayment time and amount, not as a basis for whether or not to repay.

　　The fifth is the issue of "prepayment function". Wechat clearly stated in the agreement that "if you use the scheduled repayment function, Tenpay will provide you with repayment service according to the billing information provided by the issuing bank of your credit card, and Tenpay does not guarantee the authenticity, completeness and timeliness of this information". That is to say, if the user suffers losses due to the incorrect billing information, including but not limited to economic losses, late payment fees, reduced credit evaluation, etc., it will be settled by the user and the issuing bank.

　　Bank online banking channel is still free.

　　In the face of the above changes, many insiders said that the overall impact on users is limited. On the one hand, compared with services such as consumption and wealth management, credit card repayment is a function with lower frequency; On the other hand, at present, there are many repayment channels for credit cards. Although Alipay and WeChat charge, these channels such as bank online banking and mobile banking APP are still free.

　　In addition, Alipay also suggested in the announcement of "Adjustment of Credit Card Repayment Service Rules" that if it is a large repayment, users can choose to repay free of charge through channels such as bank online banking.

　　In fact, for commercial banks, retail business has always played the role of profit stabilizer, and credit card business is an important part of retail business.

　　Usually, when applying for a bank’s credit card, users need to have the bank’s debit card and use it as a repayment account. In this way, banks can not only improve customer stickiness through credit card business, but also form stable capital precipitation and repayment cash flow.

　　For this reason, for a long time, the online banking and mobile banking apps of various banks have not charged extra fees for the single act of "repayment" for the credit cards issued by the bank, but if users have overdue and installment repayment, they will charge other kinds of fees.

　　In recent years, many banks have even supported users to repay their credit cards through "debit cards from other banks" without charging any handling fees for the time being, in order to increase repayment channels for users and increase the frequency of their use of our credit cards.

　　It is worth noting that with WeChat and Alipay charging for "credit card repayment" one after another, the discussion about "whether Internet service has entered the charging era" has once again started in the society.

　　It is undeniable that in the past few years, more and more services on the Internet have begun to charge. According to a survey by the National Copyright Administration of China, in 2017, fee-based content accounted for almost half of the Internet content market in China.

　　At the same time, in the face of charging, users have gradually changed from "unaccustomed" in the early days to "accustomed". The financial report of iQiyi in the third quarter of 2018 shows that as of September 30, 2018, the number of subscribed members of iQiyi has reached 80.7 million, of which paying members account for more than 98%; The income from membership service was 2.9 billion yuan, up 78% year-on-year, which exceeded the income from online advertising service of 2.4 billion yuan.

　　"There is no eternal free model in any industry. In a fully competitive market, charging or not ultimately depends on whether the services provided by enterprises are worth paying for, and the charging price will gradually become reasonable in the competition. " The relevant person in charge of Alipay said.

　　In terms of the appearance of the 2023 SRT Hellcat, the new car continues the American muscle car style with very tough and powerful challenger family models. At the same time, the new car has added a set of wide-body kit on the basis of the ordinary version, which is mainly aimed at widening its wheel eyebrows, and has increased by 3.5 inches (88.9mm) compared with the ordinary version, enabling the new car to use wider tires. In addition, the new car will also provide 13 different body colors, and provide a variety of body pull flowers for consumers to choose from.

　　VIP Hotline: 15822617116 Manager Yi (same as WeChat)

　　In the details of 2023 Dodge Challenger SRT Hellcat, the middle net and the lower air intake of the new car are also painted in black, and there is a unique logo of SRT on the side of the middle net. In terms of wheels, SRT Super Stock adopts a set of 18x11J (18 inches in diameter and 11 inches in width) rims, which are the same as those of challenger SRT Demon, and is matched with the NT05R linear acceleration special tires with 315/40 R18 specifications, so that the car has three times the grip of SRT Hellcat models. In terms of brakes, the front wheel of the new car is equipped with an upgraded Brembo four-piston caliper and a 14.2-inch front brake disc.

　　VIP Hotline: 15822617116 Manager Yi (same as WeChat)

　　In terms of the power of 2023 Dodge Challenger SRT Hellcat, the new car is equipped with a 6.2-liter HEMI V8 supercharged engine. Compared with the challenger Hellcat Redeye model, its maximum power is increased from 807 horsepower to 818 horsepower, and the red line speed of the engine is increased from 6300rpm to 6400rpm. The transmission system is matched with a TorqueFlite 8HP90 8-speed automatic manual transmission. Dodge official said that the acceleration time of the new car from 0 to 96 km/h is 3.25 seconds, and it only takes 10.5 seconds to complete the linear acceleration of a quarter mile, but due to the tires of the new car, its top speed is limited to 168 mph (270 km/h).

　　VIP Hotline: 15822617116 Manager Yi (same as WeChat)

　　Company name: Tianjin Hailufeng Automobile Service Co., Ltd.

　　Company Address: Senyang International Automobile City, Bonded Zone, Tianjin Binhai New Area

　　Main brands: Rolls-Royce, Bentley, Mercedes-Benz, Land Rover, BMW, and other high-end brand models.

　　VIP Hotline: 15822617116 Manager Yi (same as WeChat)

　　Disclaimer: The above car purchase preferential information is provided by the comprehensive dealers of this website, and the price fluctuates greatly due to market factors, which is only for car purchase reference; The distributor is responsible for its authenticity, accuracy and legality, and this website does not provide any guarantee or assume any legal responsibility.

A few days ago, the eighth season of "Ace to Ace" came to a successful conclusion. The "Ace" Happy Bus, which will be there every Friday night, is full of sadness and warmth and cries goodbye to the audience! On the closing night, all the ace members brought a special "internal award ceremony": "Get up early and be greedy for the black", "Tengli Tengqi" and "Breakthrough with Variety" … which contained the jokes and memories of the whole season. This season’s "Ace to Ace" is also the fifth year that Hua Chenyu has accompanied the program. After being promoted to "Ace Two in Charge", he has found his own variety orientation more and more accurately —— "Inference+Unique Skills+Musical Talent", which has frequently contributed high-energy famous scenes and made people know more about Hua Chenyu outside of music. Hand-painted "ace family portrait", he clearly remembers everyone’s characteristics, integrates gentleness into small details, and takes care of his strength! In front of the stage, Hua Chenyu can be called an ace game panacea, and many netizens shouted: Without Hua Chenyu’s "Ace Family" team game, you will lose half! Outside the stage, he seems to be a behind-the-scenes supporter of a program. He is wise, kind and warm, and constantly outputs a sense of security and explosion to guests and programs, illuminating the overall situation like the sun.

In the eighth season of "Ace", Hua Chenyu’s famous scenes are constantly wise and funny, and off the charts has a sense of variety.

In the eighth season of Ace to Ace, Hua Chenyu was promoted to be "the most resourceful second master", and amazing music scenes were readily available: new songs and old songs such as "Light the bonfire at the end of the Galaxy", "The Sea of the Wind" and "Ordinary Life to Unusual Life" were infinitely broadcast on the stage, which greatly enriched the visibility of the program. Piano, flute and other musical instruments surprise performances, stage cooperation with guests from all walks of life, talent competition, more like a fairy fight, frequently heal the audience. Even on the variety stage, Hua Chenyu never forgot to perform the romantic fairy tale with Martians again and again. He reunited with Grandpa and Grandma Mars on the stage of "Ace" and completed the performance together, which made Mars romantic shock everyone.

Regardless of the music world or the real world, the flowers are trying their best to dream for fans, making people believe that a beautiful new world is ahead. The unique skill of "two masters" is far more than that. "Bare-handed water blocking" imitates accurate positioning and refreshes the audience’s cognition of reaction! You can also perform "IP Man Squat" on the balance ball, which was teased by netizens: Hua Chenyu Core is more stable than my salary increase! Reasoning ability frequently shocked the guest audience, focusing on a pre-judgment that predicted you. Not only did you analyze how many people were in the bad guys’ camp, but you also disguised yourself as the bad guys’ camp, successfully disintegrated the enemy’s interior, and finally succeeded in making the order take effect, saving the day! Many netizens said: "When I saw him, I thought that team would win. Hua Chenyu is really a god teammate with a sense of security."

The output temperature of Hua Chenyu’s "Ace" five-year "broken cocoon" growth and long-term companionship strength

I still remember that Huahua, who first entered the "Ace Family" a few years ago, was shy and shy, and interacted with the guests slightly. The five-year long-term companionship also made Huahua undergo a "cocoon-breaking" transformation, not only in the music field, but also in the variety field, she frequently led the team to turn over against the wind with her keen observation and reasoning ability. In the program, he and the guests crossed the future to "become bigger and stronger"; Appreciate the beauty of the national style together; Together, we will help the national treasure to embark on the journey home … so that the audience can gain a lot of knowledge in joy.

Since five seasons, he and Shen Teng have joined forces to bring Stay with me (anti-fraud version). He has shouted "Kill Pig Plate" and can improvise anti-fraud jingles in Hubei dialect! Not only did he draw the guest stick figures on the show, but he also extended this deep friendship to the offline. He would support the film screenings of Jia Ling, Shen Teng and other guests. Every time I stand in the center of the stage and enjoy the cheers, I don’t forget to mention the hard work of the behind-the-scenes staff, know how to be grateful and cherish, and treat every collaborator as a family member, so that everyone who works with him feels like a spring breeze. He kept a high standard on the trump card stage for five years, substituted life thinking into his works, and hid the two-way trip between "fireworks" in details, which is worth digging back and forth.

CCTV News:According to the person in charge of the Ministry of Agriculture and Rural Affairs, at present, China’s per capita energy, protein and fat supply have exceeded the world average, but the situation of unbalanced and insufficient nutrition is more common, which can be summarized as "more" and "less".

"Too much" means eating too much vegetable oil. At present, the per capita cooking oil in China exceeds the recommended amount of scientific diet by more than 40%. "Less" means insufficient intake of healthy foods such as milk and dairy products, soybeans and bean products. At present, the annual consumption of milk per capita in China is only one-third of the world average and one-half of the average in Asia, far below 110— The recommended dietary amount of 183 kg, the intake of soybeans and bean products is lower than the recommended amount.

Three aspects focus on promoting healthy consumption of food nutrition for residents.

The relevant person in charge of the Ministry of Agriculture and Rural Affairs said that many measures will be taken to promote the healthy consumption of food nutrition for urban and rural residents, focusing on three aspects.

Lei Liugong, Director of Market and Information Department of Ministry of Agriculture and Rural Affairs:The Ministry of Agriculture and Rural Affairs, together with relevant departments, will coordinate the construction of a healthy China and a strong agricultural country, and take a series of measures to promote healthy consumption of nutrition with the goal of meeting the needs of people’s high-quality life and population’s high-quality development.

At the production end, we will further promote variety cultivation, quality improvement, brand building and standardized production, and increase the supply of green and high-quality products by developing new healthy and nutritious foods such as soy products and cheese, so as to enrich consumers’ dining tables. In terms of supervision, we should strengthen the supervision on the quality and safety of agricultural products, fully implement the certification system for edible agricultural products, and ensure the "safety" so that consumers can eat with confidence. In addition, around the key contents such as "reducing oil and increasing beans", we will strengthen the popularization of food nutrition science, guide urban and rural residents to adjust their eating habits and food structure, so that ordinary people can choose, eat and eat healthily.

　　● A few days ago, the General Office of the State Council issued the Opinions on Further Stimulating the Potential of Culture and Tourism Consumption, and put forward specific measures from nine aspects: introducing measures to benefit the people, enriching product supply, developing night economy, improving tourism environment, promoting industrial integration, and strict market supervision.

　　● The tourism industry chain includes six aspects: eating, living, traveling, traveling, shopping and entertainment, all of which involve consumption. In the eyes of the industry, financial services can explore the combination point in all links. At the earliest, the "traditional bank+offline travel agency" model was the main one, that is, some offline large travel agencies cooperated with banks to launch staged tours.

　　● With the development of new consumption formats and new modes, consumer credit has gradually penetrated into the fields of culture and tourism. Especially with the wide application of information technology such as big data and cloud computing, the popularity of the consumer credit industry has soared, and the consumption mode of using online credit loans to purchase offline services has been sought after by more and more consumers.

　　● According to the latest statistics of the National Bureau of Culture and Tourism, in the first half of this year, the per capita consumption expenditure on education, culture and entertainment of the national residents was 1,033 yuan, an increase of 10.9% over the same period of last year, accounting for 10.0% of the per capita consumption expenditure; It is estimated that there will be 3.08 billion domestic tourists and the income will be 2.78 trillion yuan, up by 8.8% and 13.5% respectively. There were 72.69 million inbound tourists and 64.9 billion US dollars in international tourism revenue, both of which increased by 5%.

　　Our reporter Zhao Li

　　Intern Xie Huixu of our newspaper

　　A few days ago, the General Office of the State Council issued the Opinions on Further Stimulating the Potential of Culture and Tourism Consumption (hereinafter referred to as the Opinions), which put forward concrete measures from nine aspects, such as introducing measures to benefit the people, enriching the supply of products, developing the night economy, improving the tourism environment, promoting industrial integration and strict market supervision, so as to focus on both supply and demand and stimulate the potential of residents’ cultural tourism consumption.

　　The "Opinions" clearly stated that it supports the expansion of cultural and tourism consumer credit business, encourages the issuance of joint bank cards with merchant discounts and consumption stages, innovates the mortgage and pledge model of consumer credit, and develops credit products with different down payment ratios, terms and repayment methods.

　　In this regard, Qi Xiaobo, assistant director of the Tourism Research and Planning and Design Center of China Academy of Sciences, said in an interview with the reporter of Legal Daily: "The introduction of the tourism financial credit policy in the Opinions will not only provide more convenient services for residents’ daily cultural tourism consumption, but also help expand the banking financial services and financial consumption market."

　　Aim at both ends of supply and demand

　　Stimulate cultural tourism consumption

　　The new consumer finance platform has been embedded in daily consumption scenes such as tourism, and the credit consumption loans provided by banks can support consumers’ various consumption needs more flexibly.

　　Wang Yun is an account manager of a state-owned commercial bank. According to her introduction, personal credit consumption loans launched by banks can be used for cultural and tourism purposes, but strictly speaking, they cannot be used in investment fields such as purchasing wealth management products.

　　"Our consumer loan amount can be up to 800,000 yuan from 600 yuan, and the cumulative amount that can be applied for by self-service channels such as online banking, mobile banking and smart terminals is up to 300,000 yuan, and the interest rate is relatively low." Wang Wei said.

　　As an employee of an investment company, Guo Xiao told the reporter of Legal Daily that financial institutions, including banks, venture capital groups and risk control groups, have provided installment payment, credit cards, consumer credit and insurance services for tourists. Of course, under the general trend of "tourism+finance", travel-related enterprises, including OTA platforms and travel agencies, also take the initiative to connect with financial institutions, take advantage of internet finance, innovate to build a tourism financial service platform, and provide tourists with financial services for the whole tourism industry chain, such as payment and settlement services, tourism foreign exchange management, and tourism consumption staging.

　　Looking up relevant information, the reporter of Legal Daily noticed that before 2010, tourism consumption finance developed, and the first mode was "traditional bank+offline travel agency", that is, some offline large travel agencies cooperated with banks to launch the case of staged travel.

　　Regarding the background of introducing a series of policies and measures in terms of cultural and tourism consumption credit and means of payment, Qi Xiaobo said that on the one hand, the reason is that with the continuous and rapid improvement of living standards of urban and rural residents, residents’ culture and tourism consumption continue to expand. On the other hand, since the beginning of this year, the downward pressure on the economy has been great, the consumption demand of residents has slowed down, and the growth space of traditional consumption areas is limited. Stimulating cultural and tourism consumption is another market stimulating measure after the consumption policies such as automobiles and household appliances.

　　According to the latest statistics of the National Bureau of Culture and Tourism, in the first half of this year, the per capita consumption expenditure of education, culture and entertainment of the national residents was 1,033 yuan, an increase of 10.9% over the same period of last year, accounting for 10.0% of the per capita consumption expenditure; It is estimated that there will be 3.08 billion domestic tourists and the income will be 2.78 trillion yuan, up by 8.8% and 13.5% respectively. There were 72.69 million inbound tourists and 64.9 billion US dollars in international tourism revenue, both of which increased by 5%.

　　"It can be seen that there is a lot of room for cultural and tourism consumption to be released, and many new consumption patterns and product formats have also been born in the market, which is of great significance to expanding domestic demand and promoting economic transformation." Qi Xiaobo said.

　　According to Qi Xiaobo’s analysis, the General Office of the State Council issued the "Opinions" with the purpose of exerting strength from both supply and demand, constantly stimulating the cultural and tourism consumption potential, and promoting the cultural and tourism consumption facilities to be more perfect, the consumption structure to be more reasonable and the consumption environment to be more optimized. According to the data of the National Bureau of Statistics, the contribution rate of final consumption expenditure to economic growth reached 76.2% in 2018, and consumption has become the "main engine" to stimulate the economy. "The rapid development of culture and tourism consumption finance has further promoted the upgrading of consumption and improved the quality of life of residents."

　　With the development of new consumption formats and modes, consumer credit has gradually penetrated into the fields of culture and tourism. At the same time, with the application of information technology such as big data and cloud computing, the popularity of consumer credit industry has soared, and the consumption mode of using online credit loans to purchase offline services has been sought after by more consumers.

　　"The policy on tourism consumption credit in the Opinions is conducive to expanding the market for financial services and financial consumption of banks. Facing the growing middle-class consumers, joint bank cards for hotel reservation and air ticket purchase will have rich customer resources, and they have better income level and purchasing power. Once this market is activated, it will greatly stimulate cultural tourism consumption. " Dong Dengxin, director of the Institute of Financial Securities of Wuhan University of Science and Technology, said.

　　Tourism consumption finance is active.

　　Risk prevention and control needs to be strengthened

　　In 2013, the Internet finance boom led to a number of online travel platforms that entered the field of consumer finance earlier. After 2015, tourism consumer finance has attracted more attention, and many online travel platforms are rushing in.

　　Guo Xiao said that from the current users of various Internet tourism enterprises, the users of content enterprises represented by Ma Honeycomb have grown strongly, and the online usage scenarios of tourism users have gradually deepened. E-commerce platforms have transplanted the concept of consumption first and then payment to the development of tourism. For example, Huabai launched by Alibaba and JD.COM Baitiao launched by JD.COM all use their huge platform user base to guide the change of consumption concept, and then through the implantation of tourism concepts and industries, they have launched installment payment services for tourism products on their own platforms to meet the needs of tourists.

　　According to the data, at present, most online travel platforms have launched tourism staging products, and at the same time, an entrepreneurial platform focusing on tourism staging has been born.

　　"The deep integration of information technology and consumer credit business makes consumers basically not limited by the business hours and processing space of financial institutions. After users submit their identity information online, the platform can quickly complete the review and grant credit lines in time. For financial institutions, Internet consumer credit can handle small loans in batches and in a standardized way, which also helps to better prevent risks. " Dong Ximiao, vice president of Chongyang Financial Research Institute of Renmin University of China, said.

　　According to Guo Xiao, the tourism consumption financial service platform has the characteristics of low loan amount, short loan period and low borrowing cost. Take the white note business of a tourism enterprise as an example, its maximum amount is only 50,000 yuan, but it is at a medium level in related businesses, and the loan repayment period is relatively simple, with only 10 months and 3 months. From the operational level, the operation interface of the tourism consumption financial platform is simple and intuitive, with the characteristics of fast approval and fast payment.

　　Recently, according to media reports, a number of users said that they borrowed money from a well-known tourism company’s "Money Tour" and "Journey White Strip" and were charged a loan acceleration package of 199 yuan by the platform. The annual interest rate of comprehensive loans exceeded 300%. Some media found on the 21CN complaint platform that from May to July this year, there were as many as 277 complaints about this travel platform, such as "beheading" and "violent collection", and there were more than 100 similar complaints about black cats.

　　In this regard, Yin Zhentao, deputy director of the Law and Finance Office of the Institute of Finance of China Academy of Social Sciences, said: "Through this phenomenon, we found a problem, that is, technology enterprises do financial business. Many travel online platforms started with technology companies. Even in the tourism industry, they actually do Internet business as technology companies. The standards and requirements required for financial business are still relatively high. Many technology companies still have some deficiencies in risk control ability or understanding of finance, which cannot be made up in a short time. Therefore, in the early stage of industry development, similar phenomena are relatively normal. "

　　Zeng Rong, who has been engaged in the development of tourism financial products, said that due to the complex characteristics of the tourism industry, the tourism supply chain is long, there are many capital circulation links, and there are many cross-industries, it is easy to produce loopholes in capital precipitation and control. The risk control model of tourism consumer finance comes from the bank risk control model, but it needs to be further evolved in combination with the characteristics of the tourism industry. The construction and investment of tourism projects is a long-term and continuous process, and the prosperity of tourist attractions takes a long time. Therefore, the future income of tourism is very uncertain, and tourism loans are mainly pledged by the right to operate scenic spots and the right to charge tickets.

　　Regarding the risk of tourism consumption loans, Yin Zhentao thinks: "On the one hand, the tourism expenses are still relatively large. Driven by the installment of tourism loans, are the individual’s affordability and tourism demands appropriate? Nowadays, many young people travel overseas by stages and go to some countries with relatively high consumption levels, which will increase their debt pressure. How to achieve healthy guidance is worth thinking about. "

　　"On the other hand, the tourism industry is special. The consumption stages of tourism industry are usually given to tourism service providers at one time. If consumers change their itinerary or cancel their itinerary for some reason, there are obstacles and difficulties in terms of consumer protection and service. This may require enterprises and regulatory authorities to jointly create a good development space or establish feasible market rules for constraints. " Yin Zhentao said.

　　Innovating mode and strengthening supervision

　　Ensure the healthy development of the industry

　　Even if there are risks, the relationship between consumer financial services and consumption scenarios has become increasingly close. The whole industrial chain of tourism includes six aspects: eating, housing, traveling, traveling, shopping and entertainment, and all links involve consumption. In the eyes of the industry, financial services can explore the combination point in all links.

　　"such as financial needs before going out; The demand for capital guarantee, installment consumption and shopping during travel; Demand for consumption tax refund and financial management after travel. The innovative integration mechanism of tourism and finance can effectively expand the scale and dependence of tourists and users, and improve the experience of tourism consumers. " Guo Xiao said.

　　While paying close attention to the realization of traffic, many online travel platforms are turning to industrial finance in another way. An insider who once had working experience in the financial services department of an online travel platform revealed: "Industrial finance has a single energy level of 50 million, and the amount of personal consumption finance is too small, and the level difference is too much. We are more based on the financial needs of enterprises in the tourism industry chain. The overall financing scale in 2019 almost reached 1 billion yuan. "

　　Regarding how to effectively guarantee the benign development of tourism consumption credit, Yin Zhentao thinks that "the most important thing is to rely on the high attention of the regulatory authorities".

　　Regarding the innovative consumer credit pledge model proposed in the Opinions and the development of credit products with different down payment ratios, terms and repayment methods, Yin Zhentao said: "First, we must have a risk awareness and license concept for the industry and carry out business according to market rules. Secondly, we must consider a large number of our own clients (such as mobile apps or computer software), financial consumer protection, data security and business logic of the industry, as well as factors such as business development logic, financial regulatory requirements and corporate social responsibility.

　　Yin Zhentao also suggested that at the relevant regulatory level, there should be guidance first, including guiding technology companies to carry out financial business, giving innovative license resources to technology companies, and guiding financial consumers to form a reasonable consumption concept. Secondly, there must be constraints, and it is necessary to clarify the regulatory authorities and institutions. In the process of supervision, we must also consider the characteristics of this new format and innovate the supervision methods. "The supervision of such enterprises is different from that of traditional financial institutions, and the data flow of such financial companies will be more difficult to supervise, which may require scientific and technological supervision means."

　　According to insiders, the risk control ability has an impact on the income scale and cost through the audit pass rate and bad debt rate respectively. Under normal circumstances, the higher the interest and service fees of a platform, the worse the credit standing of the users, and the higher the approval rate; Improving the ability of risk control can ensure that the audit pass rate will increase while the interest and service fees remain unchanged, thus expanding the income scale.

　　"Improving the ability of risk control can reduce the bad debt rate under the condition that the audit pass rate is certain, thus reducing the cost." Zeng Rong suggested that it is necessary to fully integrate Internet big data credit reporting with multi-dimensional data sources, personal credit certification, quantitative rating, etc. to achieve rapid automatic approval, flexibly configure risk control models, reduce risk control costs, improve approval efficiency, and reduce the incidence of bad debts. It will be an important competitiveness for tourism financial service providers to build a risk control system based on credit information system, so that enterprises can reduce operating costs and enhance their comprehensive competitiveness while increasing their financial service capabilities.